Taylor Howard is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2019, with prior experience at Hedman Partners, Brouwer, DeJong & Associates, and The Master's University. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement who meet specific asset criteria, providing written recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver customized advice, primarily for clients holding assets within Ameriprise-managed accounts.

Ian Gamboa is a financial advisor with Ameriprise in Fresno, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2025, he was associated with LPL Financial and Thiesen Dueker Financial Consulting Group. Outside of finance, he has experience working with the United Conservatory of Music and in the brewing industry. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Madison Stearns is a Series 66-licensed financial advisor with Morgan Stanley in Fresno, CA, and has two years of industry experience. She has worked with Morgan Stanley Private Bank since 2024 and has been with Morgan Stanley since 2021. Prior to her financial services career, she was employed by Fowler Unified School District and held positions at Fowler High School and Dicks Sporting Goods. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by advanced modeling tools and offers a broad range of retail and institutional investment products.

Peter Baumstark is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since 1990, he has provided financial and wealth management advice and services to individuals, affluent families, and businesses. His expertise includes portfolio asset allocation, investment management, retirement and wealth planning, as well as cash management and employer retirement plans for business clients. Peter approaches wealth management by thoroughly discussing each client's goals and expectations to set targeted objectives that can adapt to their changing needs. He works closely with clients' other trusted advisors, such as attorneys and accountants, to address tax, trust, philanthropic, and estate issues, including wealth transfer strategies, providing individualized attention to each unique circumstance. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., the Chartered Retirement Planning Counselor (CRPC) designation awarded by the College for Financial Planning Institutes Corp., and other professional credentials. Peter attended California State University, Fresno, and earned his high school diploma from Palos Verdes High School. His personal interests include cooking, hiking, and traveling.

Michael Marini is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2009. Outside of his advisory work, he serves on the advisory board of Simonian Farms, a retail and online agricultural business based in Fresno, California. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by firm-approved tools and offers broad retail and institutional investment services.

Jarrod Martinez is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 31 years of industry experience. Martinez has previously worked at Wells Fargo Advisors and Concurrent Advisors. He serves as Treasurer for Valley Children's Hospital, where he manages financial records. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and investment consulting supported by analytical tools and related advisory programs.

Francisco Puente is a Senior Financial Advisor at Merrill Lynch Wealth Management. He assists families and individuals in pursuing their financial objectives by developing personalized wealth management strategies tailored to each client's specific needs and priorities. Francisco provides access to investment insights from Merrill and offers banking and lending solutions from Bank of America to support his clients' financial goals. Francisco joined Merrill Lynch Wealth Management in 2019. Prior to his current role, he served as a Deputy Sheriff for Fresno County for over 18 years. He holds the Certified Plan Fiduciary Advisor® (CPFA®) designation from the National Association of Plan Advisors, as well as a Bachelor's degree in Business Administration with a Finance option and a Master of Business Administration (MBA) degree from California State University, Fresno. His areas of expertise include college education planning, employee benefits planning, services for endowments, foundations, and non-profits, retirement planning, small business strategies, tax minimization, and investment consulting. Fluent in both Spanish and English, Francisco is actively involved in his community through participation in local softball organizations and membership in the Rotary Club. He enjoys baseball, boxing, football, pickleball, reading, running, softball, spending time with his family, traveling, and watching movies.

Zaira Quach is a financial advisor with Wells Fargo Clearing in Stockton, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Her prior work includes roles at JPMorgan Chase Bank and JP Morgan Securities LLC, as well as experience with LVL Products, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Niko Rossi is a financial advisor at Morgan Stanley in Fresno, CA, holding Series 66 and Series 63 licenses. Rossi has worked at Morgan Stanley since 2024, with prior experience at Mason Street Wealth Management and various educational institutions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and analytics.

Bianca Barrette is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. She has worked at Bank of America, N.A. since 2019 and has also been with Merrill since 2018. Prior to that, she held positions at SCF Securities and taught at Grand Canyon University and Fresno Pacific University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Rodney Webster is a financial advisor with Wells Fargo Clearing in Madera, CA, holding a Series 66 designation and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2011 to 2016, while also maintaining a long tenure at Wells Fargo Bank, N.A. beginning in 2000. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs among its offerings.

Scott Buss is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 32 years of client-focused investment experience. Based in Fresno, California, he serves a select group of affluent clients across the state, including successful business owners with 401(k) and retirement plans, blue-collar entrepreneurs and investors—particularly in agriculture-related ventures—and pre-retirees and retirees active in their communities. Scott holds a Bachelor's degree in Business Administration from California State University, Fresno, where he also played baseball as an All-American before pursuing a professional baseball career. He is a Certified 401(k) Professional (C(k)P), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His practice emphasizes personalized, planning-based strategies that align wealth management with clients’ broader goals, including philanthropy and business succession. Scott coordinates closely with Bank of America Private Bank, Merrill Lynch Wealth Management, and clients’ legal and tax advisors to support tax-efficient and estate planning strategies. He prioritizes transparency and relationship-building, often meeting clients in their homes and offices to better understand their motivations. Scott remains actively involved in the Fresno community alongside his wife, Susan, and their two sons. He commits to serving clients not only through portfolio management but also by being an accessible resource who adds value beyond investments.

Dustin Topoozian is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry for over twenty years, beginning his career with Bank of America/Merrill in 2005. Dustin assists clients with preparation and transition into retirement by building structure and providing guidance tailored to their needs. He focuses on understanding each client's goals and objectives by developing close relationships to gain insight into all aspects of their financial lives. Utilizing Merrill's resources and the Merrill Lynch Wealth Management process, Dustin creates disciplined plans to support retirement lifestyles, investment management, and wealth transfer strategies. He remains involved with clients to adapt plans as their financial situations evolve. Dustin graduated from the Craig School of Business at California State University, Fresno. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, he enjoys traveling, golfing, and spending time with his wife and three children.

Bruce Kalajian is a financial advisor with RBC Capital Markets in Fresno, CA, holding Series 63 and Series 65 licenses and having 41 years of industry experience. He has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customized portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Christian Hunt is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Anabel Rodriguez is a Series 66 licensed financial advisor with six years of industry experience. She has worked at Wells Fargo Clearing since 2021 and previously held roles at Raymond James Financial Services and Central Valley Community Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and utilizes research and analytics to support diversified investment strategies.

Angela Villanueva is a financial advisor with Wells Fargo Advisors based in Fresno, CA. She holds Series 63 and Series 65 licenses and has 27 years of industry experience. Her career includes over a decade with Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm provides a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds.

Timothy Welch is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has held roles at Community West Bank and Central Valley Investment Services, where he serves as branch owner and manager in addition to his advisory duties. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm provides tailored, non-discretionary planning and consulting using advanced analytical tools and supports municipal finance work through its affiliation with a municipal advisor.

Matthew Petersen is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Wells Fargo Advisors Financial Network since 2016. Petersen holds ownership interests in investment-related businesses and serves as a trustee for multiple 401(k) plans. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Doredda Grossman is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 40 years of industry experience. She has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and model portfolios supported by LPL Research and third-party subadvisors.