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Franklin B

Series 63, Series 65, Series 66

Yorktown, VA

Edward Jones

Franklin Belvin is a financial advisor at Edward Jones with 36 years of industry experience. He has held his current position since 1990 and holds Series 63, Series 65, and Series 66 designations. Outside of his advisory work, he owns a storage business in Yorktown, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, investment options, and affiliated services, supported by one of the largest networks of advisors and branch offices in the industry.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Neal S

Series 66

Norfolk, VA

UBS Financial Services

Neal Smith is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 designation and 13 years of industry experience. He has been with UBS since 2012 and serves concurrently in the US Navy. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning and portfolio management solutions supported by proprietary research and model-based asset allocations.

General retirement planning Cash flow / budgeting Equity compensation tax strategy Executive Founder/Business Owner Mid-Career Professionals Approaching retirement
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John D

Series 66

Suffolk, VA

Raymond James Financial

John De Vore is a financial advisor with Raymond James Financial holding a Series 66 credential and one year of industry experience. His prior work includes roles at TowneBank, the United States House of Representatives, and the Senate of Virginia. He has also been involved with the Greater Williamsburg Chamber of Commerce and worked in local business and education settings. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers unique municipal and public-finance advisory services within a large advisor network.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Scott S

CFA®, Series 66

Norfolk, VA

UBS Financial Services

Scott Singor is a CFA® charterholder and holds a Series 66 license with 20 years of industry experience. He has been with UBS Financial Services since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

General retirement planning Cash flow / budgeting Equity compensation tax strategy Executive Founder/Business Owner Mid-Career Professionals Approaching retirement
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Steven K

Series 63, Series 66

Newport News, VA

LPL Financial

Steven Kennedy is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and totaling 39 years of industry experience. His prior roles include positions at Townebank and Raymond James Financial. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by model portfolios, research, and technology-driven strategies.

College savings (529s, UTMA, etc.)
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Christopher F

Series 66

Virginia Beach, VA

Edward Jones

Christopher Fletcher is a financial advisor with Edward Jones in Virginia Beach, VA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2025, he worked for Legal Benefits Inc. for five years and was involved with Il Giardino Ristorante for four years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Johanna W

Series 66

Smithfield, VA

Edward Jones

Johanna Wiggins is a financial advisor at Edward Jones with four years of industry experience. She holds the Series 66 designation and previously worked at Colonial Farm Credit for 12 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Business ownership considerations Business exit / sale strategy Business succession planning General estate planning guidance General retirement planning Military & Veterans Founder/Business Owner
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Lauren K

Series 66

Portsmouth, VA

Edward Jones

Lauren Kunkle is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Summit Grove Camp and Conference Center and operated Willow Branch Studio for a decade. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Thomas V

CFP®, Series 66

Hampton, VA

Raymond James Financial

Thomas Vitaletti is a CFP® professional with four years of industry experience, currently affiliated with Raymond James Financial in Hampton, VA. His prior experience includes roles at LPL Financial and Towne Bank. Outside of his advisory work, he is involved with Towne Wealth Management, supporting the investment division of FID Bank. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, offering tailored non-discretionary advisory services supported by advanced analytical tools and a notable municipal advisory affiliation.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Curtis L

Series 63, Series 65

Newport News, VA

Edward Jones

Curtis Lassiter is a financial advisor at Edward Jones with 18 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Edward Jones in 2024, he worked at Bank of America, Merrill Lynch, Wells Fargo Clearing Services, and Wells Fargo Advisors. Outside of his advisory work, he owns Lassiter Media LLC, providing video and audio services for churches, and serves as the audio and video director for St. John Baptist Church. He is also a board member of Habitat for Humanity in Newport News, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Retirement income strategy General retirement planning Wealth management General estate planning guidance Charitable giving & philanthropy Government Employee
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Brooke W

Series 66

Virginia Beach, VA

Edward Jones

Brooke Walthall is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, she held roles at United Property Associates, Thornton Electrical Company, and other organizations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of financial advisors and branch offices.

Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Divorce financial planning General estate planning guidance Wealth management Retired Founder/Business Owner Executive
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James H

Series 66

Newport News, VA

Raymond James Financial

James Heyman is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and nine years of industry experience. Prior to joining Raymond James in 2021, he worked at Wells Fargo Advisors and Intelledox Inc. Outside of his advisory role, he is a managing partner of Heyman Investment Group and has ownership interests in businesses related to oyster harvesting and real estate. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services using advanced analytical tools and supports a large advisor network with specialized capabilities in municipal finance and employer retirement plans.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Wanda A

Series 63, Series 65

Newport News, VA

Morgan Stanley

Wanda Austin is a financial advisor with Morgan Stanley in Newport News, VA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Outside of her advisory role, she serves as a board member of Riverside Regional Medical Center. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured tools and modeling techniques, providing advisory services without individual security recommendations as part of standalone plans.

General estate planning guidance
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Richard D

Series 66

Norfolk, VA

UBS Financial Services

Richard De Salvo is a financial advisor at UBS Financial Services with the Series 66 designation and one year of experience in the industry. Prior to joining UBS, he served in the United States Navy for 21 years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, delivering advisory work supported by proprietary research and model-based asset allocations.

General retirement planning Cash flow / budgeting Equity compensation tax strategy Executive Founder/Business Owner Mid-Career Professionals Approaching retirement
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Robert C

CFP®, Series 66

Newport News, VA

Cetera

Robert Carmines is a CFP® with 26 years of industry experience, currently serving as an advisor at Cetera since 2025. He has held roles at Avantax Advisory Services and 1ST Global Advisors, among others. He also owns Carmines Robbins Financial Services, LLC and serves as a trustee for a family trust. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform to independent advisors nationwide. The firm serves a broad range of clients, including individuals, retirement plans, and institutional accounts, with services spanning portfolio management, financial planning, and access to third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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John R

Series 66

Norfolk, VA

Edward Jones

John Rhoades is a financial advisor with Edward Jones in Norfolk, VA, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, Rhoades owns and operates Rocky's Culture Co., a Virginia Beach-based art and concept design business specializing in creative design consulting, mural artwork, and event coordination. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and strategies, supported by a large nationwide network of financial advisors and branch offices, and provides additional affiliated capabilities including trust services and securities-based lending.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Patrick C

Series 63, Series 65

Norfolk, VA

UBS Financial Services

Patrick Cvitanovich is a financial advisor with UBS Financial Services in Norfolk, VA. He holds Series 63 and Series 65 designations and has 27 years of industry experience, having worked at Painewebber Incorporated and UBS Financial Services since 1998. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and diversified capital markets expertise.

General retirement planning Cash flow / budgeting Equity compensation tax strategy Executive Founder/Business Owner Mid-Career Professionals Approaching retirement
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Kimberly D

Series 63, Series 65

Newport News, VA

LPL Financial

Kimberly Debusk is a financial advisor at LPL Financial with 26 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Nationwide Advisory Services and Nationwide Insurance Company. Kimberly is linked to a family-owned electrical contracting business and has a minor ownership interest in a non-variable insurance firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, with investment management supported by internal and third-party research and model portfolios.

College savings (529s, UTMA, etc.)
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Shannon G

Series 66

Newport News, VA

Morgan Stanley

Shannon Green is a financial advisor at Morgan Stanley with 19 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets starting in 2007. He holds a Series 66 credential. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

General estate planning guidance
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William D

Series 63, Series 65

Newport News, VA

Mass Mutual Investors Services

William Davis is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked with Mass Mutual Investors Services since 1985 and has been affiliated with MassMutual Life Insurance Company since 1978. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers tailored financial planning using firm-approved analytical tools and provides a range of investment and insurance solutions.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
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