Carl Beck III is a financial advisor with LPL Financial in Roanoke, VA, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory role, he has involvement with non-variable life and health insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Bethany Hajny is a financial advisor with Equitable Advisors in Roanoke, VA, holding a Series 66 credential. She has one year of experience in the financial advisory industry, previously working at Boot Barn, Virginia Furniture Market, and US Cellular. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing a range of proprietary and third-party investment models and advisory platforms.

Tracy Sledd is a financial advisor at Mass Mutual Investors Services with 36 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Metlife Securities, Inc. for 11 years. Sledd is also an Independent Insurance Agent specializing in fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, goal-based planning without discretionary investment authority.

Jennifer Jones is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 14 years of industry experience. Her prior work includes roles at Heritage Financial LLC, Allstate Insurance Company, Ameriprise Financial Services Inc., and Wells Fargo Bank. She has also been involved with Eyring Farms for a decade. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broader set of financial product offerings than many large institutional advisers, including insurance-related vehicles and bank deposit sweep options.

Derek Layman is a CFP® professional with 15 years of experience, currently affiliated with Cetera. He has worked at Cetera and Cetera Wealth Services, LLC since 2015 and also operates Layman Financial, a financial advisory and planning service. Outside of his financial career, he serves as a pastor at Christ Community Church and is vice chairperson of the board of Lake Christian Ministries. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services across various program structures and custodial relationships.

Michelle Jones is a financial advisor with Wells Fargo Advisors who holds Series 63 and Series 66 licenses and has 33 years of industry experience. Her prior work includes roles at UBS Financial Services and Citigroup Global Markets. She is currently based in Roanoke, VA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business transitions, sports and entertainment, special needs, and divorce.

Mark Bukowski is a CFP®-certified financial advisor with 25 years of industry experience, currently practicing at Wells Fargo Clearing since 2016. His prior roles include positions at Merrill and Banc of America Investment Services, Inc. Outside of advising, he co-owns rental properties in Virginia with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm employs a large network of advisors and offers brokerage and advisory solutions that incorporate research and analytics to support diversified investment strategies.

Ty Dunkleman is a financial advisor with Equitable Advisors in Roanoke, VA, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked in education and community recreation roles, including positions at Concord University and Christiansburg Recreation Center. Equitable Advisors serves a diverse client base, including individual and institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs. The firm employs a model-based investment approach, utilizing third-party asset managers and advisory programs while providing ERISA fiduciary services to qualified plans.

Ann Taylor Parcell is a financial advisor at Equitable Advisors with three years of industry experience. She holds a Series 66 designation and has prior work experience that includes administrative support roles and positions outside the financial sector. Parcell assists with computer administrative tasks for a family-owned business related to client communications and website updates. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves assessing client risk tolerance and utilizing a range of third-party asset managers and proprietary tools to deliver customized investment solutions.

Amy Force Garrett is a financial advisor with Equitable Advisors in Roanoke, VA, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, she was self-employed for several years and has held various roles outside the financial industry. She volunteers as Grand Secretary for the International Knightly Order of Saint George and serves as Priory Inspector and Armorer for the Sovereign Military Order of the Temple of Jerusalem. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers, focusing on matching clients with suitable investment models based on their personal and plan information.

Thomas Fitchett is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously spent a year at Citigroup Global Markets. Outside of advising, he manages personal farm activities as the sole owner of a farm in Floyd, VA. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm utilizes research and analytics to evaluate investment options, supports a range of financial products through affiliates, and serves over 14,000 advisors nationwide.

Andrew Brammer is a financial advisor with Wells Fargo Clearing in Roanoke, VA, holding a Series 66 designation and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across a broad range of financial products.

Laura Hale is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and nine years of industry experience. She worked previously at Kettering Financial Advisory Group, Ltd for nine years before joining Cambridge in 2020. Hale is also the owner and president of Hale Financial Services, LLC in Roanoke, VA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using various strategies and platform arrangements.

Donna Caron is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has worked with Merrill for a total of 21 years, with a brief one-year tenure at Morgan Stanley in between. Caron is based in Roanoke, VA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Lydia Blackiston is a financial advisor at Wells Fargo Advisors with 23 years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016 before joining Wells Fargo Advisors in 2023. Outside of her advisory work, she is a landlord with ownership of rental property in Buchanan, VA. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad planning menu that includes cash-flow, retirement, education, risk, and wealth-transfer planning. The firm integrates advisory services with other financial products and serves clients through tailored recommendations based on Wells Fargo’s research and planning tools.

Ricky Young is a financial advisor with Wells Fargo Clearing in Roanoke, VA, holding Series 63 and Series 65 designations and bringing nine years of industry experience. He has been with Wells Fargo Clearing Services since 2017 and Wells Fargo Bank NA since 2014. Outside of his advisory role, he owns and operates Joes Diner, LLC in Blacksburg, VA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics-based investment evaluations and offers both brokerage and advisory solutions across a broad range of financial products.

Jennifer Owen is a financial advisor with Osaic Wealth, Inc. based in Roanoke, VA, holding a Series 66 designation and 21 years of industry experience. Her prior roles include positions at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Securities America Advisors, Inc. She is currently appointed as an agent under a power of attorney for family members. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, using a variety of platforms and asset-allocation tools to construct portfolios that may include a range of investment products managed on both discretionary and non-discretionary bases.

Isaac Cobbinah is a financial advisor with Wells Fargo Clearing in Roanoke, VA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wachovia Bank, N.A. since 2003. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Matthew Fitzgerald is a financial advisor with Wells Fargo Clearing in Roanoke, VA, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank NA since 2010. Wells Fargo Advisors is a large national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research from Wells Fargo Investment Institute and third parties to guide portfolio construction and offers both brokerage and advisory solutions.

Richard Taylor Jr. is a financial advisor with Equitable Advisors in Roanoke, VA, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Solid Rock Financial Partners, Eagle Strategies, NYLIFE Securities, and New York Life Company. Before entering the financial industry, he worked for United Parcel Service for over three decades. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm employs a range of advisory models implemented through third-party asset managers and provides ERISA fiduciary services to qualified plans.