Raymond Jung is a financial advisor at OSAIC with 39 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation from 1986 to 2025 before joining OSAIC. He holds the Series 63 designation. Outside of his advisory role, he is involved in managing and owning several rental properties through family trusts. OSAIC serves a broad range of retail and institutional clients, offering integrated brokerage and investment advisory services. The firm employs various asset-allocation tools and supports multiple advisory platforms, including third-party managed-account solutions.

Ying Zhang is a financial advisor at UBS Financial Services with 34 years of industry experience. She has held her current position since 2012. Zhang holds a Series 63 designation and is based in Danville, California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Jack Hollmeyer is a financial advisor with Raymond James Financial, holding a Series 66 designation and two years of industry experience. He has worked with Raymond James Financial Services Advisors, Inc. since 2024 and previously with Northwestern Mutual Investment Services. Outside of advisory roles, Hollmeyer has experience in basketball coaching and support roles within community recreation. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm employs analytical tools for tailored, non-discretionary advice and supports a broad advisor network with programs that include municipal and public finance services.

Steven Bidwell is a financial advisor at Edward Jones with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Bankers Life and Bankers Life Securities Inc. Outside of his advisory role, he is involved in a VA compensation and pension activity in French Camp, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Megan Lee is a financial advisor at Charles Schwab with a Series 66 credential and two years of industry experience. She previously worked at United States Liability Insurance and has a background that includes full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary management options with a focus on multi-asset portfolios and alternative investment due diligence.

Yama Jamili is a CFP® professional with 19 years of industry experience, currently serving at LPL Financial since 2023. Prior to joining LPL, Jamili worked at BMO Bank NA and BancWest Investment Services, where he held roles including Head of Northern California and Pacific Northwest Private Wealth. He is also a co-owner of M & J Family LLC, a non-investment related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, leveraging model portfolios, third-party asset managers, and institutional platforms to support diverse client needs.

Daryl Salcedo is a financial advisor with LPL Financial, holding a Series 66 designation and with 22 years of industry experience. His career includes roles at Morgan Stanley, Wells Fargo Investments, Chase Investment Services, U.S. Bancorp Investments, and Travis Credit Union before joining LPL Financial in 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a broad network of over 22,800 advisors.

Carlos Castro Vonk is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work history includes roles at Charles Schwab Bank, Wild Science Explorers, and involvement with the Next Level Sports Foundation. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Tyler Bailey is a financial advisor with Raymond James Financial in San Ramon, CA, holding a Series 66 license and eight years of industry experience. His career includes roles at Summit Financial Group, Securian Financial Group, Ameriprise, Morgan Stanley, Bank of America, and Merrill. He is also involved with Summit Financial Group, where he supports financial planning and client service activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and maintains specialized programs, including municipal advisory services and SIMPLE IRA employer consulting.

Jeffrey Rodvien is a financial advisor at RBC Capital Markets with 26 years of industry experience. He holds a Series 66 designation and has worked at City National Bank, Bank of America, Merrill, Oppenheimer, and Morgan Stanley. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, employing tailored strategies through a combination of in-house and third-party investment managers.

Sanjay Dhar is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently with Cetera and has previously worked at SagePoint Financial, OSAIC, and Bay Area Wealth Management Group. Outside of advising, he serves as a business consultant for a startup developing an options trading platform and is involved in the sales and service of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with model portfolios, third-party managers, and customizable strategies.

Ning Jiang is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. Jiang has 10 years of industry experience, including roles at Mass Mutual Investors Services since 2017 and MetLife Securities from 2015 to 2017. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing collaborative, software-assisted planning processes without discretionary authority over client investments.

Nicholas Ruotolo is a financial advisor at OSAIC with 10 years of industry experience. He previously worked for Lincoln Financial Advisors for nine years and has been affiliated with Saint Mary's College since 2014. In addition to his advisory work, Ruotolo operates a side business offering fixed insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and nonprofit organizations. The firm provides a wide range of investment and advisory services, utilizing various asset-allocation tools and third-party platforms to support both discretionary and non-discretionary portfolio management.

Nathan Bennett is a CFP® professional with 26 years of experience currently affiliated with Raymond James Financial Services Advisors, Inc. He is also the co-owner and managing partner of Summit Financial Group, LLC, where he serves as CEO and chair of the leadership team. His career includes long-term roles at Securian Financial Services, Inc. and Summit Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients including individuals, high-net-worth clients, pensions, corporations, and institutional entities. The firm delivers tailored, non-discretionary advice using analytical modeling and supports its offerings with municipal advisory services and specialized retirement plan consulting.

Reijer Groenveld is a financial advisor with Edward Jones in Tracy, CA, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of financial advisors and branch offices.

Martin Johnson is a financial advisor with OSAIC in San Ramon, CA, holding Series 63 and Series 66 licenses and 28 years of industry experience. He previously worked at Lincoln Financial Advisors for 24 years before joining OSAIC in 2025. Johnson also operates insurance-related businesses offering accident, health, disability, long-term care, and life insurance products, as well as commission-based group benefits. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, using various tools and analysis to construct portfolios that can include a wide range of securities, managed on discretionary or non-discretionary bases.

Dave Malhotra is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2026. Prior to this role, he held several positions at Fidelity Investments, including Investment Consultant from 2025 to 2026 and Investment Solutions Fixed Income from 2023 to 2025. Before joining Fidelity Investments, he worked as a Financial Advisor at Merrill Lynch from 2019 to 2023. Dave employs a comprehensive planning approach that focuses on placing his clients' needs first. He works closely with clients to understand their financial goals and develops strategies aimed at helping them achieve their objectives. His approach emphasizes client comfort and confidence in their investment decisions by preparing them thoroughly for their financial future. He holds a California Insurance License and engages in personal interests such as art, family activities, fitness, swimming, tennis, and volunteering.

Sheng Chun Chiu is a financial advisor at Charles Schwab with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab and its affiliated bank since 2012. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a combination of non-discretionary advisory and discretionary managed-account services through its Schwab Wealth Advisory program and affiliated investment management firms.

Jeffrey Lee is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and has held roles at Summit Financial Group, Securian Financial Services, and SGC Financial & Insurance Services. Outside of his advisory work, he is an associate advisor with Summit Financial Group, supporting another financial advisor in a non-investment capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a large advisor network, with specialized municipal finance capabilities and customized employer advisory programs.

Scott Cangelosi is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. In addition to his advisory role, he acts as an insurance agent for non-variable life insurance policies and fixed/indexed annuities. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, including financial planning, retirement plan consulting, and access to third-party money managers.