Cameron Forrey is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2015, following two years at TD Ameritrade. He is also the sole owner of a business named Cameron Forrey Investment, which he manages on a limited basis outside of trading hours. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

Laura Pittman is a financial advisor with Ameriprise in Charlottesville, VA, holding Series 63 and Series 66 licenses and 15 years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations primarily for clients with Ameriprise-managed assets.

April Martin is a financial advisor with LPL Financial in Earlysville, VA, holding Series 63 and Series 65 credentials and 19 years of industry experience. Her prior work includes roles at Securities America, Inc., Securities America Advisors, and New England Securities. Outside of advising, she plays music at an assisted living facility and a local theatre. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Steven Engel is a financial advisor with Ameriprise Financial Services in Charlottesville, VA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise since 2005, serving in his current role since 2020. Outside of his advisory work, he is co-owner of Origin Wealth LLC, through which he manages his Ameriprise business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Eric Parker is a Series 66 credentialed financial advisor with 23 years of industry experience, currently with Morgan Stanley in Charlottesville, VA. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves on the Board of Directors for the Boys and Girls Club of Charlottesville/Albemarle and is involved in business development with the Greencroft Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers structured planning processes that incorporate firm-approved tools and economic modeling.

Crystal Crawford is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 licenses and 28 years of industry experience. She has worked at Wells Fargo Clearing since 2020 and previously was with Bank of America, N.A. from 2015 to 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Bryan Strickland is a CFP® with 22 years of industry experience, currently with Cetera in Charlottesville, VA. He has worked at firms including Quo Vadis Wealth and Private Advisor Group, LLC. Strickland is also the owner of Quo Vadis Financial, LLC, a financial services business operating under the name Wilkinson Wealth Management. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving a broad client base that includes individual investors, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options, including model portfolios, third-party managers, and customized strategies.

Shane Miller is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and one year of industry experience. Prior to rejoining Charles Schwab in 2024, he held roles at The Brass Tap and Red Robin, and spent five years in education. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized operational support.

Chad Davis is a financial advisor at Fidelity with 19 years of industry experience and holds a Series 66 designation. His prior work includes roles at TD Ameritrade, Scottrade, Citizens & Farmers Bank, and LPL Financial. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a research-driven approach that combines fundamental analysis with quantitative and algorithmic methods. The firm is noted for its use of model portfolios, management of registered investment companies, and application of advanced technologies such as AI in its investment process.

Richard Keffert is a financial advisor with LPL Financial, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. He has been with LPL Financial since 2005, following a brief tenure at B. Riley Wealth Advisors. Outside of his advisory role, he pursues stone carving as a hobby and has engaged in stamp sales activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by research and operational tools.

Mary Sexton is a CFP® professional with 34 years of industry experience. She is currently with RBC Capital Markets and has previously worked at Morgan Stanley and Citigroup Global Markets. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of advisory programs with customized investment strategies implemented through a combination of in-house and third-party managers, alongside integrated financial planning and brokerage services.

James Neligan is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding a Series 63 designation and bringing 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sean Van Etten is a financial advisor at Stifel with three years of industry experience. He holds a Series 66 designation and has previously worked at Western Governors University, Cellular Sales, and TELICS. Stifel serves a wide range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment analysis uses a proprietary methodology developed by its Investment Strategy Group, combining forward-looking capital market assumptions with probabilistic modeling to support asset allocation and financial planning.

Jacob Conley is a CFP®-designated financial advisor based in Charlottesville, VA, with nine years of industry experience. He currently works with LPL Financial and Sonder Wealth Group, having previously been affiliated with Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by proprietary research and a broad network of investment adviser representatives.

Joseph Antonelli Jr. is a CFA® charterholder with 38 years of industry experience. He is currently a financial advisor at Cetera and has previously worked at firms including Private Advisor Group, Wilkinson Wealth Management, LPL Financial LLC, The Capital Management Corporation, Mass Mutual Investors Services, and Flippin Bruce & Porter Inc. Outside of his advisory work, he serves as secretary for the Stone Ridge Condominium Association. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers.

Erik Jenbury is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior work includes roles at the University of Virginia and various national parks, including Arches National Park. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Daniel Buckman is a financial advisor at Raymond James Financial Services Advisors, Inc. with 10 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at several firms including Truist Investment Services and Buckman & Company. Buckman serves as a board member for both the Spotsylvania Education Foundation and the Lloyd F. Moss Free Clinic. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and consulting to client goals and supports a broad network of advisors with specialized offerings, including municipal finance and employer advisory programs.

John Dean is a CFP® professional with 30 years of experience in financial advisory. He has been with Raymond James Financial since 2009 and worked previously at Dean & Masloff Financial Group. Dean is a co-owner of Dean-Reichard, LLC, a support company affiliated with Clarity Wealth Partners LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Susan Owens is a CFP® professional with 16 years of experience in financial advising. She is currently with Mass Mutual Investors Services and MassMutual Life Insurance Company, having held prior roles at firms including USAA Financial Advisors and First Command Advisory Services. Owens also co-owned Night Water Industries, LLC from 2017 to 2022. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships that focus on goal analysis and written recommendations.

Mark Catron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 34 years of industry experience. He previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. Outside of his advisory role, he owns Southern Sulky Cart and Harness, a business based in Shipman, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.