Gregory Randall is a CFP® with 29 years of industry experience and has been with LPL Financial since 2012. Prior to that, he worked at Ameriprise for 15 years. He operates a personal wealth management business under GW Randall & Associates in Santa Rosa, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Judith Enochs is a financial advisor with Stifel in Santa Rosa, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2014. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Sidney Rico is a financial advisor at Edward Jones in Santa Rosa, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2026, Sidney worked at NYLIFE Securities LLC and New York Life Insurance Company for one year, and spent four years at Redwood Credit Union. Earlier work includes roles at In-N-Out and Ukiah High School. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of investment advisory services, including discretionary and non-discretionary strategies, separate managed accounts, and affiliated funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Matthew Veal is a CFP® professional with 26 years of industry experience, currently serving at Morgan Stanley in Santa Rosa, CA. He has been with Morgan Stanley Private Bank since 2015 and was previously affiliated with Morgan Stanley Smith Barney starting in 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individual and institutional clients, including customized financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market analysis.

Erin Ray is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds the Series 63 and Series 65 credentials and has worked at Morgan Stanley Smith Barney since 2021, following a 12-year tenure at Merrill. Outside of her advisory role, she is a silent partner in Brian Ray and Associates, a construction and engineering firm based in Santa Rosa, California. Morgan Stanley Wealth Management delivers a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process supported by proprietary tools and offers both direct individual plans and corporate financial planning agreements.

Ute Scott Smith is a financial advisor with LPL Financial in Santa Rosa, CA, holding the ChFC® and Series 66 designations and bringing 22 years of industry experience. Her prior experience includes roles at The Social Equity Group, Inc. and Financial West Group. She serves as a board member for the Redwood Rainbows Square Dancing Club, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, asset management, and retirement advice solutions, supported by a large network of investment adviser representatives and advanced research tools.

Clarence Souza is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 25 years of industry experience and joined Merrill Lynch in 2013. Clarence specializes in providing tailored financial strategies for a diverse clientele, including high-net-worth individuals such as executives, entrepreneurs, and families. His expertise includes portfolio management, tax minimization strategies, customized lending, asset preservation, retirement income planning, cash flow analysis, trust and estate planning services, and wealth transfer strategies. Clarence collaborates closely with attorneys, accountants, and other advisors to coordinate comprehensive financial and legacy plans for his clients. He employs a goals-based planning process that focuses on developing personalized financial strategies that align with each client's priorities. Clarence holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and a Personal Investment Advisor (PIA) designation. He earned a bachelor's degree in Economics from the University of California, San Diego, and a master's degree in Financial and Tax Planning from San Diego State University.

Jessica Kozlowski is a financial advisor at Edward Jones in Santa Rosa, CA, holding a Series 66 designation with seven years of industry experience. She has worked at Edward Jones since 2011 and has held concurrent roles at companies including Lyft and Uber. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, managed solutions, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors.

Kevin Lee is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that reflect the unique financial goals and changing market conditions his clients face. Kevin provides access to investment insights from Merrill alongside the banking and lending solutions of Bank of America, aiming to help clients pursue their objectives through tailored financial planning. His expertise covers a broad range of client needs, including college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, individual and corporate investment strategy, and retirement income. Kevin holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Sacramento State University. Kevin is also involved in several community organizations, including the Cardinal Newman High School Dad's Club, Rincon Valley Christian High School, Maria Carrillo High School, and the Santa Rosa Chamber of Commerce.

Tyler Hunter is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. He has been with Wells Fargo Clearing since 2021 and previously worked in various roles including at Sonoma State University and Home Depot. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages roughly $671 billion in assets and provides both brokerage and advisory solutions, relying on research and analytics to support investment decisions.

John Giffin is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at J.P. Morgan Securities for six years before joining Linsco/Private Ledger in 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Gerlynbee Buencamino is a financial advisor with LPL Financial in Sonoma, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. Prior to joining LPL in 2024, Buencamino worked at Redwood Credit Union for 10 years and CUSO Financial Services, LP for 8 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Blake Watts is a financial advisor with Charles Schwab, holding Series 66 and Series 63 designations and seven years of industry experience. His prior roles include positions at American AgCredit and Stockpile Investments. He is based in Santa Rosa, California. Charles Schwab serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s model emphasizes primarily non-discretionary advisory relationships combined with access to discretionary separately managed accounts and a structured approach to alternative investments.

Valerie Kendrick is a financial advisor at OSAIC with 39 years of industry experience. She holds a Series 63 designation and has worked at OSAIC since 2018, following two years at Signator Investors, Inc. In addition to her advisory career, she is a general partner at Kendrick & Associates, a tax preparation and planning partnership she has been involved with since 1981. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs various portfolio construction tools including asset-allocation models, risk-tolerance assessments, and automated rebalancing.

Arthur Pierce is a financial advisor with LPL Financial in Santa Rosa, CA, holding a Series 63 designation and bringing 39 years of industry experience. He has worked at LPL Financial since 2006 and previously spent nine years with UBS Financial Services. Pierce Financial Group, Inc. is a DBA associated with his practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary research and third-party strategies, supported by a broad platform with significant scale and integrated financial services.

Erika Lockwood is a CFP®-designated financial advisor with Edward Jones, based in Santa Rosa, CA, and has 16 years of industry experience. She has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates with a nationwide network of more than 23,700 financial advisors.

Michael Bagley is a CFP® professional with 39 years of industry experience, currently affiliated with LPL Financial since 2012. His prior experience includes roles at Woodbury Financial Services and MSI Financial Services. He also serves as a non-variable insurance agent with BGA Insurance and Crump Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced advisor tools and a broad network of over 22,000 advisors.

Ghassan Howell is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and its related entities since 2011, with brief tenures at Merrill and Bank of America N.A. prior to his current role. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Patrick Bentivegna is a financial advisor with Charles Schwab in Santa Rosa, CA, holding Series 63 and Series 66 licenses and having 31 years of industry experience. He has been with Charles Schwab since 1994 and Charles Schwab Bank since 2008. Outside of his advisory role, he is involved in real estate in Petaluma, California, where he owns a property that he rents out. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining comprehensive advisory, brokerage, custody, and cash-sweep services within an integrated operational platform.

Michael Avery is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Barrel Brothers Brewing Company. His background also includes roles at Exchange Bank and Sonoma State University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.