Terry Verax is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments and its affiliates since 2011. Prior to his current role, he worked at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, employing model portfolios composed of mutual funds, ETFs, and ETPs.

Janey Kegley is a financial advisor with Cambridge Investment Research Advisors in Burlington, KY, holding Series 63 and Series 66 licenses and 21 years of industry experience. Her prior work includes roles at SagePoint Financial, Northern Lights Distributors, and Orion Portfolio Solutions. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts, providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals. The firm offers a range of implementation options including proprietary and third-party model strategies, with discretionary and non-discretionary portfolio management tailored to client objectives.

James Owens is a financial advisor with Raymond James Financial holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for 11 years before joining Raymond James Financial Services Advisors, Inc. in 2023. Owens also serves as President of J.Owens Wealth Planning, an advising support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, institutional, and nonprofit clients. The firm offers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a municipal advisor affiliation.

Matthew Wong is a financial advisor at Fidelity with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity Investments in various roles since 2006. Outside of his advisory work, he is involved as a co-owner in a real estate renovation and rental business in Cincinnati. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process combining fundamental research and quantitative analysis, and it offers services such as discretionary portfolio management and fund advisory.

Carl Smith is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 2014. Outside of his advisory role, he is involved in real estate activities, including serving as a sales agent for a mortgage and real estate services firm and participating in a partnership focused on property transactions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by proprietary and third-party research and a variety of institutional services.

James Gardner is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations. Gardner is a minority owner and voting member of an LLC involved in purchasing and investing activities. Fidelity, through its affiliate Strategic Advisers LLC, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, as well as model portfolios delivered to intermediary platforms.

Jesse Jett is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2011, including roles at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles with registered investment companies, use of algorithmic methods and AI in research, and its management of model portfolios for institutional clients.

Leo Broerman is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 24 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated firm since 2015. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse range of clients, including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, employing a range of portfolio strategies and platform arrangements tailored to client objectives.

Timothy Mark is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has worked in various roles within Fidelity, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Jarred Smith is a financial advisor with LPL Financial in Cincinnati, OH, holding Series 63 and Series 65 credentials and 12 years of industry experience. He previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Outside of his advisory role, he is a part owner of a food truck business and a horse racing enterprise. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Davis Mc Nichol is a financial advisor with Mass Mutual Investors Services in Erlanger, KY, holding CFP® and ChFC® designations and eight years of industry experience. His career includes roles at Mass Mutual Life Insurance Company and MML Investors Services, LLC since 2018. Outside of advising, he is involved in home healthcare for special needs clients and conducts employee education sessions on personal finance topics such as budgeting. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative financial planning using analytic tools and provides event-driven planning programs, including divorce and estate-settlement services.

Matthew Roth is a financial advisor with Cambridge Investment Research Advisors in Cincinnati, OH, holding a Series 63 designation and 31 years of industry experience. He has been with Cambridge Investment Research Advisors since 2015 and also operates Matthew P. Roth & Co., CPAs, where he has worked since 2002. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a variety of portfolio management strategies and custody platforms.

Tom Skeen is an Investment Solutions Representative III at Fidelity Investments, where he collaborates with clients to develop personalized plans aimed at achieving their financial goals. He has held this position since 2021. Prior to his current role, Tom worked as an External Wholesaler at Touchstone Advisors Inc. from 2019 to 2021 and served as a Financial Advisor at Edward Jones from 2018 to 2019. His professional experience spans client advisory and investment solutions. Outside of his professional work, Tom enjoys attending concerts and participating in family activities. His personal interests also include football, golf, parenthood, and soccer.

Quinn Webb is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and eight years of industry experience. Their career includes roles at Fidelity Brokerage Services LLC since 2017, Successful Family Resources, and the State of Indiana. Webb is based in Lawrenceburg, Indiana. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it also serves as an advisor to multiple registered investment companies and fund-of-funds.

Bradley Shipe is a financial advisor at Edward Jones with 23 years of industry experience. He has been with Edward Jones since 2003 and holds Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Brayden Rouse is a financial advisor with LPL Financial, holding a Series 66 credential and starting his advisory career in 2026. His prior work experience includes roles at Discount Den, Capital Concepts, and Thrive Market, as well as an academic affiliation with Purdue University. He also has experience in the food service industry with Pizza Uncommon. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations across the United States. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Michael Durkin is a CFP® professional affiliated with Cambridge Investment Research Advisors in Cincinnati, OH, with 44 years of industry experience. He has been with Cambridge Investment Research Advisors since 2009 and also operates Durkin Financial, LLC as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory through a wide network of independent financial professionals. The firm offers a variety of investment solutions, including proprietary model strategies and access to unaffiliated managers, with flexible implementation options tailored to client objectives.

Samuel Dinn is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 66 designation and previously worked for Securities America Advisors, Inc. for 15 years. Outside of his advisory role, he has a minority ownership interest in Queen City Capital Management and operates Brecek & Young Financial Services, which offers fixed annuity and long-term care insurance products. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services across multiple platforms and uses a range of tools and third-party solutions to construct and manage diversified portfolios.

Todd Reed is a CFP® and PFS™ professional with 26 years of industry experience, currently affiliated with Cetera. His career includes roles at Avantax Advisory Services and Midland Insurance, among others. He serves as a volunteer trustee for St. Elizabeth Healthcare Foundation and Florence Christian Church, and is a board member of the National Benevolent Association. Reed also manages and hires employees for his accounting and tax preparation business, RBF Services Inc. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services via a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary account structures.

Michael Long is a financial advisor with Cetera, holding the PFS™ designation and Series 66 license, and has 28 years of industry experience. He has worked at firms including Avantax and 1ST Global Advisors, and is also the managing partner of Long, Schaefer & Company, Inc., a CPA firm. Outside of financial services, he is involved in the breeding, care, and sale of meat goats through Long Gone Farming. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple investment platforms and third-party managers, operating a multi-manager platform with over $256 billion in assets under management.