Charlene Fiedler is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options among its offerings.

Stephen Tulli is a financial advisor with LPL Financial, holding CFP® and multiple securities licenses, and has 31 years of industry experience. His prior firms include Wells Fargo Advisors and Merrill. Outside of finance, he performs as a guitarist and vocalist in regional music venues and weekend bands. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Justin Michener is a financial advisor with Merrill in Egg Harbor Township, NJ. He holds the Series 66 designation and has three years of industry experience. His work history includes positions at Bank of America, N.A., Merrill Lynch, and MA Goloff & CO. Outside of finance, he was involved with Manco & Manco Pizza for one year. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Wieczorek is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Michael Torpey is a financial advisor with Morgan Stanley in Northfield, NJ, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee insights.

Frank Faverzani is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise and its affiliate firms since 1994. He serves as president on the board of directors for the Ocean City Exchange Club and owns FWF2018, LLC, which manages a shared franchise office suite. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning through written recommendations and ongoing advice, focusing on dependable income sources and tax-aware withdrawal strategies.

John Birch is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in personal wealth management and financial planning. He works with a diverse clientele, including families of various sizes and business owners, assisting them with retirement planning, investment strategies, and corporate retirement plans for small businesses. John's approach emphasizes personalized assistance through a collaborative team effort to address clients’ pre-retirement and post-retirement financial needs. John holds a bachelor's degree in Business Management from Salisbury University. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is active in his community, serving as Vice President and Treasurer of the Ocean City Regional Chamber of Commerce, Vice President of the Ocean City Education Foundation, and a member of the Ocean City Planning Board since 2017. Outside of his professional and community roles, John enjoys outdoor activities such as skiing, running, and spending time at the beach with his family.

Samuel Matlick is a Series 66-licensed advisor at Wells Fargo Clearing with six years of industry experience. He worked at Analog Shift from 2017 to 2019 and completed his education at Hamilton College between 2013 and 2017. He also serves as a trustee for his father. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm uses research from Wells Fargo Investment Institute and third-party sources, applying diversification principles and modern portfolio theory to its investment evaluations.

Dana Palma is a financial advisor with Edward Jones in Egg Harbor Township, NJ, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, Palma worked at Penn Medicine and Inspira Health Network. Outside of advising, she serves as president of Jarvis Eddie LLC, providing leadership and team-building workshops, and is treasurer of Be Whole Community Development Corp., overseeing financial planning and reporting. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and strategies supported by a large nationwide network of financial advisors and branch offices.

Manuel Aponte is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, previously working at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a board member and chairman of the Egg Harbor Township Planning Board. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Niall Bridgeman is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at LPL Financial since 2008 and previously held roles with Raymond James Financial Services, Wells Fargo Clearing, and Wachovia Securities. Outside of his advisory role, Bridgeman is a qualified tax return preparer and teaches accounting and introductory business courses at Mainland Regional High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

John Shirk is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. In addition to his advisory role, he is a 32% owner of Fortress Financial LLC, a separate investment-related business based in Ocean City, NJ, where he dedicates substantial time. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services and uses proprietary research and tools to develop tailored client recommendations.

Taylor Neithardt is a financial advisor with Ameriprise in Linwood, NJ, holding the Series 66 designation. He has prior experience at AtlantiCare Regional Medical Center and served six years in the United States Air Force. Neithardt has been with Ameriprise since 2025. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning advice through a written Recommendation Report and ongoing support.

Stephen Marchel is a financial advisor with Morgan Stanley in Northfield, NJ, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior work includes roles at Wells Fargo Advisors, Janney Montgomery Scott, and Raymond James Financial Services. Outside of his advisory work, he is involved as a partner or owner in several restaurant and bar businesses in New Jersey. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support client financial goals.