Stephen Marchel is a financial advisor with Morgan Stanley in Northfield, NJ, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior work includes roles at Wells Fargo Advisors, Janney Montgomery Scott, and Raymond James Financial Services. Outside of his advisory work, he is involved as a partner or owner in several restaurant and bar businesses in New Jersey. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support client financial goals.

Charles Milstein Sr. is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor AXA Advisors. He also operates under the DBA KARR BARTH ASSOCIATES. Equitable Advisors serves a broad client base, including individuals, retirement plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes a range of third-party advisory models and proprietary tools, providing clients with diversified investment options and ERISA fiduciary services.