Erik Keller is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 24 years of industry experience. He has been with Cambridge Investment Research Advisors since 2010. Outside of his advisory role, Keller owns Keller Financial Services, LLC, and acts as an expert witness. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a broad network of independent professionals, utilizing a variety of portfolio management approaches and proprietary model strategies.

George Dircks Jr. is a financial advisor with Wells Fargo Clearing in Bel Air, MD, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings than typical for large institutional advisers.

Bronwyn Martin is a financial advisor with Ameriprise, holding the ChFC® designation and Series 66 license, and has 26 years of industry experience. She has been with Ameriprise and its related entities since 2005. Martin serves on the boards of several nonprofit organizations, including the National Association of Estate Planners & Councils, Chester County Community Foundation, and the Alzheimer's Association, and holds a real estate license. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and ongoing tax-aware withdrawal strategies. The firm's approach integrates proprietary research and third-party data within a structured investment product ecosystem.

Michael Sellitto is a CFP®-designated financial advisor with 16 years of industry experience, currently with LPL Enterprise since 2024. His prior roles include positions at Garrison Forest Advisory Group, Pruco Securities, LLC, and LGS Financial LLC. Outside of advisory work, he is an attorney and operates a bar review business for students. LPL Enterprise offers investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and institutional clients through a network of investment adviser representatives. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and provides access to third-party asset managers and wrap programs.

Tabitha Kiebler is a financial advisor with LPL Financial in Bel Air, MD. She holds a Series 66 designation and has one year of industry experience. Prior to joining LPL Financial, she worked at M&T Bank and has additional experience in the service industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nicholas Cuchna is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he held roles at the Centers for Medicare and Medicaid Services and has teaching experience at Roanoke College. Outside of finance, he has worked in the brewing industry at Inverness Brewing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides detailed retirement planning recommendations and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Daniel Leon is the Resident Director and Wealth Management Advisor for The Badger-Leon Group at Merrill. He joined Bank of America in 2004 and has held various positions within Bank of America and Merrill. Since September 2014, he has served as a Wealth Management Advisor, specializing in developing and implementing goals-based customized strategies for individuals, associations, and corporations to manage their wealth. Daniel holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Plan Fiduciary Advisor® (CPFA), and Certified 401(k) Professional (C(k)P®). He earned both his bachelor's degree in International Business Administration and an MBA from the University of Baltimore. Raised in Caracas, Venezuela, Daniel is fluent in Spanish. In addition to his professional work, Daniel is actively involved in his community through volunteer coaching in youth baseball organizations. He resides in Bel Air, Maryland with his wife Cindy and their three children.

Harry Sturgis is a financial advisor at RBC Capital Markets with one year of industry experience. He holds a Series 66 designation and has worked previously at Vallit Advisors, LLC and Weyrich, Cronin & Sorra. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, providing portfolio management, financial planning, custody, and brokerage services.

Graham Bauer is a CFP®-designated financial advisor with Cambridge Investment Research Advisors, having 19 years of industry experience. He has been with Cambridge since 2008. Outside of his advisory role, he serves as treasurer for the nonprofit Pushing Pink Elephants. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing a range of proprietary and third-party strategies across multiple platform arrangements.

David Huya is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 42 years of industry experience. His work history includes roles at Medallion Advisory Services, LLC, Primerica Financial Services, and Home Depot. Outside of his advisory work, he is a self-employed Tai Chi instructor. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, offering model-driven investment strategies with support from third-party asset managers and custodians.

James Horris is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 65 licenses and six years of industry experience. His prior experience includes roles at Lincoln Investment, Capital Analysts, Equitable Advisors, and Axa Advisors. Outside of financial services, he is involved in several business ventures including a hair care company, government affairs consultancy, and a growth advisory firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, leveraging model portfolios, third-party subadvisors, and customized strategies, supported by technology tools and a broad platform that includes insurance and banking partnerships.

Mark Miller is a financial advisor with Ameriprise in Bel Air, MD, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, offering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach, delivering recommendations through a centralized consulting team.

John Lomax is a Series 66-licensed financial advisor at Stifel with 29 years of industry experience, including 19 years at Stifel. He is based in Bel Air, MD. Stifel serves a diverse client base that includes individuals, institutions, charitable organizations, and municipal entities, offering brokerage and investment advisory services including fee-based financial planning and recommendations of third-party advisers. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing forward-looking capital market assumptions and probabilistic modeling to support client decision-making.

Thomas Palm Sr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Cetera Advisors LLC for eight years and operated his own practice, Thomas J Palm, from 1973 to 2020. He also has an ongoing involvement in tax preparation and accounting through Thomas J Palm, PA in Baltimore. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

James Duffy IV is a CFP® with 21 years of industry experience, currently serving at LPL Enterprise since 2024. His prior experience includes roles at Prudential Insurance Company of America for 20 years, Pruco Securities, LLC for 18 years, and Morgan Stanley DW Inc. for one year. Outside of his primary advisory role, he is involved with Frame Wealth Partners, focusing on comprehensive financial planning and the sale of insurance and investment-related products. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Ryan Sapp is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining LPL Financial in 2017, he worked at National Planning Corporation, Morgan Stanley Dw Inc., and Legg Mason Wood Walker. Outside of his advisory work, he serves as a soccer referee in the Hartford/Baltimore County area. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional programs.

Bryce Harrison is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has eight years of industry experience and has been with Cambridge since 2017. Prior to his advisory career, he spent four years at Botanical Design and seventeen years in full-time education. Harrison is also involved as an independent insurance agent with Harford Financial Group. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

Michael Schuller is a financial advisor with Thrivent Investment Management in Baltimore, MD, holding a Series 66 designation and 20 years of industry experience. He has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2006. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning that covers various financial topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”