Samuel Baez Jr. is a CFP® professional with 16 years of industry experience. He is currently with LPL Financial and previously worked at Key Financial and Royal Alliance for 14 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning and advisory programs supported by extensive research and a variety of investment management options.

Scott Kerr is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at various units of Fidelity Investments since 2013. Scott is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios, including multi-manager and fund-of-funds structures.

Thomas Campbell is a CFP® professional with 24 years of experience in the financial services industry. He has been with Edward Jones since 2006, serving clients from Exton, PA. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Frank Hoeschel is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses. He has 40 years of industry experience, including long-term roles at Poland & Sullivan Insurance and Cetera Wealth Services, LLC. He owns and operates Poland & Sullivan Wealth Strategies Inc., an insurance services business. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and a multi-manager platform.