Mark Vandzura is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Equitable Advisors since 2014 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he serves as a trustee for a family trust, facilitating transactions for trust assets custodied at Fidelity. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through a variety of third-party programs. The firm utilizes a hybrid referral and implementation model, offering both advisory and brokerage services tailored to client goals and risk tolerance.

Daniel Mccoy is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes roles at MetLife Securities Inc. and MassMutual Life Insurance Co. Outside of his advisory work, he serves as a baseball coach at Barnegat High School. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by analytical tools and educational seminars.

Lisa Chirichillo is a financial advisor at LPL Financial with 38 years of industry experience. She holds a Series 63 designation and has been associated with Linsco/Private Ledger Corp. since 1992. Outside of her advisory role, she is a commissioned notary in Toms River, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management with support from LPL Research and third-party subadvisors.

Bryan Locher is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously spent four years at Pacer Financial, Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options for discretionary investment management and a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Paul Ha is a financial advisor at LPL Financial with 16 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Kenneth Koerner is a CERTIFIED FINANCIAL PLANNER™ professional with 14 years of industry experience, currently affiliated with Cetera. His career includes roles at Avantax Investment Services and 1st Global Advisors, and he has maintained a family business, Koerner & Koerner PA, since 1987. Koerner also manages Koerner Healthcare, LLC, a financial services business based in Toms River, NJ. Cetera Investment Advisers LLC is a large, SEC-registered firm with over 10,000 advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of program options and investment strategies, managing more than $256 billion in assets.

Mark Herega Sr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 27 years of industry experience. He spent 20 years at PNC Investment before joining Wells Fargo Clearing in 2024. Outside of finance, he is a commercial pilot and flight instructor, operating a flight instruction and aircraft ferrying business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jeffrey Van Demark is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs among its offerings.

Phyllis Caputo is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 20 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2006. Outside of her advisory role, she is involved with organizations such as Jersey Strong and IEEE, Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm relies on model-delivery strategies developed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Nicole Kevoian is a financial advisor with LPL Financial and holds a Series 66 designation. She has four years of industry experience and has worked at LPL Financial since 2019. In addition to her advisory work, she is a notary in New Jersey and maintains employment as a DoorDash driver. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and multiple portfolio strategies.

Brian Mccaskill is a financial advisor at Thrivent Investment Management with 13 years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial for Lutherans since 2013. He serves on the board of Your Grandmother's Cupboard, a nonprofit that provides free food and clothing to those in need, and is secretary of Community Services Inc of Ocean County, an organization that delivers meals to elderly individuals. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, providing comprehensive, goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account programs under a consolidated billing option called WealthPlan while keeping services separate.

Daniel Koerner is a CFP®-credentialed financial advisor with 10 years of industry experience. He is currently with Cetera and has prior experience at Avantax Advisory Services, 1st Global Advisors, and runs Koerner & Koerner, PA, an accounting firm where he is a partner. He is also involved with Koerner WealthCare, LLC, providing insurance, tax, investment, and estate planning for closely held business owner clients. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.

Robert D'Addario is a Managing Director and Wealth Management Advisor with Merrill Lynch Wealth Management and is the senior member of The D'Addario Group in Short Hills, New Jersey. He has been with Merrill for over 31 years and has been recognized in Barron's "Top 1,200 Financial Advisors" list for 2022 and 2025 as well as Forbes' "Best-in-State Wealth Advisors" list from 2018 through 2026. Robert holds several professional designations, including Certified Portfolio Manager (CPM) from the Academy of Certified Portfolio Managers, Certified Private Wealth Advisor (CPWA) from the Investments & Wealth Institute, Certified Plan Fiduciary Adviser (CPFA) from the National Association of Plan Advisors, and Chartered Retirement Planning Counselor (CRPC) from the College for Financial Planning Institutes Corp. His expertise encompasses areas such as divorce transition planning, family wealth management strategies, personal retirement planning, portfolio management services, and tax minimization. He graduated with a Bachelor of Science in Business Administration with a concentration in Finance from Rider University, where he also participated in ROTC and served as a Field Artillery Officer in the New Jersey Army National Guard. He earned an MBA with a concentration in Finance from Fairleigh Dickinson University. Robert supports Rider University through the Executive Advisory Council and the Finance & Economics Advisory Council. Outside of his professional life, he enjoys golfing, spending time with his family, and traveling.

Margaret Lynch is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 14 years before joining Morgan Stanley Smith Barney LLC in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Christian Beach is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on delivering a customized wealth management experience by combining a disciplined process with a deep understanding of client needs. Christian works with clients on planning for retirement, funding education expenses, and developing strategies for small business owners to achieve their financial goals. Christian's expertise includes divorce transition planning, employee benefits planning, employee financial health, personal retirement planning, and small business strategies. He holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Christian attended Brookdale Community College and Rutgers, although no diplomas were conferred. In addition to his professional work, Christian is involved in community activities including the American Cancer Society and coaching soccer for TRFC. Outside of work, he enjoys camping, hiking, music, spending time with his family, and writing.

Joseph Stephens II is a CFP® professional with seven years of industry experience, currently affiliated with Cambridge Investment Research Advisors. His prior experience includes roles at Allstate Insurance Co and Allstate Financial Advisors, as well as involvement with E&J Gallo Winery. Stephens serves as Treasurer and a Board Member of the New Jersey chapter of NAIFA. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions including proprietary and third-party strategies, with both discretionary and non-discretionary implementation options tailored to client objectives.

Yehuda Goldfein is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, Merrill, and Edirect. Prior to his financial services career, he was affiliated with Keser Torah Mayan Hatalmud for seven years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Gerard Tischio is a financial advisor at Morgan Stanley with 42 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2017, following a 32-year tenure at Merrill. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Yosef Pick is a financial advisor at LPL Enterprise with two years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at TD Private Client Wealth LLC and TD Bank N.A. He also provides occasional IT support for an e-commerce business operated by his wife. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform.

Alexis Jaeger is a financial advisor at Primerica Advisors with seven years of industry experience. She holds the Series 63 and Series 65 credentials. Outside of her advisory role, she owns an online clothing business called His Kingdom Apparel. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes a model-delivery strategy supported by third-party asset managers and focuses on scaled advisory services through a large network of advisors.