Matthew Sheraw is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 20 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2017 and previously spent eight years at National Planning Corporation. Outside of his advisory role, Sheraw serves as secretary of the West Shore Lions and is a board member of CMU, an organization providing case management services to individuals with disabilities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory, utilizing both proprietary models and third-party strategies tailored to client objectives.

John Lowder Jr. is a financial advisor with Raymond James Financial, holding a Series 66 credential and bringing 16 years of industry experience. He has worked with Fulton Financial Advisors since 2017 and has been associated with Raymond James Financial Services Advisors, Inc. since 2014. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm provides tailored, non-discretionary planning and uses analytical tools to help clients understand potential outcomes, supporting a diverse client base through a large network of advisors.

Jacob Mendoza is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2012 to 2020. Mendoza is a board member of the Kaltreider-Benfer Library in Red Lion, PA. Ameriprise is a large institutional firm that offers retirement-income planning services targeting individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary retirement recommendations, supported by a centralized consulting team.

J Wertz is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 1977 and holds the position of First Vice President. In his role, he serves as a Portfolio Manager, developing and managing personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He also manages clients’ accounts through the firm's Investment Advisory Program, sometimes on a discretionary basis. Kevin’s expertise encompasses family wealth management strategies, personal retirement planning, individual and corporate investment strategies, and retirement income. His client base includes affluent families, corporate executives, and successful business owners who seek long-term financial strategies and lasting relationships. He earned a Bachelor of Arts degree in Economics from the University of Pittsburgh and holds the Chartered Retirement Planning Counselor™ (CRPC™) designation, which he obtained in 2007. Additionally, he is recognized as a Personal Investment Advisor (PIA). Outside of his professional activities, Kevin enjoys golfing, table tennis, and spending time with his family.

Andrews Dadeboe is a financial advisor at Fidelity with four years of industry experience. He holds the Series 63 and Series 65 licenses. Prior to his current role, he worked at Delaware Distributors, L.P., Morgan Stanley, and Frito Lay. Outside of advising, he is a co-founder of Forty1 Sports, a sports agency involved in roster management and athlete relations. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a methodology that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction, offering diversified model portfolios and advisory services.

Justin Dunwoody is a financial advisor with LPL Financial in Camp Hill, PA, holding a Series 66 designation and bringing 21 years of industry experience. Prior to joining LPL Financial in 2021, he spent 16 years with Mass Mutual Investors Services and Mass Mutual Life Insurance Company. Outside of his advisory role, he is a part owner and sales representative of BSD Holdings, a home-based business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Frank Conte is a ChFC® credentialed financial advisor with 44 years of industry experience. He currently works at LPL Financial and previously spent 17 years with Cambridge Investment Research. Conte is a founding partner of Conte Wealth Advisors LLC and serves as a volunteer firefighter with the Hampden Township Volunteer Fire Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a wide range of financial planning and advisory programs, supported by proprietary and third-party research, and provides both discretionary and non-discretionary portfolio management.

Colton Kubicki is a Series 66-licensed financial advisor with Ameriprise in York, PA, and has three years of industry experience. He previously worked at Quo Vadimus LLC and has served on the Board of Directors for the Golden Connections Community Center. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing annual advice centered on dependable income sources and tax-aware withdrawal strategies.

David Bruce is a financial advisor with Thrivent Investment Management in York, PA, holding a Series 66 credential and one year of industry experience. Prior to joining Thrivent, he worked at Fedex Freight, Volkswagen, and Freedom Armory. Outside of his advisory role, he owns KEK Design LLC, a business focused on buying and selling sporting goods by appointment, and serves as a deacon at Genesis Church, participating in community ministries. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through its network of financial advisors. The firm offers holistic, goal-based financial analyses and planning that clients can combine with managed-account programs under a consolidated billing option, while keeping planning and investment services distinct.

Audrey Myer is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors since 2025. Her prior experience includes roles at Cetera and Masland & Barrick Advisory. She is a board member and investment committee member for a nonprofit organization and acts as a trustee for a family trust. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using advanced analytical tools and supports clients through advisory programs and institutional consulting.

Michael Mcfeeley is a CFP® professional with 18 years of industry experience. He has worked at Lincoln Financial Advisors Corporation from 2008 to 2024 and currently serves as an advisor at LPL Financial. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a wide network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Andrew Kahan is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill for 12 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, research, and various investment strategies.

Jeff Wineka is a financial advisor at Cetera with 23 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, LPL Financial, and M&T Securities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a large network of independent advisors and provides access to various program platforms and third-party money managers.

John Phillips is a financial advisor at Raymond James Financial with 20 years of industry experience. He holds the Series 66 designation and has been with Raymond James Financial Services since 2006. Phillips is also a 20% equity partner in DDMP Investment Advisors, a separate support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools, and supports its clients through a broad network of advisors and affiliated firms.

John Grove is a financial advisor with Ameriprise in Camp Hill, PA, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in fiduciary activities, including serving as an executor and attorney-in-fact. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations through a centralized consulting team.

Lois Baker is a financial advisor with Primerica Advisors in Pottstown, PA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has been with Primerica Advisors since 2002 and has worked with Primerica Financial Services since 1992. Outside of advising, she is involved in the sale of home security and automation products through part-time referrals with affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, with a focus on percentage-based tiered fees and model oversight.

Matthew Manning II is a CFP®-designated financial advisor at RBC Capital Markets with 25 years of industry experience. He has held roles at Morgan Stanley Smith Barney, Morgan Stanley Private Bank, and City National Bank. Outside of his advisory work, he serves as an officer and director of the Dallastown Area Educational Foundation, a committee member of the Make a Wish Foundation, and president of the Townes at Bayshore Village Homeowners Association. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies executed through a blend of in-house and third-party managers.

Margaret Bridegum is a financial advisor at Stifel with five years of industry experience. She holds the Series 66 designation and has worked at Stifel since 2019. Prior to joining Stifel, she was employed with the Spring Grove Area School District for one year. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decisions.

Andrew Brosten is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. His previous roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. He is also involved with non-variable insurance activities through Prudential. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of financial planning, advisory, brokerage, and insurance products using an integrated platform that combines advisory programs with other financial product sales.

Mark Hoover is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Waddell & Reed, Inc. and various insurance carriers, as well as operating his own firm, Mark D Hoover, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and model portfolios.