Paul Barbehenn is a CFP® and CFA® with 21 years of industry experience. He is currently with Mercer Global Advisors Inc., where he has worked since 2023, following a 13-year tenure at Andesa Financial Management, Inc. Barbehenn is also a part-owner and member of two real estate investment companies, Brainerd Partners, LLC and BP Hamilton, LLC, involved in property management and accounting. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts, tax management, and a range of implementation options.

Robert Everitt III is a CFP® professional with 22 years of experience in the financial services industry. He is currently with Private Advisor Group, LLC, where he has worked since 2011, and has additional affiliations with LPL Financial and Capital Planning Services Corp. He provides financial planning and consulting services through Capital Planning Services Corp., an independent investment advisory firm. Private Advisor Group serves a wide range of clients including individuals, business entities, trusts, estates, and charitable organizations, offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting across multiple program types. The firm supports its advisory solutions through a network of investment adviser representatives and access to third-party asset managers and proprietary model portfolios.

Alexander Riley is an advisor at Hornor, Townsend & Kent, LLC with one year of experience. He is also the owner of Riley Rodzianko & Company Inc., a CPA and accounting firm providing accounting, consulting, bookkeeping, and tax preparation services since 2016. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory programs and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Nicholas Roselli is a financial advisor at Primerica Advisors with two years of industry experience. He holds a Series 66 designation and has prior work experience with Guardian Life Insurance Company and Shipt. Outside of his advisory role, he has worked as a Shipt shopper. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, employing a range of investment strategies through proprietary and third-party portfolios.

Ryan Moore is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. His career includes 15 years at Lincoln National Life and 14 years at Lincoln Financial Advisors Corporation prior to joining Transamerica in 2025. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice and investment education through various programs, relying on Morningstar Investment Management for portfolio construction and oversight. The firm operates at scale with a large client base and primarily offers non-discretionary advice without targeting high-net-worth or corporate clients.

Joseph Fenstermacher is a financial advisor at Centaurus Financial, Inc. with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Centaurus since 2021, with prior roles at Woodbury Financial Services and Questar Capital Corporation. Outside of his advisory work, he is involved in health insurance sales and management through ownership and partnership roles in Health Insurance Worx, LLC and TW Cooper Benefits, LLC. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm offers a range of services such as financial planning, portfolio management via the CLASSIC Plus platform, retirement-plan consulting, and specialized management of annuity and variable life sub-accounts.

Jarrod Renninger is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at LPL Financial, Good Life Advisors, Bank of America, and Merrill Lynch. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers a range of portfolio management and financial planning services, utilizing various investment strategies and third-party asset management programs.

Gregory Russo is a financial advisor at Truist Advisory Services with 30 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Truist, Russo worked at BB&T Securities and BB&T Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and third-party platforms to deliver its investment solutions.

Thomas Roberts is a financial advisor at Private Advisor Group, LLC with 24 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked with Pinnacle Advisor Group, Inc. since 2013 and LPL Financial since 2008. Outside of his advisory work, Roberts provides life coaching services focused on personal goal-setting and teaches a retirement planning course at Cedar Crest College. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion for more than 135,000 clients, including individuals, trusts, charitable organizations, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset management programs, employing diverse strategies and a range of custodial and platform relationships.

Michael Engler Jr. is a financial advisor at Hornor, Townsend & Kent, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at firms including Penn Mutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance Company, and AXA Advisors. Engler is involved in community efforts as a board member and co-chairman of the Lehigh Valley Business Group, which promotes resource awareness for families in the Lehigh community. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement consulting. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, managing a multi-billion dollar asset base and providing clients with tailored investment strategies through a network of advisers and third-party asset managers.

Daniel Fratantoro is a CFP® professional with eight years of industry experience, currently affiliated with Commonwealth Financial Network since 2022. His prior roles include positions at KMJ Financial Group, American Portfolios Financial Services, Mutual of Omaha, and StrengthsBase, Inc. Outside of advisory work, he is co-owner of Pinnacle Tax Associates, LLC, where he provides tax preparation services, and operates an accounting and bookkeeping sole proprietorship as a CPA. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, offering advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operational, compliance, technology, and investment management support, enabling advisors to deliver customized portfolio solutions under Commonwealth’s supervision.

Mark Strunk Jr is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 14 years of industry experience. His career includes multiple roles within PNC Investments and PNC Bank, along with brief periods at Fidelity Deposit and Discount Bank and LPL Financial. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessment to implement portfolios with mutual funds and ETFs.

Travis Bolton is a financial advisor at Truist Advisory Services with 19 years of industry experience. He holds the Series 63 and Series 66 designations. His career includes roles at BB&T and its related entities since 2016, continuing through the firm's transition to Truist. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled equity research tools.

Daryl Woodring is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has been with Janney Montgomery Scott since 2012. Outside of his advisory role, he works as a high school football and basketball referee, officiating approximately 35-40 games annually. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing about $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporations, retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple wrap/advisory programs.

John Olson is a CFP® and Series 66 designated financial advisor with 22 years of industry experience, currently with Janney Montgomery Scott since 2003. He is based in Allentown, PA. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, providing brokerage services, financial planning, consulting, and various advisory programs.

Kevin Kennedy is a financial advisor with Hornor, Townsend & Kent, LLC, holding the Series 63 and Series 65 designations and possessing 21 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2012. Kennedy participates in the 1847 Phil Raymond Charitable Foundation, a nonprofit supporting the professional development of financial professionals. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Matthew Young is a financial advisor at Fidelity with a Series 66 credential and six years of industry experience. His work history includes roles at Fidelity Brokerage Services, MML Investors Services, Mass Mutual, and Axa Advisors, among others. Outside the financial sector, he has experience working in education and the food service industry. Matthew is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines proprietary research with quantitative and algorithmic methods and serves multiple registered investment companies and intermediary platforms.

Donald Marano is a financial advisor with Morgan Stanley in Allentown, PA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced analytical tools.

Brett Poling is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His prior work includes roles at ADP and Wells Fargo Advisors. He has also been involved with OxyFit Gym and Moravian University during earlier stages of his career. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages substantial assets and offers a variety of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Tiffany Nguyen is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018 after four years at Wells Fargo Bank, NA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm combines internal and third-party investment management and supports trading, account administration, and custody.