Tiffany Nguyen is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018 after four years at Wells Fargo Bank, NA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm combines internal and third-party investment management and supports trading, account administration, and custody.

Michael Moore is a financial advisor with Merrill, holding a Series 66 designation and 18 years of industry experience. He has worked with Bank of America, N.A. since 2011 and has been affiliated with Merrill Lynch Pierce, Fenner & Smith, Incorporated since 2007. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution. The firm integrates its services with Bank of America affiliates and emphasizes managed account and manager-selection capabilities supported by its Chief Investment Office and platform oversight.

Steven Cwienkala Jr. is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley and its related entities since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Connor Mc Cormick is a financial advisor with Equitable Advisors in Center Valley, PA. He holds the Series 66 designation and has one year of industry experience. His work history includes roles at CountPlus and Fine Wine and Good Spirits, as well as experience at Susquehanna University. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients with financial planning, retirement plan consulting, and asset management programs. The firm utilizes a network of Investment Adviser Representatives and a variety of firm-offered and third-party advisory programs to meet client needs.

Alan Wolman is a financial advisor at Stifel with 32 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials and has been with Stifel since 2012. Stifel serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group, providing analysis and guidance to support client decisions across asset allocation, retirement, insurance, and estate planning.

Lacy Phelps is a CFP® professional with 10 years of industry experience, currently serving at Edward Jones since 2016. She holds the Series 66 designation and is based in Frenchtown, NJ. Outside of her financial advisory role, she is also involved as a soccer trainer in Milford, NJ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Thomas Newell is a Wealth Management Advisor with Merrill Lynch Wealth Management. He partners with individuals and small businesses to develop personalized financial strategies that align with clients’ goals and market conditions. Thomas provides guidance on a variety of financial needs, including retirement planning, portfolio management, college education planning, divorce transition planning, and individual and corporate investment strategies. With expertise in designing and implementing retirement plans tailored to business cultures and helping individuals achieve their personal financial objectives, Thomas emphasizes simplifying investing for his clients. He holds a Master’s degree from Villanova University and a Bachelor’s degree from the Pennsylvania State University System. Thomas carries the CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) professional designations. Originally from Philadelphia, Thomas is the youngest of seven siblings. He values listening, loyalty, respect, and courtesy in his professional and personal life. He resides in the Lehigh Valley with his wife and two children. Outside of work, Thomas enjoys boating, football, golfing, spending time with family, and watching movies.

Joe Dancho is a Financial Consultant currently working at Fidelity Investments since 2023. He supports clients with overall financial and retirement planning, aiming to create personalized plans aligned with their financial goals. He has experience as an Investment Consultant at Fidelity Investments from 2022 to 2023, and previously served as a Retirement Education Counselor at Prudential Financial from 2015 to 2022. Prior to that, he held positions at T. Rowe Price including Senior Retirement and Investment Counselor from 2013 to 2015 and Retirement and Investment Counselor from 2011 to 2013. Joe's personal interests include family activities, football, and volunteering.

Monserrate Cohen is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. Their prior experience includes roles at Wells Fargo Clearing Services, Wells Fargo Bank, PNC Bank, and Raymour & Flanigan. Cohen is based in Allentown, PA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations and secular return estimates in its process.

Dallas Smoker is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2019. Prior to joining Merrill, he was employed at Lancaster Mold Inc. and Eby's Store of Honey Brook. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Myers is a financial advisor with Ameriprise in Bethlehem, PA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Myers serves on the Endowment and Stewardship Committees at Christ Lutheran Church in Hellertown, PA. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing detailed, research-backed recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines algorithmic tools with advisor input to deliver personalized retirement plans within a large institutional framework.

Alfred Douglass III is a financial advisor at Merrill with Series 63 and Series 65 credentials and 62 years of industry experience. He has been with Merrill since 1963 and has also worked at Bank of America since 2011. Outside of his advisory work, he serves as a committee member for Good Shepherd Hospital’s fundraising efforts and is involved in family estate planning through AED3 LLC. Merrill, together with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Danika Rhinehart is a CFP® and holds a Series 66 license with seven years of industry experience. She has been with Edward Jones since 2019 and previously worked at Lehigh University from 2012 to 2019. Rhinehart rents out a former home in Bethlehem, PA, rather than having sold it. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Matthew Brown is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having one year of industry experience. He has worked at Primerica Advisors since 2024 and has prior experience at BHG Financial, Bank of America, and TD Bank. Outside of advisory activities, he is the sole member of SMART Capital Consulting, LLC, a non-investment related business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and limited separately managed account options to individual and high-net-worth clients in a wrap-fee structure. The firm curates third-party asset managers and uses an independent due-diligence process, with trading delegated to BNY Mellon Advisors.

Isaiah Williams is a financial advisor with Morgan Stanley in Allentown, PA, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has worked at Morgan Stanley since 2013, including a role with Morgan Stanley Private Bank, N.A. from 2016 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools to support client planning needs.

Hillary Handel is a Financial Consultant at Fidelity Investments, a position she has held since 2025. Prior to this role, she served as a Planning Consultant at Fidelity Investments from 2023 to 2025, and has held several other positions within the company since 2022, including Relationship Manager and Financial Representative. Before joining Fidelity, Hillary worked at Merrill Lynch as a Senior Phone Representative and Financial Services Representative between 2020 and 2022. Her professional experience spans various aspects of financial planning and client relationship management. Hillary is licensed with a California Insurance License, enabling her to provide comprehensive financial advice and services. Outside of her professional career, Hillary has personal interests in cooking and baking, fitness, food, movies, music, and pets.

Gary Guzzi is a financial advisor with Morgan Stanley in Easton, PA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, along with an extended period at Citigroup Global Markets. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct engagements and Corporate Financial Planning agreements.

Scott Brantingson is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2018 and was previously with Wells Fargo Advisors. Outside of his advisory work, he is involved with the Lehigh Valley Center for Independent Living. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning tailored to client goals and supports its large advisor network with portfolio management and institutional consulting services.

Matthew Mattare III is a financial advisor with Morgan Stanley, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate firm-approved tools and models to support client planning.

Christopher Baumer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is part of The Baumer Wealth Management Group, where he develops tailored wealth management strategies for clients, their families, and their businesses to help pursue their financial and personal goals. Christopher's financial career began after college working on a team of financial analysts. He later started and managed his own business for 14 years before selling it in 2015 to join The Baumer Wealth Management Group. His expertise includes executive compensation, family wealth management strategies, institutional and individual investment consulting, retirement planning, legacy planning, and retirement income. Christopher holds a Bachelor's degree from Lebanon Valley College and has earned several professional designations, including Certified Investment Management Analyst (CIMA®), Certified Private Wealth Advisor (CPWA®), Chartered Retirement Planning Counselor (CRPC®), Certified 401(k) Professional (C(k)P®), and Certified Plan Fiduciary Advisor (CPFA®). He lives in Allentown, Pennsylvania with his wife Monica and their three children. His personal interests include boating, golfing, skiing, and swimming.