Matthew Skotynsky is a financial advisor with Raymond James Financial in Perrysburg, OH, holding a Series 63 designation and over 26 years of industry experience. He has been with Raymond James Financial since 2006. Outside of his advisory role, he is the owner and president of Rockledge4msko LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored advice and a broad range of implementation options.

Joel Tschantz is a financial advisor with OSAIC in Maumee, Ohio, holding a Series 63 license and bringing 32 years of industry experience. He has been with OSAIC since 2013 and has been involved with Savage & Associates since 1984. Outside of his advisory work, he is a 25% owner of the Handy Twine Knife Company and engages in buying and selling sports memorabilia as a hobby. OSAIC serves a broad range of retail and institutional clients through a large network of advisers, offering integrated brokerage and investment advisory services with a variety of portfolio construction tools and access to third-party money managers and wrap programs.

Stephen Morr is a financial professional at OSAIC with 32 years of industry experience. He holds a Series 63 designation and previously worked at Royal Alliance for 10 years and Savage & Associates for over 30 years. Outside of his advisory role, Morr builds spec homes for resale as an owner and financier. OSAIC serves a diverse client base including individual, high-net-worth, and institutional investors through a large network of advisers. The firm offers integrated brokerage and advisory services, utilizing firm-provided tools and third-party managers to construct portfolios across various asset classes.

Gregory Durivage is a financial advisor with Thrivent Investment Management, holding Series 66 and Series 63 licenses and possessing 12 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2014. Outside of his advisory role, he serves as a council member for Zion Lutheran Church in Waterville, Ohio. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on goal-based planning across various financial topics without discretionary portfolio management. The firm’s approach combines holistic financial analyses with optional managed-account programs, delivered through a network of financial advisors.

Mark Smith is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and possessing 40 years of industry experience. He has worked at OSAIC since 2023 and previously spent 10 years at Royal Alliance. He also owns a sole proprietorship selling life, health, and disability insurance products. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of advisors, utilizing advanced asset-allocation tools and third-party platforms to manage a broad range of investment products.

Bernard Barrow Jr. is a CFP® professional with 20 years of experience in financial advisory services. He is currently with OSAIC and previously worked at Securities America Advisors and Securities America Inc. He also serves as an active trustee for the Boys and Girls Clubs of Toledo. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a network of affiliated advisers and multiple advisory platforms. The firm employs various asset-allocation tools and offers integrated brokerage and advisory services, managed accounts, and access to third-party money managers.

Robert Pietras is a financial advisor with Osaic Wealth, Inc. He holds Series 65, 66, and 63 licenses and has 20 years of industry experience. His work history includes roles at Royal Alliance and Russel A Karban Financial, Inc. since 2017, and Plante Moran Financial Advisors from 2014 to 2017. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, utilizing various asset-allocation tools and investment strategies across multiple asset classes.

Renee Masserant is a financial advisor with Morgan Stanley in Perrysburg, Ohio, holding a Series 66 designation and seven years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2020 and previously at Wells Fargo Clearing and OBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides comprehensive financial planning and advisory services, utilizing firm-approved tools and methodologies to support client financial goals.

Lea Skotynsky is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds Series 66 and Series 63 designations and has worked with Raymond James Financial Services, Inc. since 2006. Outside of her advisory role, she is involved in managing rental real estate properties through ownership of LLCs. Raymond James Financial Services Advisors provide financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services that incorporate risk-based planning reviews and has a notable focus on municipal and public finance through affiliated departments and specialized programs.

Andrew Smigelski is a financial professional with OSAIC, holding Series 63 and Series 65 licenses and five years of industry experience. He has previously worked at Savage and Associates, Skylight Financial Group, and Kuhlman Corporation. Outside of his advisory role, Smigelski coaches a high school baseball team and serves as board member and chair elect for Epic Toledo, a nonprofit focused on networking and career development for young professionals. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and various portfolio management strategies, supporting both discretionary and non-discretionary accounts.

Jennifer Todd is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. She has worked at Avantax Advisory Services and Avantax Investment Services Inc. before joining Cetera in 2025. In addition to her advisory role, she serves as a senior tax preparer and office manager at Hawthorne Financial LLC, where she provides tax preparation, planning, bookkeeping, and payroll services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform. The firm manages over $256 billion in assets and operates with a large network of independent advisors nationwide.

Tamara Pfaff is a financial advisor at OSAIC with 25 years of industry experience. She holds the Series 63 designation and has worked at OSAIC Wealth since 2013 and at Savage & Associates since 2000. In addition to her advisory role, she owns a rental property that she manages. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs advanced asset-allocation tools and supports various managed-account solutions across a complex platform structure.

Donald Meeker is a financial advisor at Edelman Financial Engines with 20 years of industry experience. He holds a Series 65 designation and has worked with Financial Engines Advisors L.L.C. and TMFS Advisors, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management focused on diversified portfolios, periodic rebalancing, and long-term strategies.

David Patton is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 credentials and has 26 years of industry experience. He previously worked at Merrill Lynch from 2007 to 2018 before joining Raymond James Financial Services in 2018. He is also the owner of Patton Wealth Management LLC, a branded support company associated with his advisory practice. Raymond James Financial Services Advisors, Inc. serves a broad client base including individual investors, high-net-worth and non‑HNW clients, pension and profit‑sharing plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non‑discretionary investment consulting through Wealth Advisory Services and institutional consulting, with a distinctive focus on non‑discretionary advisory relationships supported by an extensive affiliate network.

Abigail Wade is a financial advisor at LPL Financial with six years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services, Inc. and Vineyard Vines. Outside of her advisory role, she is involved with R. M. Wade & Company, Ltd. in Boca Raton, Florida. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Michelle Pommeranz is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Cetera. Her prior experience includes roles at Strategic Blueprint, LLC, The Strategic Financial Alliance, Inc., BFC Planning, Inc., and The Huntington Investment Company. She is also president of St John Lutheran Church in Toledo, OH, where she oversees council meetings and community food pantry activities. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors and serves a diverse client base, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and third-party manager access.

Kenneth Meinecke is a financial advisor with Thrivent Investment Management in Maumee, OH. He holds the Series 66 designation and has 11 years of industry experience, including over a decade with Thrivent Financial and Thrivent Investment Management. Outside of his advisory role, he is a member of the church council at Zoar Lutheran Church and a part-owner involved in the maintenance of a family-owned log cabin property in Hocking Hills, Ohio. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based, holistic analyses across a range of financial planning topics. The firm offers these planning services separately from portfolio management and does not manage institutional portfolios.

David Boyk is a financial advisor at Edward Jones in Bowling Green, OH, with 24 years of industry experience. He holds a Series 63 designation and has been with Edward Jones since 2002. Outside of his advisory role, Boyk serves as a board member of Behavioral Connections of Wood County and is a member of the endowment fund committee at Bethlehem Lutheran Church, where he reviews investments and makes recommendations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Aaron Rathbun is a financial advisor with Charles Schwab in Perrysburg, Ohio. He holds the Series 66 designation and has six years of industry experience, all with Charles Schwab since 2018. Prior to his advisory career, he was a student for nine years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a distinctive operational structure that includes integrated custody, brokerage, and advisory services.

Chase Canning is a financial advisor at Thrivent Investment Management with 15 years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses across a broad range of planning topics, with clients able to combine planning with managed-account services under a consolidated billing arrangement.