Stephen Morr is a financial professional at OSAIC with 32 years of industry experience. He holds a Series 63 designation and previously worked at Royal Alliance for 10 years and Savage & Associates for over 30 years. Outside of his advisory role, Morr builds spec homes for resale as an owner and financier. OSAIC serves a diverse client base including individual, high-net-worth, and institutional investors through a large network of advisers. The firm offers integrated brokerage and advisory services, utilizing firm-provided tools and third-party managers to construct portfolios across various asset classes.

Gregory Durivage is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2014. Outside of his advisory role, he serves as a council member at Zion Lutheran Church in Waterville, Ohio. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and written recommendations across a wide range of financial planning topics, while keeping planning and managed-account services separate.

Mark Smith is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and possessing 40 years of industry experience. He has worked at OSAIC since 2023 and previously spent 10 years at Royal Alliance. He also owns a sole proprietorship selling life, health, and disability insurance products. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of advisors, utilizing advanced asset-allocation tools and third-party platforms to manage a broad range of investment products.

Bernard Barrow Jr. is a CFP® professional with over 21 years of experience in the financial services industry. He currently works with OSAIC since 2024 and previously held roles at Securities America Advisors, PNC Wealth Management, and UBS Financial Services. He serves as an active trustee of the Boys and Girls Clubs of Toledo, a nonprofit position he has held since 2005. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through an extensive network of affiliated advisors. The firm offers a range of brokerage and investment advisory services, employing various asset allocation tools and third-party platforms to create portfolios with stocks, bonds, mutual funds, ETFs, and alternative investments.

Robert Pietras is a financial advisor with OSAIC based in Maumee, Ohio. He holds Series 63, Series 65, and Series 66 registrations and has 20 years of industry experience. His career includes roles at Royal Alliance, Russel A Karban Financial, Inc., Plante Moran Financial Advisors, and Edward Jones. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers brokerage and investment advisory services through multiple platforms, utilizing asset allocation tools and third-party solutions to manage portfolios across a range of investment types.

Renee Masserant is a financial advisor with Morgan Stanley in Perrysburg, Ohio, holding a Series 66 designation and seven years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2020 and previously at Wells Fargo Clearing and OBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides comprehensive financial planning and advisory services, utilizing firm-approved tools and methodologies to support client financial goals.

Lea Skotynsky is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Raymond James Financial Services, Inc. since 2006. Outside of her advisory role, she owns and manages rental real estate properties. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports its clients through advisory programs and institutional consulting across a large advisor network.

Andrew Smigelski is a financial advisor at OSAIC with six years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Skylight Financial Group and Kuhlman Corporation. Outside of his advisory role, Smigelski serves as a high school baseball coach and is a board member and chair elect for Epic Toledo, a nonprofit focused on young professionals’ networking and career development. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that include a variety of investment types and supports both discretionary and non-discretionary account management.

Jennifer Todd is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. She has worked at Avantax Advisory Services and Avantax Investment Services Inc. before joining Cetera in 2025. In addition to her advisory role, she serves as a senior tax preparer and office manager at Hawthorne Financial LLC, where she provides tax preparation, planning, bookkeeping, and payroll services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform. The firm manages over $256 billion in assets and operates with a large network of independent advisors nationwide.

Tamara Pfaff is a financial advisor at OSAIC with 25 years of industry experience. She holds the Series 63 designation and has worked at OSAIC Wealth since 2013 and at Savage & Associates since 2000. In addition to her advisory role, she owns a rental property that she manages. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs advanced asset-allocation tools and supports various managed-account solutions across a complex platform structure.

Donald Meeker is a financial advisor at Edelman Financial Engines with 20 years of industry experience. He holds a Series 65 designation and has worked with Financial Engines Advisors L.L.C. and TMFS Advisors, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management focused on diversified portfolios, periodic rebalancing, and long-term strategies.

David Patton is a financial advisor at Raymond James Financial with 26 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Raymond James in 2018, he worked at Merrill Lynch for 11 years. Patton is also the owner of Patton Wealth Management LLC, a support company he operates alongside his advisory role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes tailored planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Abigail Wade is a financial advisor at LPL Financial with six years of industry experience. She holds the Series 66 designation and has previously worked at UBS Financial Services, Inc. and Vineyard Vines. Wade is also involved with R. M. Wade & Company, Ltd., an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Michelle Pommeranz is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Cetera. Her prior experience includes roles at Strategic Blueprint, LLC, The Strategic Financial Alliance, Inc., BFC Planning, Inc., and The Huntington Investment Company. She is also president of St John Lutheran Church in Toledo, OH, where she oversees council meetings and community food pantry activities. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors and serves a diverse client base, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and third-party manager access.

Kenneth Meinecke is a financial advisor with Thrivent Investment Management in Maumee, OH. He holds the Series 66 designation and has 11 years of industry experience, including over a decade with Thrivent Financial and Thrivent Investment Management. Outside of his advisory role, he is a member of the church council at Zoar Lutheran Church and a part-owner involved in the maintenance of a family-owned log cabin property in Hocking Hills, Ohio. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based, holistic analyses across a range of financial planning topics. The firm offers these planning services separately from portfolio management and does not manage institutional portfolios.

David Boyk is a financial advisor at Edward Jones in Bowling Green, OH, with 24 years of industry experience. He holds a Series 63 designation and has been with Edward Jones since 2002. Outside of his advisory role, Boyk serves as a board member of Behavioral Connections of Wood County and is a member of the endowment fund committee at Bethlehem Lutheran Church, where he reviews investments and makes recommendations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Aaron Rathbun is a financial advisor with Charles Schwab in Perrysburg, Ohio. He holds the Series 66 designation and has six years of industry experience, all with Charles Schwab since 2018. Prior to his advisory career, he was a student for nine years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a distinctive operational structure that includes integrated custody, brokerage, and advisory services.

Chase Canning is a financial advisor at Thrivent Investment Management with 15 years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses across a broad range of planning topics, with clients able to combine planning with managed-account services under a consolidated billing arrangement.

Jeffrey Turner is a financial advisor at OSAIC with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with OSAIC since 2015. In addition to his advisory role, he is involved in marketing life, health, disability, and long-term care insurance products. OSAIC serves a broad mix of retail and institutional clients, including high-net-worth investors and charitable organizations, offering integrated brokerage and investment advisory services along with financial planning and retirement consulting through a large network of affiliated advisers. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios managed on both discretionary and non-discretionary bases.

Edward Sommers is a financial advisor at Raymond James & Associates with 33 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, Sommers is a partner in several business ventures related to farming and real estate. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.