Flavia Mc Caughey is a financial advisor with LPL Financial in Springfield, MA, holding a Series 66 designation and five years of industry experience. She has been with LPL Financial since 2019 and has prior experience at Boston University and Suffolk University. Mc Caughey is a minority owner of FR Accounting and Tax, which provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management, model portfolios, and research to support diversified investment strategies.

Diane Stone is a financial advisor at Morgan Stanley with 21 years of industry experience. She has worked with Morgan Stanley and its affiliated entities since 2007. Outside of her financial advisory role, she also works as an Uber driver. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Kathleen Pumilia is a financial advisor at Cambridge Investment Research Advisors with two years of industry experience. She holds a Series 66 designation and has a background that includes roles in public education and at Lesley University prior to entering the financial sector. She is also an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals using a range of portfolio management strategies and platform arrangements.

Troy Ochoa is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and five years of industry experience. He has been with Cambridge Investment Research Advisors since 2021 and is also the vice president and owner of Ochoa Inc., a salon and spa business. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, offering both discretionary and non-discretionary portfolio management across various platform arrangements.

Gennaro Ferrentino is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for 10 years before joining Raymond James in 2022. Ferrentino is also president of Ferrentino Wealth Management, an independent business affiliated with Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and encourages implementation through its advisory programs, supporting its services with advanced analytical tools and institutional consulting capabilities.

Derek Lussier is a CFP®-certified financial advisor with eight years of industry experience. He is currently with LPL Financial, having joined in 2026, following eight years at Edward Jones and four years at Enterprise. Outside of his advisory work, he is a co-signer on a short-term rental property loan used for vacation rentals in North Myrtle Beach, SC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and a variety of investment strategies.

Thomas Adams is a financial advisor with Stifel, holding a Series 63 designation and 49 years of industry experience. He has been with Stifel since 2007. Stifel serves a wide range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, which incorporates forward-looking market assumptions and probabilistic modeling to support asset allocation and financial planning.

James Harmon is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds the Series 63 and Series 66 licenses and has prior experience at Sagepoint Financial, Inc. In addition to his advisory role, Harmon works part-time as a delivery driver for Door Dash. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Derek Waslick is a financial advisor with Mass Mutual Investors Services in Springfield, MA, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. His prior experience includes roles at Fidelity Institutional Wealth Adviser LLC and various Fidelity Investments affiliates. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-focused planning engagements supported by advanced analytical tools and a range of investment programs.

Peter Alminas is a CFP® professional with 16 years of industry experience, currently serving at UBS Financial Services since 2009. He holds the Series 66 designation and is based in Springfield, MA. He is a member of the Board of Directors for the East Longmeadow High School Athletic Hall of Fame. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and banking offerings.

Heather Motyka is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds the Series 66 designation and has worked at UBS since 2016, following a two-year tenure at Merrill. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory solutions, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services to deliver tailored investment strategies.

John Peterson is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and possessing 40 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm employs a structured planning process using approved tools and data models, managing approximately $2.74 trillion in client assets.

David Havican is a financial advisor with Cambridge Investment Research Advisors in Wilbraham, MA, holding a Series 66 designation and 11 years of industry experience. He has been with Cambridge Investment Research Advisors since 2015 and is also president and owner of Havican Wealth Strategies Inc. In addition to his advisory role, he works as an independent insurance agent specializing in life and health insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory through a network of independent professionals, offering various portfolio management and model-based solutions tailored to client objectives.

Lucille Germain is a financial advisor at Edward Jones in Springfield, MA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked in education-related roles, including positions as an educational consultant and teacher at multiple schools and organizations. Outside of her advisory work, she operates a personal life coaching business, InspiredbyLucille, where she coaches individuals on their personal goals. Edward Jones is a full-service wealth management firm serving a broad client base that includes individual and institutional investors. The firm offers a range of investment advisory programs and manages approximately $1.01 trillion in assets, supported by a large network of advisors and branch offices nationwide.

Anthony Geary is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Berkshire Bank and Dick's Sporting Goods, as well as operating a small business, Anthony's Lawn Care, from 2014 to 2017. He currently serves as a financial advisor focusing on insurance and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses collaborative, technology-supported approaches to develop tailored financial strategies and offers a range of planning services including divorce, estate settlement, and employer-sponsored planning programs.

Michael Otto is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has previously worked at Ostberg & Associates Financial Services and Insurance, Eagle Strategies (NY Life), and Callaway Golf, among others. Outside of his advisory role, he is a co-owner of SRD Operations, LLC, where he manages an advisory business. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide non-discretionary recommendations through a centralized consulting team, supported by algorithmic automation and oversight committees.

Joseph Zambo is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, iHeartMedia, and Barnes and Noble College Stores. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Rory Brown is a financial advisor with Morgan Stanley in Springfield, MA, holding a Series 66 designation and seven years of industry experience. He previously worked at Income Research + Management for eight years before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. He serves on the investment committee for the Richard Salter Storrs Library Trustees in Longmeadow, Massachusetts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee guidance.

Christine Santos is a financial advisor with UBS Financial Services in Springfield, MA, holding a Series 66 designation and 18 years of industry experience. She has been with UBS Financial Services since 2009. Outside of her advisory role, she serves as Treasurer and Officer for the School Centered Decision Making Team at Mary A Dryden Veterans Memorial Elementary. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets services.

Jonathan Williamson is a financial advisor with UBS Financial Services in Springfield, MA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior experience includes roles at Fidelity Personal and Workplace Advisors, Strategic Advisers, and Fidelity Brokerage Services LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, using proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides access to a broad range of investment products and capital markets services.