David Mangano is a financial advisor with Kestra Advisory Services and holds the ChFC® and Series 63 designations. He has 37 years of industry experience, including 17 years at LPL Financial prior to joining Kestra in 2025. Outside of his advisory role, he serves as vice president of the Chapel Woods Homeowners Association board. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering fiduciary consulting, plan-level investment advice, and a range of managed account solutions. The firm serves large institutional investors, including sovereign wealth funds, and supports complex investment products within its supervisory framework.

Donald Moran is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. His career includes positions at LPL Financial, HSBC Securities (USA) Inc., and Northwestern Mutual Investment Management. Moran has been with Key Investment Services since 2016. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm employs a multi-provider model with discretionary and non-discretionary management options, integrating services from affiliated entities including KeyBank and KeyBanc Capital Markets.

Kevin Kania is a financial advisor with Eagle Strategies (New York Life) based in Williamsville, NY. He holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to his advisory career, Kania worked at Geico for 17 years. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a large non-discretionary asset base, working with a wide range of clients including defined contribution and defined benefit plans.

Justin Egan is a financial advisor with Empower Advisory Group and holds Series 63 and Series 65 licenses. He has one year of industry experience, with prior roles at Empower Financial Services, Equitable Advisors, and Onebridge Benefits. Egan served in the US Marines from 2017 to 2021. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm offers an integrated service model connected to Empower’s administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Douglas Castren is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Principal Securities Inc. since 2016 and previously operated Nicastro & Castren Financial Services from 2014 to 2017, along with experience at Principal Life Insurance Company. Outside of advisory roles, he has been involved in insurance and fixed annuities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation generally managed on a discretionary basis by these managers.

Scott Zeplowitz is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY, holding Series 63 and Series 66 designations and having 12 years of industry experience. His career includes roles at Eagle Strategies, ROI Financial Group, NYLife Securities LLC, and New York Life Insurance Co. Outside of his advisory work, he serves as a board member of the Lockport Ice Arena & Sports Complex. Eagle Strategies serves a broad clientele including individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory program types and emphasizes tailored recommendations, with the majority of assets under management held on a non-discretionary basis.

Richard Fineberg is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior work includes roles at LPL Financial LLC, CCO Investment Services Corp, and M&T Securities, Inc. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions, including its proprietary WealthSuite platform and alternative investments through CAIS. The firm employs a fiduciary-based advisory model and utilizes multiple investment strategies, often implementing advice through third-party managers and technology platforms.

Joel Morawski is a CFP® professional with 27 years of experience in the financial industry. He currently works at Private Advisor Group, LLC and LPL Financial, roles he has held since 2014. His previous experience includes positions at Cadaret, Grant & Co., Merrill, Banc of America Investment Services, and Quick & Reilly. Outside of his advisory work, Morawski serves as a proctor for risk analysis exams through the Global Association of Risk Professionals and operates a tax preparation and accounting business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement consulting. The firm offers managed account solutions through proprietary platforms and third-party managers, following a fiduciary-based advisory model.

William Grochala is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His career includes roles at Key Investment Services since 2016 and a period at KeyBank from 2016 to 2019. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm employs a multi-provider platform with discretionary and non-discretionary model management, integrates services from KeyCorp affiliates, and offers various wrap programs alongside insurance products.

Elizabeth House is a financial advisor at Valic Financial Advisors with four years of industry experience. She holds a Series 66 designation and has worked previously at Protective Industries and Agia. Outside of her advisory role, she is also an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Brian Geary is a CFP® and Series 65-licensed financial advisor with five years of industry experience. He has worked at Hightower Advisors since 2022 and previously spent ten years at Linwood Investment Advisors. Based in Buffalo, NY, he is currently affiliated with Hightower Advisors. Hightower provides investment advisory and planning services to a diverse range of individual and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes manager selection and multi-manager solutions, combining proprietary research and a variety of investment vehicles to serve its clients.

Nicole Macdowell is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 credentials. She has 11 years of industry experience, including prior roles at LPL Financial, M&T Bank, and Wells Fargo Clearing Services. Macdowell also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside her registered representative duties. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several program types, including client-directed and fully discretionary options. The firm employs a multi-profile investment approach and utilizes affiliated and third-party providers for advisory and fund selection services.

Austin Reese is a financial advisor at Key Investment Services LLC with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at HSBC Securities (USA) Inc., Wells Fargo Clearing Services LLC, and Citi Group. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals, offering portfolio management and model-based advisory products primarily on a non-discretionary basis. The firm employs a multi-provider platform model and integrates services from KeyCorp affiliates, including KeyBank and KeyBanc Capital Markets.

John Birkby is a CFP® with 43 years of industry experience, currently affiliated with Commonwealth Financial Network and Clark & Company Wealth Management since 2024. He previously worked at Lincoln Financial Securities from 2008 to 2024. Outside of his advisory work, he is co-owner of Swanson & Birkby Associates, LLC, a commercial real estate management entity, and has engaged in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a comprehensive adviser-support platform.

Thomas Anderson is a financial advisor at Key Investment Services LLC with seven years of industry experience. He holds the Series 66 designation and has previously worked at firms including Raymond James Financial, Massachusetts Mutual Life Insurance, and Morgan Stanley. Outside of his advisory role, Anderson serves as an alumni board member for St. Francis High School and is a young professional board member for Big Brothers Big Sisters of Niagara/Southern Tier. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm uses a multi-provider platform with Envestnet and third-party managers, offering predominantly non-discretionary model portfolios alongside custodial and trade execution services.

Stacie Diesfeld is a financial advisor with Valic Financial Advisors and holds a Series 66 designation. She has one year of industry experience and has worked at firms including Cetera and Crane Capital Group. Outside of her advisory role, she works as a cardiovascular sonographer at Trinity Medical Cardiology, performing ultrasounds of the heart and other vasculature. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Michael Muffoletto is a CFP® professional with seven years of industry experience, currently affiliated with Commonwealth Financial Network. His prior roles include positions at Lincoln Financial Securities and MML Investors Services. He is also involved in referring payroll services through ADP, Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $213 billion in client assets. The firm offers a comprehensive adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment options.

Peter Bushman is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at HSBC Securities (USA) Inc., HSBC Bank USA, N.A., and M&T Securities. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs with custodial and trade execution services, utilizing a multi-provider model that includes Envestnet and third-party managers to design strategist portfolios.

Benjamin Moloney is a financial advisor with Key Investment Services LLC in Williamsville, NY, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at HSBC Bank USA, HSBC Securities, Prestige Asset Distribution, and Morgan Stanley. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model and integrates with KeyCorp affiliates to offer a range of investment and advisory services, with an emphasis on non-discretionary portfolio management and wrap-fee programs.

Edward Harof is a financial advisor with Commonwealth Financial Network in Williamsville, NY, holding Series 63 and Series 66 licenses and 44 years of industry experience. His prior roles include long tenures at Royal Alliance Associates, INC. and Georgetown Capital Group from 1991 to 2019. He is also the owner of Rampart Asset Management Group, LLC, a private entity involved in securities, advisory, and insurance business activities. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages about $212.7 billion in client assets. The firm offers comprehensive adviser support, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.