Lewis Wexler is a financial advisor at TIAA-CREF with 19 years of industry experience. He holds a Series 66 designation and has been with TIAA-CREF since 2015. Outside of his advisory role, he is the owner of a woodworking business and works as a notary public. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA retirement plans. The firm provides both model portfolio and customized portfolio management under a fiduciary standard.

Kimberly Buzyniski is a financial advisor at Key Investment Services LLC with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Key Investment Services since 2016, with prior experience at LPL Financial and Uvest Financial Services Group. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients. The firm uses a multi-provider model combining discretionary implementation from Envestnet with portfolio design by the Key Wealth Chief Investment Office and third-party managers, and offers various wrap-fee programs along with custodial and trade execution services.

Tyler Schmitt is a financial advisor at Hightower Advisors with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Legg Mason Investor Services, LLC and Franklin Templeton Financial Services Corp. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research to construct portfolios that include mutual funds, ETFs, alternative investments, and custom indexing.

Michael Hadley is a financial advisor with Principal Financial Services, holding a Series 66 designation and six years of industry experience. His background includes roles at Citigroup, Raymond James Financial Services, and Ritter Insurance Marketing. Outside of finance, he works part-time as a bookkeeper for a family-run carpentry business. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager solutions, with investment implementation generally managed on a discretionary basis by those managers.

Scott Kleiner is a registered representative with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 designations. He has 11 years of industry experience, having worked at HSBC Securities (USA) Inc. and its affiliate HSBC Bank USA, N.A. since 2015. In addition to his advisory role, he is also a Bank Officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs for a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers a variety of program types combining client-directed and discretionary management, supported by a structured investment process that leverages global asset management resources and third-party due diligence providers.

Erik Dececco is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 13 years of industry experience. His prior roles include positions at HSBC Bank USA, N.A. and HSBC SECURITIES (USA) Inc., where he worked for six years. He has been with Key Investment Services since 2021. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers portfolio management and model-based advisory products through a multi-provider platform, integrating resources from KeyCorp affiliates and focusing on non-discretionary investment models with optional tax and values overlays.

Kevin Donaghue is a Series 66-credentialed financial advisor with 13 years of industry experience. He has been with TIAA-CREF and TIAA since 2018 and previously worked at HSBC Bank USA for two years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm also advises donor-advised funds and operates within a vertically integrated group that employs affiliated funds and a fiduciary standard tailored to each service.

Russell Scherrer III is a financial advisor at HSBC Securities (USA) Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with HSBC Securities since 2011. HSBC Securities offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary options. The firm employs a structured investment approach using five model risk profiles and collaborates with affiliated and third-party providers for fund selection and account management.

Allan Carmello is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Key Investment Services LLC since 2005. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs featuring custodial and trade execution services, utilizing a multi-provider model for portfolio management and investment strategy.

Timothy Mckillen Jr. is a financial advisor with Lincoln Investment, holding a Series 63 designation and 16 years of industry experience. He has worked at Lincoln Investment since 2017 and previously at Legend Advisory Corporation and Legend Equities Corporation. In addition to his advisory role, he is self-employed in income tax preparation. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, with investment strategies guided by an in-house Investment Management & Research team.

Mallory Haseley is a financial advisor with Key Investment Services LLC, holding the Series 63 and Series 66 designations and four years of industry experience. Her background includes positions at KeyBank, as well as work in service roles at Killington Ski Resort and with Becker Farms and Vizcarra Vineyards. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm employs a multi-provider model for portfolio management and integrates with KeyCorp affiliates to offer a range of investment, banking, and advisory services.

Wei Zhao is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY. He holds Series 63 and Series 66 designations and has five years of industry experience. Prior to joining HSBC Securities in 2021, he has been with HSBC Bank USA, N.A. since 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm uses model risk profiles and combines strategic and tactical asset allocation supported by affiliates for fund selection and ongoing monitoring.

Alex Hamill is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with TIAA-CREF since 2014. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, applying a fiduciary standard to its RIA services.

Gabriel Cesar is a CFP® with 10 years of industry experience, currently affiliated with Principal Financial Services. He has worked at Principal Life Insurance Company and Principal Securities, Inc. since 2016 and is a co-owner of R & G Wealth Management Group Inc. in Amherst, NY. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions through various advisory and promoter arrangements.

Ronald Sporyz is a financial advisor with Principal Financial Services in Amherst, NY, holding the CFP® and ChFC® designations and the Series 63 license. He has 43 years of industry experience and has been with Principal Life Insurance Company since 1998, Principal Securities since 2016, and R & G Wealth Management since 2024. Outside of his advisory role, he advises on fireworks displays and coaches soccer. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Alexis Switzer is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and two years of industry experience. Prior to joining Citi Group in 2025, Alexis worked at Equitable Advisors, LLC for one year and has a background that includes academic and retail roles. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm is notable for its large institutional scale, in-house research, and unique market roles such as operating as a swap dealer and futures commission merchant.

Robert Gruber is a financial advisor with GWN Securities Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with GWN Securities since 2005. Outside of his advisory role, Gruber owns and operates Gruber Insurance & Financial Services, where he sells and services various insurance products, and he serves as an exam monitor for New York State insurance continuing and prelicensing education. GWN Securities is an SEC-registered investment adviser and broker-dealer that provides discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm supports a large network of approximately 423 advisors and manages about $3.65 billion across over 37,000 client accounts, offering a range of managed-account programs including SMA, UMA, and fund-strategist options.

Richard Gruszewski is a financial advisor with Principal Financial Services, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Bristol ID, FSP Advisors, Leigh Baldwin & Co., Axa Advisors LLC, and Xerox. He is also engaged in outside sales related to life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation typically carried out on a discretionary basis by these managers.

Mary Catherine Maclefko is a financial advisor with Lincoln Investment, holding a Series 63 designation and 17 years of industry experience. She joined Lincoln Investment in 2017, having previously worked at Legend Advisory Corporation and Legend Equities Corporation. Outside of her advisory role, she is an accountant and office manager at Allied Staffing and also conducts site inspections for vehicle and commercial property surveys. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a longstanding focus on educators and 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house investment management team and access to third-party managers.

Anna Marie Pera is a financial advisor at Key Investment Services LLC with 31 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. from 2016 to 2022. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers portfolio management and model-based advisory products through a multi-provider platform, integrating services from KeyCorp affiliates and third-party managers.