Dana Vosburgh is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Manning & Napier Advisors, LLC. He has been with the Manning & Napier organization since 2013, including roles at both the advisory and investor services divisions. In addition to his advisory work, Vosburgh is an adjunct professor at Nazareth College. Manning & Napier Advisors, LLC provides investment advisory services primarily to pooled vehicles and institutional clients, including pension plans and government entities, while also managing separately managed accounts and offering fiduciary retirement plan services. The firm employs a team-based, strategy-specific investment process combining top-down and bottom-up analysis and is affiliated with an in-house trust company and broker-dealer.

Andrew Kalinowski is a financial advisor with Lifemark Securities Corp. in Rochester, NY, holding a Series 63 designation and over 53 years of industry experience. He has been with Lifemark since 1985 and also works as an independent insurance agent specializing in life, long-term care, and disability insurance. Additionally, he serves as a board director of DMG, an insurance marketing organization. Lifemark Securities Corp. provides fee-based investment advisory and financial planning services primarily to individual investors and retirement plan sponsors, offering various managed account programs tailored through risk assessments and managed on discretionary or non-discretionary bases.

Lee Wilson is a financial advisor at Arkadios Wealth Advisors in Rochester, NY, holding a Series 66 license with two years of industry experience. Prior to joining Arkadios in 2022, he worked at Stanley Security and The Bonadio Group. Outside of advising, he is an investor in multi-family real estate through Cora Sandord LLC. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans, offering customized investment plans supported by an internal portfolio team and a mix of managed accounts, third-party managers, and financial planning.

Hope Duncan is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation. She has less than one year of industry experience and prior work history includes roles at Michigan State University, St. Ann's Community at Cherry Ridge, Old Navy, and Our Lady of Mercy School for Young Women. Sage, Rutty & Co., Inc. serves individual and institutional clients, offering financial planning, portfolio management, and retirement-plan advisory services through a multi-advisor model that integrates third-party platforms and internal resources. The firm manages approximately $3.46 billion in client assets, operating both discretionary and non-discretionary arrangements, and supports a broad range of customized and program-based investment solutions.

Curt Ehrlich is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY. He holds Series 65 and Series 66 licenses and has 22 years of industry experience, including 21 years with Sage, Rutty & Co. Sage, Rutty & Co., Inc. provides advisory services to a diverse range of individual and institutional clients, managing over $3 billion in assets. The firm employs a client-specific approach combining financial planning and customized investment recommendations, offering both discretionary and non-discretionary management across multiple program platforms.

Stephen Howles is a CFP® professional with 12 years of industry experience. He is currently an executive financial advisor at Modern Wealth Management, LLC and previously worked at LPL Financial and Beltz, Ianni & Associates. Outside of his advisory role, he is a partner in BIA Consulting, LLC, a business entity unrelated to investment activities. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets. The firm serves individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans through discretionary and non-discretionary investment management, financial planning, and modular services.

Matthew Magee is a financial advisor at Sage, Rutty & Co., Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Wiley Edge, Morgan Stanley Distribution, Inc., and J.P. Morgan Chase & Co. Sage, Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering portfolio management, financial planning, wrap-fee programs, and qualified retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver written plans and customized investment recommendations across multiple management platforms.

Brian Costello is a financial advisor at Alera Investment Advisors, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously with The Waterford Group, LLC since 2011. Alera Investment Advisors provides investment management, financial planning, and retirement plan advisory services to a wide range of clients including individuals, families, trusts, businesses, and institutions. The firm employs a mix of internal management and external managers to construct portfolios focused on mutual funds, ETFs, equities, and fixed income, and also offers comprehensive ERISA-related services for retirement plans.

Jeffrey Jones is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with three years of industry experience. Prior to joining Sage, Rutty & Co., he worked at Hillyard Inc. for eleven years. Sage, Rutty & Co., Inc. serves a diverse client base of individual and institutional investors, offering a variety of advisory services including portfolio management, financial planning, and qualified retirement plan advisory platforms. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver written plans and customized investment recommendations across multiple program platforms.

John Skomski is a CFP® with 10 years of experience in the financial advisory industry. He is currently with The AmeriFlex Group and has held prior roles at Cambridge Investment Research, Best Times Financial Planning, Commonwealth Financial Network, and Lincoln Financial Advisors. Outside of his advisory work, he is involved in several consulting and networking ventures, including co-authoring a publication titled Cool Boss/Talent Rules and serving on the board of the Fairport Foundation. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting through a network of advisory affiliates, utilizing multiple program platforms and custodial arrangements to implement tailored strategies.

Zachary Lessard is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Manning & Napier and the West Irondequoit Central School District. Sage, Rutty & Co., Inc. serves a broad mix of individual and institutional clients, providing financial planning, portfolio management, and retirement-plan advisory services through multiple platforms. The firm operates a multi-advisor model using third-party program platforms and internal resources to deliver customized and program-based solutions, managing both discretionary and non-discretionary assets.

Corinne Dennis is a financial advisor at Sage, Rutty & Co., Inc. with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Sage, Rutty & Co., Inc. since 2020, with prior experience at Manning & Napier Advisors, LLC. Outside of her advisory role, she is an officer and part owner of Dennis Marine, LLC, a seasonal dock and hoist installation business on the Finger Lakes, and co-owner of Basin Park Marine, LLC and BPM Land Holdings, LLC. Sage, Rutty & Co., Inc. serves a diverse client base including individuals and institutions, offering portfolio management, financial planning, and retirement plan advisory services. The firm employs a client-specific approach combining salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple program platforms.

Brennan Redmond is a CFP®, CFA®, and Series 66-licensed advisor with 18 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 2017 and previously worked for Brighton Securities Corporation for 10 years. Sage, Rutty & Co., Inc. serves a diverse group of individual and institutional clients, providing portfolio management, financial planning, and a variety of advisory platforms. The firm combines salaried financial planners with advisory representatives to deliver customized investment recommendations and offers both discretionary and non-discretionary management across multiple program platforms.

Stephen Roehrig is a financial advisor at Novem Group with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at American Portfolios, Novem Group, and Osaic Wealth. Outside of his advisory role, he is a member of Gem Creek Brewery, LLC in Canandaigua, NY. Novem Group provides discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base, including individuals, high-net-worth clients, pension plans, charitable organizations, government entities, and other investment advisers. The firm employs a combination of fundamental, cyclical, and technical analysis across various asset classes and uses individualized investment policies to guide portfolio construction.

William Dombrock is a financial advisor with Manning & Napier Advisors, LLC. He holds a Series 66 credential and has one year of industry experience. Prior to joining Manning & Napier, he held roles at Tokyo Bay, Under Armor, and Vision Group LLC. Manning & Napier Advisors, LLC provides investment advisory services primarily to pooled vehicles and institutional clients, including banking institutions, pension plans, and government entities. The firm employs a team-based investment process combining top-down macro analysis with bottom-up security selection and offers customized wealth management and retirement plan services.

Nicholas Norvell is a CFP® with five years of industry experience, currently serving as an advisor at Courier Capital, LLC in Rochester, NY. He has been associated with HNP Capital LLC since 2009. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm uses an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, and access to alternative investments.

Jeremy Raco is a financial advisor with Novem Group in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Novem Group since 2013 and is currently also affiliated with Osaic Wealth, Inc. In addition to his advisory roles, he offers life insurance solutions upon client request. Novem Group provides discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base, including individuals, high-net-worth clients, pension plans, charitable organizations, and government entities. The firm employs a combination of fundamental, cyclical, and technical analysis across various asset classes, tailoring portfolios to client goals and risk tolerance.

Vincent Dallo is a ChFC® credentialed financial advisor with 20 years of industry experience. He is currently with Belpointe Asset Management LLC and has held roles at firms including NYLife Securities, Eagle Strategies, and Bright Futures Wealth Management. Outside of his advisory work, he serves as a trustee for the Chili Public Library. Belpointe Asset Management is a multi-team registered investment adviser with over 160 advisors managing more than $7.5 billion for individuals, corporations, trusts, and other advisers. The firm offers discretionary investment management, financial planning, and retirement-plan consulting, utilizing customized portfolios and a range of advisory relationships.

Dawn Gilchrist is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with 18 years of industry experience. She has been with Sage Rutty since 2008. Sage Rutty & Co., Inc. serves a diverse group of individual and institutional clients, offering portfolio management, financial planning, and qualified retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to provide customized investment recommendations across multiple program platforms.

Ethan Mckenney is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Manning & Napier Advisors, LLC since 2013. His career has been with various affiliated entities of Manning & Napier since 2014. Manning & Napier Advisors, LLC provides investment advisory services primarily to institutional clients and pooled vehicles, while also managing discretionary separately managed accounts and offering non-discretionary advice to proprietary funds. The firm’s investment process is team-based and strategy-specific, combining top-down macro analysis with bottom-up security selection, and it offers a range of retirement plan and custom wealth management solutions.