Selena Smith is a financial advisor at Morgan Stanley with eight years of industry experience and holds a Series 66 designation. She has worked with Morgan Stanley since 2017, including a role at Morgan Stanley Private Bank, N.A. since 2024. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning uses structured discovery processes and firm-approved tools, with clients responsible for implementing and updating their plans.

Seychelle Duckworth is a financial advisor at Morgan Stanley in Colchester, VT, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2024, she held various roles across education and hospitality, including positions at Mt. Mansfield Ski Academy and Bistro at Ten Acres. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, emphasizing tailored financial planning supported by structured discovery processes and firm-approved planning tools.

John Dannies is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. He serves on the board and investment committee of the nonprofit Hunger Free Vermont. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning conversations and the use of analytical tools such as Monte Carlo simulations to model financial outcomes.

Scott Lewis is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and 66 licenses and has previously worked at Raymond James Financial Services, Hickok & Boardman Capital Management, and Progressive Insurance. Before entering financial services, he worked five years at Smuggler's Notch Resort. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through corporate financial planning agreements.

John Polanshek Jr. is a financial advisor with UBS Financial Services in South Burlington, VT, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary market assumptions and research to tailor investment plans. The firm operates as both a broker-dealer and investment adviser, combining institutional trading capabilities with wealth management services.

Erikson Hameline is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Raymond James & Associates since 2016. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Patricia Brodsky is a financial advisor at Morgan Stanley with 22 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, she serves as a board member of the Red Pines Condo Association and owns a pet sitting business in Colchester, Vermont. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and advanced modeling tools to support financial decisions.

Adam Macaluso is a financial advisor with Morgan Stanley in Colchester, VT, holding a Series 66 designation and three years of industry experience. His prior roles include positions at TD Private Client Wealth, J.P. Morgan Securities LLC, JP Morgan Chase Bank, and Bank of America. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Charles Hall is a financial advisor with Raymond James & Associates in Burlington, VT, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Rockefeller Financial LLC, Riviera Investment Group, Aviditi Financial, Duff & Phelps, and Capstone Headwaters. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Joseph Hameline III is a financial advisor with Raymond James & Associates in Burlington, VT, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of his advisory role, he owns a rental property managed by a rental service organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipalities. The firm offers financial planning and non-discretionary investment consulting, leveraging a range of portfolio management styles and affiliated research.

Charles Vella is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 13 years before joining Wells Fargo in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brad Martin is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 24 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at Metlife Securities Inc. from 2015 to 2017. Martin serves as a board member on the Prudential Committee for the Colchester Water Department and Fire District No. 2. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational programs to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative planning engagements using firm-approved software and various investment strategies.

Chet Schwartz is a financial advisor with LPL Financial in Burlington, VT, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior work includes roles at M&T Bank, People's Securities, and Gerstein Fisher, along with over a decade as an independent consultant. Outside of finance, he has worked as an Uber driver. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of investment adviser representatives. The firm offers financial planning, portfolio management, and institutional platforms, combining advisory services with extensive non-advisory financial products.

Jamie Ha Obrien is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing Services, LLC. since 2020. Prior to this, she spent ten years working in real estate with Soon Ja Park Real Estate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, including a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Jennifer Mcgrath is a Series 66 licensed financial advisor with 10 years of industry experience. She is affiliated with UBS Financial Services and has been associated with Painewebber Incorporated since 1994. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides extensive capital markets services through a broad advisory network.

Bryan Deslauriers is a financial advisor with LPL Financial in South Burlington, VT, holding Series 63 and 66 licenses and 16 years of industry experience. His prior roles include positions at Lincoln Financial Securities Corporation and involvement with the St. Albans Town Educational Center. Outside of finance, he has been associated with the Vermont Expos Baseball Club for over two decades and serves as a selectman for the Town of St. Albans. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a broad range of services including financial planning, model portfolios, and institutional platforms. The firm supports its network of advisors with advanced research tools and provides advisory and brokerage services to individuals, retirement plan participants, banks, and trust companies.

Gilles Owen is a financial advisor at Mass Mutual Investors Services with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Empower Advisory Group, Prudential Insurance Company of America, and Sentinel Financial Services Company. He serves as Treasurer on the board of the Shaun Corbett Foundation, assisting with fundraising and organizational outreach. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing, collaborative planning engagements supported by firm-approved analytical tools and educational seminars.

Azulena Godeck is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. She has previously held roles at firms including BlackRock, Vanguard, Mercer Investments, and State Street Global Advisors. Godeck participates on the Finance and Investment Committees of United Way Northwest Vermont. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele that includes individuals, high-net-worth clients, corporations, and institutional entities. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains unique offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Melissa Long is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 65 licenses and eight years of industry experience. She has been with Morgan Stanley since 2018 and previously worked at Ameriprise Financial from 2013 to 2018. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate strategies. The firm uses structured planning tools and models to support clients, managing approximately $2.74 trillion in client assets.

Jonathan Brooks is a financial advisor with Wells Fargo Clearing in Williston, VT, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is a guitarist and vocalist in a band called Dead to the Core. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.