Timothy Lewis is a financial advisor with Ameriprise in Elk River, MN, holding a Series 66 designation and 18 years of industry experience. He has worked with Ameriprise and its affiliates since 2002. Outside of advising, he owns Rough Cutt Outdoors, an outdoors tournament fishing and guide service, and serves as a school board member for the St. Michael Albertville School District #885. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies. The firm’s approach includes collaboration between a centralized service team and financial advisors to deliver tailored recommendations within a structured investment framework.

Matthew Spiczka is a financial advisor at OSAIC with a Series 66 designation and three years of industry experience. He has worked at Royal Alliance Associates, INC. since 2023 and has been involved with MHS Companies since 2015. Outside of his advisory role, he provides insurance services through MHS Advisory Services and handles administrative tasks related to health insurance for Thomas R Hokr and Associates. OSAIC serves a diverse range of retail and institutional clients through a large network of financial advisers, offering integrated brokerage and investment advisory services along with access to various managed account solutions. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that may include a broad array of investment products, managed on either a discretionary or non-discretionary basis.

Colin Kemmis is a financial advisor with Edward Jones in Maple Grove, MN, holding a Series 66 credential and one year of industry experience. Prior to joining Edward Jones, he spent 15 years in education with Osseo Area Schools and six years with Wayzata Public Schools. Outside of his advisory role, he coaches youth soccer with Fusion MN Soccer Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of financial advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, managing over $1 trillion in assets under management.

Merry Ellen Bryers is a financial advisor at Thrivent Investment Management with 12 years of industry experience. She holds a Series 66 designation and has worked at Thrivent Financial and its affiliates since 2013. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based analyses and planning on a broad range of financial topics, allowing clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Matthew Finn is a CFP® professional with 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Marie Henrichs is a CFP®-certified financial advisor with 20 years of industry experience, currently with LPL Financial. Her prior experience includes roles at Financial Dimensions Group, Osaic Wealth (formerly Royal Alliance Associates), and Sagepoint Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and brokerage services.

Cole Gagnon is a financial advisor at Ameriprise with one year of industry experience. Before joining Ameriprise, he worked in education-related roles across various school districts and universities. He holds a Series 66 designation. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies. The firm’s approach involves collaboration between a centralized service team and financial advisors, with recommendations based on proprietary research and third-party data.

Matthew Germscheid is a financial advisor at OSAIC with 21 years of industry experience. He previously worked at Woodbury Financial Services Inc. for 15 years before joining OSAIC in 2024. Germscheid holds a Series 66 designation and is also the owner of Solid Ground Wealth Management, a partnership formed through a recent business name change. Outside of his advisory work, he serves as treasurer for the Northwest Alpine Ski Team, a club his children participate in. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors. The firm offers integrated financial services and employs various portfolio construction and management tools, providing access to diverse investment options and third-party managed account solutions.

Taylor Ripka is a CFP® professional with 16 years of experience in the financial industry. He is currently with LPL Financial and previously worked for over a decade at Berthel Fisher & Company Planning, Inc. In addition to advisory work, he is involved in non-variable life insurance sales through Taylor Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, and institutions, offering a range of financial planning and investment advisory services through a national network of representatives.

Bradley Shrader is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Royal Alliance since 2012. Outside of advisory work, he operates a sole proprietorship focused on the sales and maintenance of individual life insurance products and small group health insurance. OSAIC serves a diverse client base, including retail and institutional investors, offering integrated brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a range of asset-allocation tools and third-party platforms to manage portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Matthew Feuling is a financial advisor at Edward Jones in Monticello, MN, holding CFP® and Series 66 designations with seven years of industry experience. Prior to joining Edward Jones in 2018, he worked briefly at Country Financial and has been the owner of K&M Pallet LLC, a sales business, since 2013. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options, managing over $1 trillion in assets through a nationwide network of advisors and branch offices.

Desiree Campbell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses. She has been with Wells Fargo Bank, nA since 2021 and joined Wells Fargo Clearing in 2025. Prior to her financial services career, she held various roles in retail and food service industries. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Peter Fox is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo from 2014 to 2017. Peter has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Casey Reif is a financial advisor with Edward Jones in Champlin, MN, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Edward Jones, he was self-employed through Skulldini LLC and has held positions at TE Connectivity and the University of Minnesota Duluth. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Derick Kelly is a CFP® professional with 16 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. His prior roles include positions at SagePoint Financial and Ameriprise Financial Services, Inc. He is also the owner of Humphrey Financial LLC and works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele with financial planning, investment management, and retirement plan advisory services, offering tailored strategies through a network of independent Financial Professionals.

Reed Pawelk is a financial advisor with Ameriprise in Elk River, MN, holding the Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he owns and operates Luce Line Orchard LLC, an apple orchard, and serves as CEO of ER Green Operational Services, focusing on business development and operational strategy. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice, emphasizing dependable income sources and tax-aware withdrawal strategies.

Matthew Probst is a financial professional with Cetera, holding a Series 66 designation and five years of industry experience. He has worked with several firms including Minnesota Life Insurance Co, Securian Financial Services, and North Star Resource Group. Outside of his advisory role, he is involved in fixed insurance sales through North Star Consultants and operates under multiple financial services DBAs. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, retirement services, and access to third-party managers through a multi-manager platform with a range of program structures and investment options.

Jordan Kretsch is a financial advisor at OSAIC with eight years of industry experience. He holds the CFP® designation and Series 65 and 63 licenses. Prior to joining OSAIC in 2024, he worked at Securities America Advisors and AIS Planning. He also operates a separate business under the name Riverstone Financial Group & Insurance Services. OSAIC serves a broad range of clients including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services utilizing multiple advisory platforms and asset-allocation tools.

Lynn Gilbertson is a Series 63-registered advisor with Primerica Advisors in Saint Michael, MN, with 39 years of industry experience. She has been associated with Primerica Advisors since 1986 and Primerica Financial Services since 1984. Outside of advisory work, she is involved in sales of home security and automation products through affiliated companies and owns LCG, Inc., an entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Bradley Harder is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise in Hanover, MN. He has been with Ameriprise and its affiliated entities since 2001. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, emphasizing managed accounts and utilizing algorithmic tools overseen by a dedicated committee.