Timothy Graveline is a Series 66 licensed financial advisor with Wells Fargo Advisors in Fargo, ND, bringing 29 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2011. Outside of his advisory role, Graveline is involved with several investment-related businesses, including a real estate management company and financial practices in the Fargo area. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutions. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and tools to develop tailored recommendations for clients.

Joseph Haman is a financial advisor with Mass Mutual Investors Services in Fargo, ND, holding Series 63 and Series 66 registrations and 17 years of industry experience. He has been with MassMutual Life Insurance Company and Mass Mutual Investors Services since 2012. Outside of his advisory role, he is involved in commercial property management and participates in client referral activities related to business lending. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers a range of investment and educational services.

Bruce Imholte is a financial advisor with Cetera who holds a Series 66 designation and has 14 years of industry experience. He has previously worked with Avantax Advisory Services, 1st Global Capital Corp., and has been involved with Imholte & Dahl, P.A. since 1996. Imholte is also engaged in tax planning and business consulting through a tax and consulting firm affiliated with Avantax and supports client communication and marketing efforts at HK Wealth Management LLC. Cetera Investment Advisers LLC operates as a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to multiple investment programs including bespoke strategies and third-party manager options.

Ryan Damlo is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. He previously worked at Astera Health and held roles with Magnifi Financial Credit Union and Wadena County. Outside of his advisory work, Damlo owns a family kettle corn business and serves as a track coach for the Wadena-Deer Creek School District. LPL Financial serves a diverse client base including individuals, retirement plans, banks, and corporations, offering financial planning, advisory programs, and brokerage services. The firm provides both discretionary and non-discretionary management and incorporates research from various sources, supporting a range of investment strategies.

Patrick Mcgrath is a financial advisor at RBC Capital Markets in Fargo, ND, holding a Series 66 designation with 12 years of industry experience. Prior to joining RBC in 2025, he spent 10 years at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. He serves as a board member for Sons of Norway, a community organization based in Fargo. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, pension plans, corporations, and charities. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and custody services, using a mix of in-house and third-party investment managers tailored to client risk profiles.

Kelsey Bosch Cullen is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, Kelsey worked at Wells Fargo Bank for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Lindsey Herda is a Series 66-licensed financial advisor with Morgan Stanley in Fargo, ND, and has five years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2022, she worked at LPL Financial and Legacy Wealth Management from 2018 to 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm’s process includes structured discovery conversations and utilizes firm-approved tools, supporting clients with comprehensive planning and investment advisory services.

Addie Kolling is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and three years of industry experience. She has worked with MassMutual Life Insurance Company since 2022 and Mass Mutual Investors Services since 2020. Prior to her financial career, she held various roles including positions at Starbucks, North Dakota State University, and Dickinson High School. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs and educational seminars designed to support clients' financial goals, including recent additions like standalone Divorce Planning and event-driven planning services.

Byron Trochman is a financial advisor with RBC Capital Markets in Fargo, ND, holding a Series 66 designation and bringing 28 years of industry experience. He has previously worked with City National Bank, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Trochman serves as a committee member advising on portfolio investments and allocation for the YWCA Cass Clay foundation. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers tailored investment strategies supported by in-house and third-party managers, with options for discretionary and non-discretionary portfolio management and integrated capital-markets capabilities.

Justin Cole is a CFA® charterholder and holds a Series 66 license with 10 years of industry experience. He has been associated with Gate City Investment Services and LPL Financial since 2015. In addition to his advisory work, he provides economic updates to the Asset/Liability Committee of Gate City Bank on a biweekly basis and participates in Gate City Financial Services Investment Committee activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services and supports both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Connor Mc Cullough is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. His prior work includes roles at MassMutual Life Insurance Company, Bankers Life, Thrivent Investment Management Inc., and Commonwealth Financial Network. Outside of finance, he was involved in Prairie Rose Painting and Roofing for a year. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative client relationships and event-driven planning services.

Nathan Hopper is a Series 66-credentialed financial advisor with Thrivent Investment Management in Fargo, ND, and has three years of experience in the industry. Prior to his current role, he worked in broadcasting with Gray Television and Sinclair Broadcasting. Outside of his advisory work, he serves in various community roles including board member of the Fargo Masonic Preservation Association and Treasurer for the Scottish Rite Holding Company Board of Trustees. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based planning without discretionary trading authority. The firm provides comprehensive written recommendations across a wide range of financial topics and allows clients to combine planning with managed-account services through its WealthPlan program.

Sara Anderson is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. She has been with Ameriprise since 2013, working in various capacities within the firm. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach and provides a broad range of advisory, brokerage, and insurance solutions.

Austin Oehlke is a financial advisor at Edward Jones with a Series 66 credential and one year of industry experience. His prior work includes roles at American Federal Bank and First Class Mortgage. Outside of finance, he has served as an assistant varsity football coach at Grand Forks Public Schools, where he contributed to game plan preparation and player development. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm operates under a fiduciary standard and is notable for its large network of advisors and affiliated investment capabilities.

Matthew Watson is a financial advisor with Wells Fargo Advisors in Fargo, ND, holding a Series 66 designation and 17 years of industry experience. He has worked within various Wells Fargo entities since 2011. Outside of his advisory role, he is involved as a distributor of nutritional products with AdvoCare Nutrition. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, using proprietary research and planning tools to develop tailored recommendations.

Kelly Hill is a financial advisor at OSAIC with 26 years of industry experience and holds Series 63 and Series 66 licenses. His career history includes roles at Securities America Advisors, LPL Financial, and Investment Centers of America, with additional longstanding involvement at First National Bank. Outside of advising, Hill has ownership interests in several real estate ventures. OSAIC serves a diverse client base comprising retail and institutional investors through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm employs various tools and third-party services to construct portfolios across a broad range of asset classes.

Shehan Navarathne is a financial advisor with LPL Financial based in Fargo, ND, holding the Series 66 designation and has four years of industry experience. He has worked at LPL Financial since 2020 and has prior experience at Bell Bank, Archway Marketing Services, and North Dakota State University. In addition to his advisory role, he owns Peace Garden Grappling Club, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Penny Haugrud is a financial advisor at Merrill with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2019, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jonathan Simmons is a financial advisor with Edward Jones, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009 and is based in Moorhead, MN. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and tax-efficient services, through a large network of financial advisors and branch offices nationwide.

Robert Bye is a CFP® professional with 25 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has held various roles at Cetera Advisor Networks, Concourse Financial Group Securities, and Eide Bailly. Outside of advisory work, he is involved in local music groups, including The Johnson’s Band and The Bogey Boys Acoustic. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base, including individuals, retirement plans, and institutions. The firm provides a range of financial planning and advisory programs supported by in-house and third-party research, alongside a variety of non-advisory financial products and services.