James Harmon is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds the Series 63 and Series 66 licenses and has prior experience at Sagepoint Financial, Inc. In addition to his advisory role, Harmon works part-time as a delivery driver for Door Dash. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Derek Waslick is a financial advisor with Mass Mutual Investors Services in Springfield, MA, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. His prior experience includes roles at Fidelity Institutional Wealth Adviser LLC and various Fidelity Investments affiliates. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-focused planning engagements supported by advanced analytical tools and a range of investment programs.

Peter Alminas is a CFP® professional with 16 years of industry experience, currently serving at UBS Financial Services since 2009. He holds the Series 66 designation and is based in Springfield, MA. He is a member of the Board of Directors for the East Longmeadow High School Athletic Hall of Fame. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and banking offerings.

Heather Motyka is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds the Series 66 designation and has worked at UBS since 2016, following a two-year tenure at Merrill. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory solutions, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services to deliver tailored investment strategies.

Paul Tsatsos is a financial advisor with Cetera, holding a Series 63 designation and 39 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services for over three decades and has operated his own CPA practice since 1980. Outside of financial advising, he is involved in a window tinting business where he provides capital and accounting services. Cetera is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary strategies across numerous program structures.

John Peterson is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and possessing 40 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm employs a structured planning process using approved tools and data models, managing approximately $2.74 trillion in client assets.

David Havican is a financial advisor with Cambridge Investment Research Advisors in Wilbraham, MA, holding a Series 66 designation and 11 years of industry experience. He has been with Cambridge Investment Research Advisors since 2015 and is also president and owner of Havican Wealth Strategies Inc. In addition to his advisory role, he works as an independent insurance agent specializing in life and health insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory through a network of independent professionals, offering various portfolio management and model-based solutions tailored to client objectives.

Lucille Germain is a financial advisor at Edward Jones in Springfield, MA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked in education-related roles, including positions as an educational consultant and teacher at multiple schools and organizations. Outside of her advisory work, she operates a personal life coaching business, InspiredbyLucille, where she coaches individuals on their personal goals. Edward Jones is a full-service wealth management firm serving a broad client base that includes individual and institutional investors. The firm offers a range of investment advisory programs and manages approximately $1.01 trillion in assets, supported by a large network of advisors and branch offices nationwide.

Anthony Geary is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Berkshire Bank and Dick's Sporting Goods, as well as operating a small business, Anthony's Lawn Care, from 2014 to 2017. He currently serves as a financial advisor focusing on insurance and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses collaborative, technology-supported approaches to develop tailored financial strategies and offers a range of planning services including divorce, estate settlement, and employer-sponsored planning programs.

Michael Otto is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has previously worked at Ostberg & Associates Financial Services and Insurance, Eagle Strategies (NY Life), and Callaway Golf, among others. Outside of his advisory role, he is a co-owner of SRD Operations, LLC, where he manages an advisory business. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide non-discretionary recommendations through a centralized consulting team, supported by algorithmic automation and oversight committees.

Joseph Zambo is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, iHeartMedia, and Barnes and Noble College Stores. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Rory Brown is a financial advisor with Morgan Stanley in Springfield, MA, holding a Series 66 designation and seven years of industry experience. He previously worked at Income Research + Management for eight years before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. He serves on the investment committee for the Richard Salter Storrs Library Trustees in Longmeadow, Massachusetts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee guidance.

Christine Santos is a financial advisor with UBS Financial Services in Springfield, MA, holding a Series 66 designation and 18 years of industry experience. She has been with UBS Financial Services since 2009. Outside of her advisory role, she serves as Treasurer and Officer for the School Centered Decision Making Team at Mary A Dryden Veterans Memorial Elementary. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets services.

Jonathan Williamson is a financial advisor with UBS Financial Services in Springfield, MA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior experience includes roles at Fidelity Personal and Workplace Advisors, Strategic Advisers, and Fidelity Brokerage Services LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, using proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides access to a broad range of investment products and capital markets services.

Kyle Schmutte is a financial advisor at Mass Mutual Investors Services with 12 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Mass Mutual, he worked at Citizens Bank and Citizens Securities in various roles between 2017 and 2024. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser operating as a subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Robert Mackey is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at Invest Financial Corp. for 12 years before joining LPL Financial in 2018. Mackey is also involved with Dowd Financial Services and operates Mackey Financial Services, both related entities within his LPL business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by proprietary and third-party research.

Richard Sylvester Jr. is a financial advisor at Raymond James Financial with eight years of industry experience. He holds the Series 66 designation and has worked at firms including Pioneer Valley Financial Group, Commonwealth Financial Network, and Edward Jones. In addition to his advisory work, he advises clients and other firm advisors on fixed insurance products. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting, employing risk profiling and analytical modeling to support client goals.

Timothy Corwin is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 14 years of industry experience. His prior experience includes roles at Morgan Stanley and Morgan Stanley Smith Barney. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment advisory registrations, delivering services on a non-discretionary basis.

Cindy Belmore is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been associated with MassMutual and its affiliated entities since 2005. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by proprietary software tools and also delivers specialized programs such as divorce planning and event-driven estate and employer-sponsored planning services.

Matthew Mitchell is a financial advisor with Ameriprise in Chicopee, MA, holding a Series 66 designation and 15 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, where he spent a combined eight years. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax analysis to deliver its retirement planning solutions.