Justin Albrecht is a financial advisor at Capital Analysts with five years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Lincoln Investment, Mass Mutual Investors Services, and Mass Mutual Life Insurance Company. Justin also served six years in the Army National Guard. Capital Analysts serves retail and institutional clients, including high-net-worth individuals, trusts, foundations, businesses, and charitable organizations. The firm provides portfolio management through both discretionary and non-discretionary approaches, utilizing an in-house investment research team and third-party managers, and maintains institutional relationships that support a range of retirement and tax-advantaged accounts.

Phillip Yargeau is a financial advisor with Ashton Thomas Securities, LLC, holding Series 63 and Series 65 licenses and serving clients for 33 years. He has been with Ashton Thomas since 2011 and also has experience at Pike & Gold Partners and Erb's Income Tax Service, where he is a 40% owner and prepares tax returns. Additionally, he assists clients with Medicare Supplement and Advantage Plan selections as a health insurance agent. Ashton Thomas Securities is a registered investment adviser and broker-dealer managing approximately $1.86 billion for individuals, business entities, trusts, estates, and charitable organizations. The firm offers a range of investment management programs and retirement plan services through a team of 18 advisors across six offices.

Luke Lansing is a financial advisor with Capital Analysts in Rochester, NY, holding a Series 66 credential and having 10 years of industry experience. His prior work includes roles at Lincoln Investment and Legend Advisory Corporation. Outside of advisory work, Lansing is involved as a Medicare Sales Agent and owns a disability and paid family leave insurance business. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs.

Daniel Dovan is a financial advisor with Capital Analysts in Rochester, NY, holding a Series 63 designation and 39 years of industry experience. He has worked at Lincoln Investment since 2017 and held previous roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of his advisory work, he is the owner and president of DD Wealth Management, a Medicare sales and holding company. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm provides portfolio management and retirement-plan advisory services through a nationwide network of independent advisors, using both discretionary and non-discretionary investment approaches supported by an in-house Investment Management & Research team.

Christopher Porpiglia is a CFP® with 16 years of industry experience and is currently affiliated with RFG Advisory, LLC. His prior roles include positions at Wealth Enhancement Group and Manning & Napier Advisors, LLC. RFG Advisory is a multi-team registered investment adviser managing approximately $8 billion for over 17,000 clients, including individuals, high-net-worth households, trusts, retirement plans, and institutional accounts. The firm uses a combination of actively managed and passive strategies, tax-aware portfolio management, and alternative investments, and serves a broad range of clients including investment companies and state and municipal entities.

Steven Ciotti is a financial advisor at Sage, Rutty & Co., Inc. with two years of industry experience. He holds the Series 66 designation and has worked at Sage, Rutty & Company since 2023. Prior to his current role, he was involved in real estate and insurance sectors. Outside of finance, he is a guitar lesson instructor at the Rochester School of Guitar. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across 8,685 accounts and uses a variety of analytical approaches while supporting both discretionary and non-discretionary account management.

Wayne Holly is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 65 credentials with 43 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 1980. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across diverse account types and employs multiple program structures and custodial relationships while supporting both discretionary and non-discretionary management.

Georgios Manou is a financial advisor with Capitol Securities Management, Inc. in Rochester, NY, holding Series 65 and Series 66 credentials and 26 years of industry experience. He has worked at Capitol Securities Management since 2006 and spent four years at Bianchi and Associates. Outside of his advisory role, he assists with data entry at Bianchi and Associates, a firm providing income tax and accounting services. Capitol Securities Management serves individual investors, institutional and corporate clients, retirement plans, trusts, and small businesses, offering portfolio management, financial planning, and consulting. The firm operates as both a broker-dealer and registered investment adviser, delivering investment advice primarily through IAR-managed programs, separately managed accounts, and third-party money managers.

Bruce Lear is an investment advisor representative with Novem Group, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has worked with firms including American Portfolios Financial Services, Inc. and Securities America Advisors, Inc. Lear is also the girls' head soccer coach at Kearney Catholic High School. Novem Group provides discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm combines fundamental, cyclical, and technical analysis to tailor portfolios across various asset classes, managing accounts with individualized Investment Policy Statements and regular reviews.

Michael Tracz is a financial advisor with Capital Analysts in Rochester, NY, holding a Series 63 license and 16 years of industry experience. He has worked with Lincoln Investment since 2017 and previously held roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of his advisory work, Tracz is involved as an independent sales agent specializing in Medicare plans for several providers. Capital Analysts serves a diverse client base including retail and institutional investors, offering portfolio management, custom and model portfolios, and retirement-plan advice. The firm employs both discretionary and non-discretionary investment approaches supported by an in-house research team and proprietary screening processes.

Brian Kelly is a CFP® professional with 33 years of experience in the financial services industry. He is currently affiliated with Vicus Capital, Inc. and serves as the owner and financial professional at Kelly Wealth Services. His prior experience includes roles at Nationwide Securities, LLC and Corey Insurance Agency. Vicus Capital serves a diverse client base including individuals, businesses, trusts, charitable organizations, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm employs a variety of investment strategies and provides specialized fiduciary consulting and plan-sponsor services alongside standard advisory offerings.

Steven Vestri is a financial advisor with Wealthcare Advisory Partners LLC, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with Wealthcare Advisory Partners and LPL Financial since 2016 and owns SDV Tax Service, which provides tax preparation and accounting services. Wealthcare Advisory Partners LLC offers investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm utilizes a goals-based financial advising approach supported by patented software and behavioral economics, combining passive and active investment strategies alongside proprietary quantitative metrics.

Michael Merriman is a financial advisor with Alera Investment Advisors, LLC, based in Rochester, NY. He holds four years of industry experience and has been affiliated with Alera Investment Advisors since 2022. Prior to this, he was associated with Waterford Group and THE WATERFORD GROUP, LLC / Alera Retirement Advisors from 2011 through 2025. Alera Investment Advisors provides investment management, financial planning, and retirement plan advisory services to individuals, high net worth clients, families, trusts, businesses, institutions, and retirement plans. The firm uses a combination of internal management, affiliate platforms, and independent managers to construct portfolios focused on mutual funds, ETFs, equities, and fixed income with a long-term orientation, and offers ERISA-related services for retirement plans.

Laura Parker is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 65 licenses with 23 years of industry experience, all of which have been with her current firm since 2003. Outside of her advisory role, she is a silent partner in an auto wholesale and retail business. Sage, Rutty & Co., Inc. serves both individual and institutional clients, offering advisory, financial planning, and wrap-fee platforms, with approximately $3.9 billion in assets under management across a multi-advisor team. The firm provides comprehensive planning and portfolio management, utilizing multiple custodial relationships and program structures to meet diverse client needs.

Caroline Hill is a financial advisor at Sage, Rutty & Co., Inc. with 12 years of industry experience. She holds the Series 66 credential and previously worked at Brighton Securities before joining Sage, Rutty & Co., Inc. Hill serves on the Investment Committee for the YMCA of Greater Rochester. Sage, Rutty & Co., Inc. provides advisory, financial planning, and wrap-fee services to individual and institutional clients, including pension and profit-sharing plans. The firm manages approximately $3.9 billion in assets across 8,685 accounts and employs fundamental, technical, and cyclical analysis in portfolio management.

Charles Herendeen is a financial advisor with Novem Group in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Novem Group since 2011 and previously at American Portfolios Financial Services for 18 years. Herendeen serves as a board member of the New York Employee Benefits Conference. Novem Group provides discretionary and non-discretionary investment supervisory services and financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, state and municipal government entities, and other investment advisers. The firm manages diversified portfolios using a combination of fundamental, cyclical, and technical analysis tailored to client goals and risk tolerance.

Catherine Gueli is a CFP® with seven years of industry experience, currently serving as a financial advisor at Novem Group since 2024. Her previous experience includes roles at City National Bank and RBC Capital Markets, LLC. Prior to entering the financial industry, she worked at Xerox Corporation for 20 years. Novem Group provides discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base, including individuals, high-net-worth clients, pension plans, charitable organizations, and government entities. The firm employs a combination of fundamental, cyclical, and technical analysis to tailor portfolios according to client goals and risk tolerance.

Thomas Le Roy is a financial advisor with Stratos Wealth Advisors LLC in Rochester, NY. He holds Series 65 and Series 63 licenses and has five years of industry experience. His prior work includes roles at Northwestern Mutual and Russell K Schwartzbeck. Stratos Wealth Advisors is an SEC-registered, multi-team firm serving individuals, trusts, retirement plans, and institutional accounts with a range of financial planning and portfolio management services. The firm manages approximately $5.57 billion in assets for nearly 5,000 clients across 31 offices.

Joseph McPherson is a CFP® and ChFC® with 41 years of industry experience. He is currently an Investment Advisor Representative at Novem Group and a registered representative at OSAIC Wealth, Inc. He previously worked for American Portfolios Financial Services, Inc. and operates McPherson Financial Services, where he also acts as an insurance agent selling fixed life, fixed annuity, and long-term care insurance. Additionally, he provides income tax preparation services through A/C Associates. Novem Group offers discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm employs a combination of fundamental, cyclical, and technical analysis and provides portfolio management tailored to client goals and risk tolerance.

Lynn Bianco is a financial advisor at The Partners Wealth Management with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including American Portfolios Financial Services and OSAIC. The Partners Wealth Management serves individuals, families, trusts, estates, businesses, and retirement plans by providing investment management, financial planning, and retirement-plan advisory services. The firm combines internally developed and third-party investment models with discretionary account management and offers ERISA 3(21) plan services and ongoing oversight of outsourced managers.