Nicholas Frazetta is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has five years of industry experience. His prior roles include positions at JPMorgan Chase Bank and J.P. Morgan Securities. Outside of his advisory work, he is involved with D2W Media LLC, a podcast partnership. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm offers a range of financial planning and asset management solutions, supporting advisors with research tools and a broad platform that integrates advisory and non-advisory financial services.

Jared Gerger is a financial advisor with LPL Financial holding a Series 66 designation and recently beginning his industry career. His prior experience includes roles at Compass Financial Partners and RBC Capital Markets. Jared has also spent several years affiliated with Lake Forest College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Ruffolo is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 42 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for eight years and has operated Ruffolo Associates, a tax preparation and accounting firm, for over four decades. In addition to his advisory work, Ruffolo is involved in property and casualty insurance activities in Trafford, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, employing both discretionary and non-discretionary investment strategies.

Shelley Coneybeer is a financial advisor at Ameriprise with 11 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at The Huntington Investment Company, Bank of America, Merrill, and PNC Investments. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ronald Lopresti is a financial advisor at OSAIC with 33 years of industry experience. He holds a Series 63 designation and has previously worked at Woodbury Financial Services, Questar Asset Management, and Ameritas Investment Company. Outside of his advisory role, he is a partner in Weiss Lopresti Capital Management and L&W Holdings, LLC, and also acts as an insurance agent focusing on fixed insurance products. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and provides access to discretionary and third-party managed strategies through a multi-advisor platform.

Michael Derouin is a CFP®-certified financial advisor with six years of industry experience, currently practicing at Edward Jones in New Kensington, PA. He has held multiple roles at Edward Jones since 2018, with prior experience in real estate and corporate positions, including a brief period as a real estate agent closing out a contract in Nashville, TN. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Ronald Geisler is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has worked at Cetera and its affiliate firms since 2021 and spent 18 years at LPL Financial prior to that. Outside of his advisory work, he is also involved in fixed insurance sales, including life, annuities, and long-term care. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, institutional, and retirement plan clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, using a multi-manager platform that includes affiliated and third-party managers across discretionary and non-discretionary program structures.

Mackenzie Powell is a financial advisor at Ameriprise with a Series 66 designation and has been in the industry since 2023. Prior to joining Ameriprise, Powell held various roles including positions at Westminster College and New Wilmington Nutrition. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Ralph Powell III is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 11 years. Outside of his advisory role, he is president of Monroeville Financial Advisors, LLC, a business focused on leasing office space. Ameriprise provides retirement-income planning services primarily to clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Leslie Hewitt is a financial advisor at Raymond James & Associates with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Clearing and Citigroup Global Markets. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting services through various tailored, non-discretionary programs.

Michael Gordon is a financial advisor with Morgan Stanley in Greensburg, PA, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Morgan Stanley and its related entities since 2009, including Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Christopher Schmauch is a financial advisor with Wells Fargo Advisors in Greensburg, PA, holding Series 63 and Series 65 licenses and 28 years of industry experience. His career includes positions at Wells Fargo Clearing, Morgan Stanley, and UBS Financial Services. He has ownership interests in several investment-related businesses, including a financial planning practice and a partial ownership in Highlands Wealth Management LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu including retirement and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs analysis.

William Urbanik is a financial advisor with LPL Financial in Latrobe, PA, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with LPL Financial since 2019 and has prior experience with Sagepoint Financial and operates SecondHalf Coach Wealth Management. Urbanik is also a co-founder and board member of the nonprofit Go2Goal. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Lydia Messenger is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. Her work history includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, KeyBank, Markel Corporation, UPMC, GTE Financial, GNC, Proforma, and the University of Tampa. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides advisory services through its Financial Advisors and Estate Planning Strategies Group.

Julian Marturano is a financial advisor at OSAIC with 35 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining OSAIC in 2024, he worked at Woodbury Financial Services for 15 years and held positions at Equitable Advisors and Mony Securities Corporation. Outside of his advisory role, Marturano is involved in insurance sales and services with several firms and is the founder of Service Financial Group, LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a wide range of brokerage and advisory services. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed strategies, with platform scale and affiliate integration as notable features.

Kirk Perry is a financial advisor with Thrivent Investment Management in Greensburg, PA. He holds the ChFC® designation and Series 63 and 66 licenses, with 31 years of industry experience. Perry has been with Thrivent Financial for Lutherans and its investment management division since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial analyses and planning across a wide range of topics. The firm’s approach separates planning from managed-account services, allowing clients to combine both under a consolidated billing option called “WealthPlan.”

Joan Wesley is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 30 years of industry experience. Her career includes roles at Avantax Insurance Agency, Avantax Investment Services, and Metro Real Estate Services. She also serves as an independent insurance agent specializing in fixed annuities. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diversified portfolio management services through a multi-manager platform that includes both discretionary and non-discretionary program options.

Michael D'Ambrosio is a financial advisor with LPL Financial in Monroeville, PA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Sagepoint Financial, Inc. and Lewis, McBeth & D'Ambrosio. He operates D'Ambrosio Financial Advisors as a DBA for his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by extensive resources and a large network of advisors.

Aaron Bunting is a financial advisor at Equitable Advisors with six years of industry experience. He holds the Series 66 designation and previously worked at Larson Texts, Inc. and Gannon University. Outside of advising, he serves as a Contingent Trustee and works as an Independent Agent outside of fixed appointments. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and a variety of asset-management programs. The firm uses a range of advisory models implemented by third-party managers and provides ERISA fiduciary services to qualified plans through credentialed representatives.

Joyce Sullivan is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 26 years of industry experience. She has worked at Cetera Investment Services and Cetera Investment Advisors LLC since 2019 and previously spent 14 years with PNC Investments. Outside of her advisory role, she serves as Treasurer for the Kiski Area Cross Country Boosters and holds a Director of Sales and Service position at First National Bank of PA. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform that supports discretionary and non-discretionary account management across various program structures.