Rachel Roach is a CFP® and holds a Series 65 license, with six years of industry experience. She has worked at Mercer Global Advisors Inc. since 2022 and previously spent four years at Mallard Advisors, LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with a range of investment advisory and planning services. The firm employs a globally diversified, risk-appropriate investment approach using low-cost ETFs, index funds, separate account managers, and private funds, supplemented by educational content and integrated affiliated service lines.

Jacob Miller is a CFP® professional with four years of industry experience. He has worked at EP Wealth Advisors since 2023 and prior to that was at Lighthouse Planning Consultants from 2021 to 2023. His background includes several years in full-time education before entering the financial advisory field. EP Wealth Advisors is a registered investment adviser serving individuals—including high-net-worth clients—corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients. Its investment approach includes customized model portfolios with ongoing monitoring and rebalancing, utilizing fundamental, technical, and cyclical analysis along with alternative strategies when appropriate.

Brenna Makin is a financial advisor at Citigroup Global Markets with 12 years of industry experience and holds a Series 66 designation. She has been with Citigroup and its affiliates since 2014, currently serving clients out of Wilmington, DE. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, including activities as a swap dealer and futures commission merchant.

Michael Connor is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Bankers Life and its related entities since 2015. In addition to his advisory role, Connor recruits and trains insurance agents and is appointed to write business in Medicare Supplement, annuities, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and manages portfolios across a range of securities with periodic rebalancing and reviews.

Joshua Misso is a financial advisor with Voya Financial Advisors, Inc. He holds a Series 66 designation and has seven years of industry experience. Prior to joining Voya in 2020, he worked at several firms including First Command Advisory Services and Amerilife and Health Services. Outside of advisory work, he operates A+ Vending Services and served four years in the United States Army. Voya Financial Advisors, Inc. is an enterprise-scale firm that serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporations. The firm offers financial planning, portfolio management, unified managed accounts, and retirement advisory services through a large network of advisers, utilizing a range of affiliated and unaffiliated investment products and technology-enabled tools.

David Woodward is a financial advisor at PNC Wealth Management with 27 years of industry experience. He has worked at PNC Investments since 2004. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including a discretionary online account offering managed by PNC or third-party strategists with an algorithmic risk assessment and no direct individual security trading.

Douglas Batten is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets since 2011. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by in-house research and complex market roles.

Michael Leslie is a CFP® professional with 16 years of industry experience, currently serving at Voya Financial Advisors, Inc. He has held positions at firms including Guardian Life, Galvanized Financial LLC, and Bank of New York Mellon. Outside of his advisory role, Leslie is president of Galvanized Financial, where he presents financial education to K-8 students in the Philadelphia area. Voya Financial Advisors, Inc. is an enterprise-scale firm offering financial planning, portfolio management, and retirement advisory services to individuals—including high-net-worth clients—pension plans, and corporate clients. The firm uses investment policy statements and model allocations combining in-house and third-party resources, with a focus on both non-discretionary and discretionary management strategies.

Sean Heidig is a CFP® at Mercer Global Advisors Inc. with four years of industry experience. He previously worked at Mallard Financial Partners and Merrill Lynch, Pierce, Fenner and Smith, Inc. Outside of his advisory role, he is a co-owner of an online store selling customized products on Etsy. Mercer Global Advisors provides investment advisory and related planning services to a diverse client base, emphasizing globally diversified, risk-appropriate portfolios and utilizing a variety of implementation options including ETFs and separate accounts.

Christopher Daniels is a CFA® charterholder with 14 years of industry experience. He currently works at Creative Planning and previously spent seven years at Daniels + Tansey, LLP. Daniels is based in Greenville, DE. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals—including high-net-worth and ultra-affluent clients—as well as pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that combines low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Melanie Allen is a financial advisor with Principal Financial Services in Wilmington, DE, holding Series 63, 65, and 66 licenses and 16 years of industry experience. Her prior experience includes roles at Morgan Stanley and Capital One Advisors, with a ten-year period as a homemaker. She also writes outside insurance policies covering life, health, disability, long-term care, medical, dental, and annuities. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm provides financial planning, retirement consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Evan Ratnow is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2010. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains large institutional infrastructure, including in-house research and derivatives services.

Michael Porter is a financial advisor at Janney Montgomery Scott with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Janney Montgomery Scott across multiple periods since 2016. Outside of his advisory work, he owns and operates a farm where he raises cattle and shares crop responsibilities with a farmer. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, and offers a range of brokerage, advisory, and financial planning services supported by in-house and third-party portfolio management.

Louis Himelreich is a CFP® and ChFC® with 22 years of experience in financial services. He is currently affiliated with Principal Financial Services and Andmore Wealth Partners LLC, a firm he co-founded to provide comprehensive financial planning and investment services. His prior experience includes roles at Financial Advisors of Delaware Valley, MetLife Securities, and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he serves as the Community Service Chair for the Rotary Club of Newark (Delaware). Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporate entities. The firm provides a variety of advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation typically managed on a discretionary basis by those third-party managers.

Katherine Bear is a financial advisor at Janney Montgomery Scott with 21 years of industry experience. She holds a Series 66 designation and has worked at Janney since 2019, following prior roles at Bank of America and Merrill. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable and municipal organizations, offering brokerage, financial planning, consulting, and multiple advisory programs.

Jeremy Lambert is a financial advisor with Janney Montgomery Scott in Wilmington, DE, holding a Series 66 designation and 20 years of industry experience. He has spent the bulk of his career at Janney Montgomery Scott since 2016. Outside of his advisory role, he owns and manages a small real estate rental business on a limited basis. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

William Wahl III is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 19 years of industry experience. His career includes prior roles at Hornor Townsend & Kent Inc and Edward Jones. Wahl operates under the Private Advisor Group and LPL Financial platforms. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based advisory model that combines client goal assessment with discretionary and non-discretionary management, utilizing proprietary and third-party investment solutions.

Andrew Alcarese is a CFP®-designated financial advisor with 28 years of industry experience. He has been with Janney Montgomery Scott since 2013. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through a combination of in-house portfolio management and third-party managers.

Andrew Insley is a CFP® with six years of industry experience, currently serving as an investment advisor representative at TLG Advisors, Inc. He has held roles at The Leaders Group Inc., Kestra Advisory Services, and Kestra Investment Services, and has over a decade of experience as an insurance agent. TLG Advisors serves a broad client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, pension and retirement plans, and other institutional investors. The firm employs a diversified investment approach centered on manager selection and ongoing monitoring, and offers both sub-advisor managed accounts and a direct-to-consumer digital program called Starlight Portfolios.

Suken Jogani is a financial advisor at &Partners with 22 years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and retirement-plan consulting through a combination of discretionary and non-discretionary strategies, utilizing both proprietary and third-party portfolio solutions.