Mary Sexton is a financial advisor with RBC Capital Markets, holding the CFP® designation and Series 63 and 65 licenses. She has 34 years of industry experience, including 17 years at Morgan Stanley Smith Barney and 11 years with Morgan Stanley Private Bank. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

James Neligan is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding a Series 63 designation and bringing 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sean Van Etten is a financial advisor at Stifel with three years of industry experience. He holds a Series 66 designation and has previously worked at Western Governors University, Cellular Sales, and TELICS. Stifel serves a wide range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment analysis uses a proprietary methodology developed by its Investment Strategy Group, combining forward-looking capital market assumptions with probabilistic modeling to support asset allocation and financial planning.

Jacob Conley is a financial advisor at LPL Financial with nine years of industry experience. He holds the CFP® and Series 63 designations. Prior to joining LPL Financial and the affiliated Sonder Wealth Group in 2026, he worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company from 2016 to 2026. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research to support diversified investment strategies.

Joseph Antonelli Jr. is a CFA® charterholder and holds Series 65 and Series 63 licenses, with 38 years of industry experience. He is currently affiliated with Cetera and has worked with firms including Private Advisor Group and LPL Financial. Outside of his advisory roles, he serves as secretary for the Stone Ridge Condo Association in Roseland, VA. Cetera Investment Advisers LLC operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and retirement services to individuals, corporate, charitable, and institutional clients through a large nationwide network of independent advisors.

David Wall is a CFP® and ChFC® with 16 years of experience in financial advising, all of which have been with Edward Jones since 2010. He holds the Series 66 license and is based in Waynesboro, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high- and non-high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Erik Jenbury is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior work includes roles at the University of Virginia and various national parks, including Arches National Park. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Daniel Buckman is a financial advisor at Raymond James Financial Services Advisors, Inc. with 10 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at several firms including Truist Investment Services and Buckman & Company. Buckman serves as a board member for both the Spotsylvania Education Foundation and the Lloyd F. Moss Free Clinic. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and consulting to client goals and supports a broad network of advisors with specialized offerings, including municipal finance and employer advisory programs.

Patricia South is a Series 66 licensed financial advisor with Edward Jones in Charlottesville, VA, bringing eight years of industry experience. She has worked at Edward Jones since 2017 and previously spent 11 years at Gail South. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and affiliated financial products under a fiduciary standard. The firm is notable for its large advisor and branch network alongside affiliated capabilities such as a trust company and securities-based lending.

John Dean is a CFP® professional with 30 years of experience in financial advisory. He has been with Raymond James Financial since 2009 and worked previously at Dean & Masloff Financial Group. Dean is a co-owner of Dean-Reichard, LLC, a support company affiliated with Clarity Wealth Partners LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Thomas Fullman is a financial advisor with Merrill in Charlottesville, VA, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Susan Owens is a CFP® professional with 16 years of experience in financial advising. She is currently with Mass Mutual Investors Services and MassMutual Life Insurance Company, having held prior roles at firms including USAA Financial Advisors and First Command Advisory Services. Owens also co-owned Night Water Industries, LLC from 2017 to 2022. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships that focus on goal analysis and written recommendations.

Joseph Carlson is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2018, with prior roles at Wells Fargo and DuPont Community Credit Union. Carlson also has a background in retail, having worked at Old Navy for 11 years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Mark Catron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 34 years of industry experience. He previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. Outside of his advisory role, he owns Southern Sulky Cart and Harness, a business based in Shipman, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Scott Patterson is a financial advisor at Merrill with 24 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2001, concurrently working at Bank of America since 2009. Outside of his advisory role, he serves as Committee Member and Alumni Association Membership Chair for the US Naval Academy Alumni Association Chapter and is a Chief Staff Officer in the US Navy Reserve, providing synthetic training for deploying combat forces. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm utilizes multiple Program Strategy types and an extensive roster of manager-constructed strategies, with investment management overseen by its Chief Investment Officer and platform governance.

Laura Fraser is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2018. Prior to that, she held positions at Ftn Financial Securities Corp and Ftn Financial Capital Markets. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Thornton is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 42 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs supported by research and technology, including discretionary and non-discretionary management options.

Joseph Feola is a financial advisor with Ameriprise in Charlottesville, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Feola is involved in business ownership through OFG LLC, where he serves on the executive, investment, and marketing committees. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, providing detailed, written recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Kristen Hardy is a financial advisor at Ameriprise with 26 years of industry experience and holds the Series 66 designation. She has worked with Ameriprise since 2001 in various capacities. Outside of her advisory role, Hardy is a co-owner and Chief Operations Officer of OFG, LLC, and serves as a high school softball coach for Albemarle County Public Schools. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing annual advice focused on reliable income sources and tax-aware withdrawal strategies.

Bruce Hatter is a financial advisor with Cetera who holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 28 years of industry experience, including long-term roles at Concourse Financial Group Securities Inc and operating under Weaver Insurance & Financial Advisors. Outside of his advisory work, he serves as a board member for the Waynesboro YMCA, chair of his church council, president of a local homeowners association, and is involved with the Rotary Club. Cetera Investment Advisers LLC is a nationally registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options, financial planning, and access to a broad range of investment programs and third-party managers.