John Snead is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Outside of his advisory role, he co-manages a family trust as a successor trustee. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Alan Witt Jr. is a financial advisor at LPL Financial with 13 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Advisors LLC and CUSO Financial Services, LP. Outside of his advisory work, Witt hosts and owns a podcast titled The Wheel Reads. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, featuring both discretionary and non-discretionary management and access to research from multiple sources.

Clifton Savage is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses, and is based in Williamsburg, VA. He has been associated with Primerica Financial Services, PFS Investments Inc., and RS Andrews since 2025. Outside of his advisory roles, he is the owner of Good and Faithful Business Coach, LLC. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable entities. The firm employs model-delivery strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

James Kline is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wachovia Bank, N.A. from 2011. Outside of his advisory role, he serves as power of attorney for his father. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Graham Nuttycombe is a financial advisor at Merrill with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party portfolio management teams.

Allison Lane is a financial advisor with Cambridge Investment Research Advisors in Newport News, VA, holding Series 63 and Series 65 credentials and 16 years of industry experience. She has worked at Cambridge Investment Research since 2011 and is also associated with Greenwood Financial Group, where she operates as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing a range of portfolio management and advisory solutions tailored to client objectives.

David Clemens is a Series 66-licensed financial advisor with Morgan Stanley, based in Williamsburg, VA, and has 24 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and has been associated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning that uses firm-approved tools and models to support client decision-making.

George Wright Jr. is a financial advisor with Raymond James Financial who holds a Series 66 designation and has 18 years of industry experience. He has been affiliated with Raymond James Financial Services Advisors, Inc. since 2009 and is the owner of Legacy Financial Group in Williamsburg, VA, where he has worked since 2012. Wright also serves on the Endowment Investment Committee of St Martin Episcopal Church. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a broad network of advisors and affiliated firms.

Ashwin Martin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and with 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors, LLC, and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Douglas Hartz is a financial advisor with LPL Financial in Williamsburg, VA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at LPL Financial since 2011 and simultaneously has been with Citizens And Farmers Bank since 1998. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Spaska Boyanova is a financial advisor with Morgan Stanley in Williamsburg, VA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Bonnie Walker is a financial advisor at Ameriprise in Newport News, VA, holding a Series 66 credential with one year of industry experience. Prior to joining Ameriprise in 2025, she worked at Cetera Investment Services LLC and has also held positions at Langley Federal Credit Union and PNC Bank. She has additional work experience in retail and as a homemaker. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendation reports and ongoing annual planning advice, focusing on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Ashley Lavoie is a CFP®-designated financial advisor with LPL Financial, based in Newport News, VA. She has 14 years of experience with LPL Financial and a total of 10 years in the industry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, coupled with access to research and model portfolios from LPL Research and third-party subadvisors.

Jeffrey Rakes is a financial advisor with Wells Fargo Clearing, holding the Series 66 designation and offering 23 years of industry experience. He has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Mark Drewry is a financial advisor with LPL Financial in Yorktown, VA, holding Series 63 and Series 65 credentials and having 11 years of industry experience. His prior roles include positions at Nationwide Securities and Laufer Insurance and Financial. He is also a business owner with interests in custom home building and remodeling and serves on the York County Virginia Board of Supervisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services with both discretionary and non-discretionary management and incorporates model portfolios and research from multiple sources.

Robert Roadarmel is a financial advisor with Wells Fargo Clearing in Newport News, VA. He holds a Series 63 designation and has 57 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Beth Brauner is a financial advisor at Morgan Stanley in Williamsburg, VA, holding Series 63 and Series 66 credentials with three years in the industry. Prior to joining Morgan Stanley in 2023, she spent five years with Abundance Organizing and engaged in volunteer work from 2015 to 2018. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Amy Stone is a Senior Financial Advisor based in the Williamsburg, VA office of Merrill Lynch Wealth Management. She began her financial services career in 2005 at Merrill, where she worked until 2013 before spending eight years at SunTrust Investment Services. Amy rejoined Merrill Lynch in 2021 and focuses on working with multigenerational families to help them achieve their financial goals. Her expertise includes areas such as education planning, family wealth management strategies, legacy planning, retirement income, and investment consulting for defined contribution and defined benefit plans. Amy holds a Bachelor of Science in Business Administration from Christopher Newport University and a Master’s degree from Averett University. She earned her CERTIFIED FINANCIAL PLANNER™ (CFP®) certification in 2019 and also holds the Personal Investment Advisor (PIA) designation. Outside of her professional life, Amy enjoys spending time with her husband, Richard, who is a firefighter/EMS, and their miniature Australian Shepherd, Copper. She is an equestrian with five horses, competes in endurance racing, and enjoys outdoor activities such as camping, hiking, horseback riding, and running.

Melodi Cupp is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. Her prior roles include positions at Morgan Stanley and Securities America Advisors. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions supported by extensive research and analytics, managing approximately $671 billion in assets with over 14,000 financial advisors nationwide.

Emily Gardner is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. Her background includes roles at Morgan Stanley and Owens-Illinois. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.