Willie Ferguson is a financial advisor at TIAA-CREF with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2003. Outside of his financial career, he is involved as a car wholesaler and works occasionally as an independent actor and model. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected to TIAA employer retirement plans and offers tailored portfolio management alongside point-in-time planning services.

Kevon Barrett is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 licenses and two years of industry experience. His prior roles include positions at The Vanguard Group, Inc. and Fifth Third Bank. Barrett has also worked with the Hornets and Johnson C. Smith University. TIAA-CREF Individual & Institutional Services provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals linked to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both one-time planning services and ongoing portfolio management, including customized portfolios managed under client-approved investment policies.

Agnes Littmann is a financial advisor at TIAA-CREF with seven years of industry experience. She holds Series 63 and Series 66 credentials and has worked at TIAA-CREF since 2018. Prior to this, she was with Aon Retiree Health Exchange from 2014 to 2018. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and entities, often serving clients with existing relationships through TIAA-administered retirement plans. The firm operates a fiduciary advisory model that separates one-time planning services from ongoing portfolio management, offering both model-based and customized investment solutions.

Luiza Shepherd is a financial advisor at TIAA-CREF with 13 years of industry experience. She holds Series 63 and Series 65 designations and has been with TIAA and TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers services including model portfolio management and customized portfolios under a fiduciary standard, and acts as adviser to a donor-advised fund sponsored by Charityvest.

April Foulks is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 designations and 21 years of industry experience. She has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily serving individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time planning services and ongoing discretionary portfolio management, operating within a vertically integrated group that includes affiliated funds and acts as adviser to a donor-advised fund.

Lucas Hartman is a financial advisor with TIAA-CREF holding a Series 66 designation and three years of industry experience. He has worked at TIAA-CREF since 2021 and previously held positions at various healthcare organizations and educational institutions. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals with existing TIAA retirement plan relationships, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers model-based and customized portfolio management under a fiduciary standard and serves as adviser to a donor-advised fund.

Laura Kendall Zacharczyp is a financial advisor at TIAA-CREF with 23 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Vanguard Advisers and Vanguard Marketing Corporation. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm offers a range of advisory services including model portfolio management and customized portfolio management under a fiduciary standard.

Johnny Mojica is a financial advisor at TIAA-CREF with six years of industry experience. He holds Series 63 and Series 65 credentials and has worked at TIAA-CREF since 2020. Prior to that, he was with Wells Fargo Clearing and held public service roles with Mecklenburg County Sheriff's Office and the State of North Carolina. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves many clients with relationships through TIAA-administered employer retirement plans and offers both model-based and customized portfolio management.

Daniel Vinton is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. His prior roles include positions at The Vanguard Group and various Vanguard affiliates from 2020 to 2022, as well as earlier experience at TIAA-CREF beginning in 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA employer retirement plan relationships. The firm’s advisory approach separates point-in-time financial planning from ongoing discretionary account management, offering both model-based and customized portfolios within a vertically integrated structure that includes affiliated funds.

Jada Cardwell is a financial advisor at TIAA-CREF with four years of industry experience. She holds Series 63 and Series 66 registrations. Prior to joining TIAA-CREF, she worked at LPL Financial LLC and Principal Advised Services. Outside of her advisory role, she owns Cardwell Creative Concepts, a business unrelated to investing. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals often connected through employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model distinguishes one-time planning services from ongoing discretionary management and operates within a vertically integrated group offering both model-based and customized portfolios.

James Grindo is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporations, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Sage Murphy is a financial advisor at TIAA-CREF with Series 63 and Series 65 credentials and two years of industry experience. Prior to joining TIAA-CREF, Murphy held roles in various sectors including logistics and retail. Outside of finance, Murphy has experience working as a food delivery driver. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing portfolio management, utilizing both model and customized portfolios under a fiduciary standard.

Carolina Bentancort Moreira is an advisor at Fifth Third Securities, Inc. with Series 65 and Series 63 licenses. She began her financial services career in 2024 at Fifth Third Bank and has prior experience in retail and hospitality roles. Fifth Third Securities, Inc. serves a diverse client base including individuals, corporations, trusts, and retirement accounts through investment advisory and brokerage services. The firm offers multiple program types on the Passageway platform, emphasizing risk-profile-based investment selection and employing strategies such as direct indexing and tax-loss harvesting.

Michael Kutzleb is a financial advisor at TIAA-CREF with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through employer retirement plans and operates a vertically integrated advisory model that separates planning services from ongoing management, applying a fiduciary standard to its RIA services.

Xavier Powe is a financial advisor with TIAA-CREF in Charlotte, NC. He holds a Series 66 designation and has held roles at TIAA-CREF, Michigan State University, Plante Moran, Jackson National Life Insurance Company, Boynton Fire Safety Services, and DeWitt School District. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and entities, often serving clients with existing relationships through employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Christian Potts is a financial advisor with FIFTH THIRD SECURITIES, Inc. He holds Series 63 and Series 65 licenses and has one year of experience in the industry. Prior to joining FIFTH THIRD SECURITIES, he worked at Fifth Third Bank, Allied Universal, and All American Roofing. Fifth Third Securities, Inc. serves individual and institutional clients through investment advisory and brokerage services, offering a variety of investment programs on the Passageway Managed Account platform. The firm operates as a wholly owned subsidiary of Fifth Third Bank and provides access to mutual fund, ETF, SMA strategies, and direct indexing options.

John Clement is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with TIAA-CREF since 2006. Outside of his advisory role, he serves as president of two homeowners associations in the Charlotte area. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm separates stand-alone planning services from ongoing portfolio management and offers customized investment options managed under a fiduciary standard.

Travis Griffin is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and seven years of industry experience. He has been with Brookstone since 2018 and also maintains a long-term association with Harmony Wealth Group. Outside of his advisory role, he manages NC Financial Solutions LLC, a business focused on retirement income planning and insurance products, and operates an online retail company as well as teaching finance-related courses. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking institutions.

Troy Rozich is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds a Series 66 designation and has previously worked at HarrisDirect LLC and E*TRADE Capital Management LLC. He is based in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm combines point-in-time planning services with ongoing portfolio management and acts as adviser to a donor-advised fund.

Khalif Croom is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at Vanguard Advisers and Melaleuca. Outside of advising, he is a licensed real estate agent in Charlotte, offering services to clients interested in buying or selling homes. TIAA‑CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers model-based and customized portfolio management and serves as adviser to a donor-advised fund, operating within a vertically integrated group.