Steven Hyers is a ChFC® credentialed financial advisor with 26 years of industry experience. He has worked at United Planners Financial Services since 2021 and previously spent 16 years at LPL Financial. Outside of his advisory work, he is involved with Capital Dimensions Wealth Management and holds ownership in Hyvest, a purchaser of tax certificates in Jacksonville, FL. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors.

James Neel is a financial advisor with Commonwealth Financial Network in Jacksonville, FL, holding a Series 66 designation and 26 years of industry experience. He previously worked at Lincoln Financial Advisors for 15 years before joining Commonwealth and Aegis Consulting in 2023. Neel is also the owner of Foresight Capital Ventures, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs including custom portfolio solutions, third-party asset manager access, and retirement plan consulting. The firm provides operational, trading, technology, compliance, and practice-management support while allowing affiliated advisors discretion in constructing client portfolios.

Christopher Russo is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Citigroup in 2023, he worked at Jax Logistics and Bank of America/Merrill. Outside of his advisory role, he is a consultant for Backcountry JAX, an online clothing business based in Jacksonville, Florida. Citigroup Global Markets serves both individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including operating as a security-based swap dealer and futures commission merchant.

Joshua Dubberly is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds the Series 66 designation and has previously worked at TD Bank, Chase Bank, Merrill, and the University Athletic Association, Inc. outside the financial sector. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs and a broad suite of execution and custody services, distinguished by its institutional scale and specialized market roles.

Michael Chalmers is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds a Series 66 designation and has worked at Merrill, Empower Retirement, and Citigroup. Prior to his financial services career, he held positions at Pussers Caribbean Grille and BRIO Tuscan Grille. Citigroup Global Markets serves individual and institutional clients across a broad range of wealth segments, offering multi-asset, multi-manager investment programs and a combination of advisory, execution, and custody services. The firm manages portfolios through both discretionary and non-discretionary approaches and operates with large institutional scale alongside unique market roles such as swap dealer and futures commission merchant.

Mary Vertner is a CFP® and Series 66 credentialed financial advisor at NewEdge Advisors with 21 years of industry experience. She previously worked at Ameriprise Financial Services LLC for ten years before joining NewEdge Advisors in 2026. She serves as treasurer for the Live for Today Foundation, a support group based in Jacksonville, FL. NewEdge Advisors is a large registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through independent advisors. The firm offers a range of portfolio management and consulting services, utilizing multiple program structures and centralized due diligence, along with technology tools to support advisors and clients.

Andrew Cecil is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds a Series 66 designation and previously worked at Merrill for ten years before joining Citigroup in 2022. Outside of his advisory role, Andrew hosts trivia and bingo events through his part-time entertainment company, Fast Jax Trivia. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles and provides a broad set of advisory and execution services.

Keith Lozowski is a Series 65-licensed financial advisor with Bankers Life Advisory Services, Inc. in Jacksonville, FL, where he has worked since 2020. He has a total of 5 years of industry experience and has also been associated with Bankers Life & Casualty, Inc. since 1999. Lozowski is also an agent with Bankers Life & Casualty. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment approach includes customized asset allocation, tax efficiency, and periodic rebalancing, with a focus on individual clients rather than corporate or charitable organizations.

Christine Shippey is a CFP® professional with 20 years of experience in the financial services industry. She is currently with Valic Financial Advisors and has prior experience at TIAA-CREF, TD Ameritrade, and H&R Block. Outside of her advisory work, she co-owns a vintage and antiques resale business with her daughter. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, and offers managed account programs, financial planning, and brokerage services. The firm uses Envestnet UMA models for portfolio construction and manages approximately $26.4 billion in discretionary assets.

Scott Reid is a CFP® professional with 12 years of experience in financial advising. He is currently with Wealth Enhancement Advisory Services, LLC and has held roles at LPL Financial and National Planning Corporation. Reid is also a notary public and has served as a financial advisor in non-variable insurance. Wealth Enhancement Advisory Services, LLC is an SEC-registered firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by quantitative and fundamental research, and offers a wide range of financial planning and asset management services.

Brandon Wilcox is affiliated with Brookstone Capital Management LLC and holds Series 65 and Series 63 licenses. He has 23 years of experience with AmeriLife and Health, serving as a manager and sales agent primarily focused on fixed life insurance. Brookstone Capital Management provides fee-based asset management and financial planning to a diverse client base, including individuals, retirement plans, corporations, and trusts. The firm employs strategic and dynamic asset-allocation models and offers discretionary portfolio management through various platforms and sub-advisory relationships.

David Fox is a financial advisor with NewEdge Advisors in Jacksonville, FL, holding a Series 63 designation and 26 years of industry experience. His prior experience includes 20 years at Ameriprise and Ameriprise Financial Services. Outside of his advisory role, he co-owns a boat rental business and a nonprofit foundation focused on pediatric heart conditions and sports awareness created in memory of his son. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension plans, corporations, trusts, and charitable organizations through a network of independent representatives. The firm provides a wide range of services including portfolio management, financial planning, retirement consulting, and access to diverse advisory programs, emphasizing centralized due diligence and technology-supported solutions.

Shawn Drake is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 credentials and has 20 years of industry experience. His work history includes roles at Transamerica Financial Advisors since 2012, College Loan Freedom since 2018, and ownership and management positions at Shawn Drake LLC and Wealthwave Jax Partner LLC. He is involved in student loan forgiveness services through College Loan Freedom and participates in benefit fairs via the Enroller Resource Center. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services with proprietary and third-party investment models, managing billions in assets across discretionary and non-discretionary accounts.

William Wagner is a CFP® with 27 years of industry experience. He is currently with Empower Advisory Group and Empower Financial Services, Inc, having previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services, LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Charles Moody is a financial advisor at Citigroup Global Markets with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for nine years before joining Citigroup in 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs with both discretionary and non-discretionary options. The firm combines large institutional scale with unique market roles, including in-house research, security pricing, and derivatives services.

Connor Mcleod is a financial advisor with Empower Advisory Group in Jacksonville, FL, holding a Series 66 designation and one year of industry experience. His prior roles include positions at UBS Securities LLC, The Haskell Company, and Deutsche Bank USA Core Corporation. Outside of finance, he owns and operates a landscaping business, Sunstate Professional Services LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s integrated approach combines proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates.

John Linge is a CFP® professional with 38 years of experience in financial advisory and planning. He is currently with Wealth Enhancement Advisory Services, LLC, where he has worked since 2017. His prior experience includes roles at LPL Financial, National Planning Corporation, and ownership of CPA Retirement Planning, Inc. He also has a background in life insurance and real estate-related business activities. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic allocation investment process combining passive and active management, supported by an internal Investment Committee and research that incorporates quantitative and fundamental analysis.

Ryan Poticny is a Series 65-licensed advisor with AE Wealth Management, LLC, based in Jacksonville, FL. He has one year of experience at AE Wealth Management and also works with J Biance Financial. Prior to his financial advisory roles, he was involved in roofing and construction and held positions in real estate and education. Poticny is licensed to write life insurance when suitable and has experience referring clients to real estate professionals. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm primarily uses discretionary model portfolios and a range of investment strategies, managing approximately $49.8 billion for over 127,000 clients through a platform-focused approach.

Antonia Proctor is a financial advisor at First Command Advisory Services with three years of industry experience. She holds a Series 66 designation and has worked in various roles within First Command and prior firms, including Edward Jones and Bankers Life and Casualty. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Vivienne Ather is a financial advisor with Eagle Strategies (New York Life) based in Jacksonville, FL, holding Series 65 and Series 63 licenses and bringing 15 years of industry experience. She previously worked at firms including Western & Southern Life, Prudential Insurance Company of America, and Ameriprise. Outside of her advisory role, she serves as an officer for the local Toastmasters International chapter, helping to schedule meetings and evaluate speakers. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis.