Christopher Devito is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds Series 63 and Series 66 designations. Prior to his current role, he worked at Wells Fargo Bank and Chase Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Terrance Ray is a financial advisor at Thrivent Investment Management with credentials including the Series 63 and Series 66 licenses. He has over 20 years of experience in the insurance industry, including roles at Allstate Insurance Company and Triumph Insurance Group, LLC. Outside of his advisory work, he serves as a pastor at Christ in Action International, Inc. and holds a treasurer position on a local homeowners association board. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and broad financial planning topics such as retirement, income tax, estate, and business continuation planning. The firm offers planning as a standalone service without portfolio management or institutional advisory roles, allowing clients to combine planning with managed accounts under a consolidated billing option.

Franklin Beard is a financial advisor with UBS Financial Services in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has been with UBS since 2002. Outside of his advisory work, he is a partner in Underbelly Productions Inc., a live music venue and hospitality business. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, utilizing proprietary capital market assumptions and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management solutions and offers a broad range of capital markets services.

Eric Steen is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined the financial services industry in 2013 after spending 13 years managing a family business. Eric takes a disciplined approach to long-term wealth planning that aligns with clients' personal financial goals. He emphasizes a tactical approach supported by investment insights from Merrill and comprehensive banking and lending solutions through Bank of America. Eric's expertise covers education planning, equity compensation services, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, sports and entertainment, and retirement income. He holds professional designations as a Personal Investment Advisor (PIA) and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Eric earned a bachelor's degree from Nichols College and a master's degree from the University of North Florida. Outside of his professional role, Eric is a commissioned officer in the Florida Army National Guard and an active member of that organization. He is married with three sons and enjoys sports such as baseball, basketball, football, soccer, and pickleball, in which he competes. His personal interests also include chess, cooking, hiking, traveling, watching movies, and spending time with his family.

Eric Terwilliger is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He has held various roles at Fidelity Investments since 2019, including Regional Center Planning Consultant, Investment Solutions Representative III, Investment Consultant, Investment Solutions Representative, Premium Client Service Representative, and Client Relationship Advocate. Prior to joining Fidelity, he worked as a Personal Banker at BB&T from 2018 to 2019. Eric collaborates with clients in holistic financial planning, focusing on helping them reach their aspirations through strategies that cover saving for the future, retirement, and wealth growth. He aims to validate client concerns, celebrate accomplishments, and expand goals to co-create and implement financial plans and investment strategies. He holds insurance licenses in Arkansas and California.

Joseph Jasmin is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Wells Fargo Clearing, he worked at Fidelity Investments and Fidelity Brokerage Services LLC. Outside of his advisory work, he is an independent contractor delivering packages for Amazon Flex. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options.

Jackson Neri is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has worked at UBS since 2022. Prior to his current role, he was involved in photography, videography, and drone piloting through his business, East Coast Virtual Tours. UBS Financial Services offers brokerage and investment advisory services to individual, corporate, and institutional clients, combining proprietary research and model-based asset allocations to create tailored financial plans. The firm also provides a range of capital markets services alongside wealth management.

Thomas Scott Jr. is a CFP® professional with 22 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Agia and Valic Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with both discretionary and non-discretionary management supported by in-house and third-party research.

Stuart Poplin is a financial advisor with Equitable Advisors in Jacksonville, FL, holding a Series 66 designation and having one year of industry experience. Prior to joining Equitable Advisors, he worked at HD Supply and Fanatics Inc. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management services through a network of Investment Adviser Representatives and utilizes third-party program sponsors and discretionary managers for many of its advisory models.

Emily Dupoux is a financial advisor at J.P. Morgan Securities with series 63 and 66 licenses and five years of industry experience. She has worked at several firms, including TD Bank and Landry's Inc., and currently owns an e-commerce business selling clothing. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Maggie Miller is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and having two years of industry experience. Her prior roles include positions at Cresset Asset Management, CH Investment Partners, Crow Holdings Capital, and J.P. Morgan Securities. Morgan Stanley Wealth Management offers a wide range of advisory services to individuals and institutional clients, utilizing structured financial planning tools and maintaining a large portfolio of client assets. The firm provides tailored plans through its Financial Advisors and Estate Planning Strategies Group.

Nicole Nishimoto is a financial advisor with Raymond James & Associates holding a Series 66 designation and one year of industry experience. She previously worked at Merrill, Capital City Bank, and SunTrust over an eight-year span. Raymond James & Associates is a large, dually registered broker‑dealer and SEC‑registered investment adviser serving individuals, institutional clients, charitable organizations, and public entities. The firm offers financial planning and non‑discretionary investment consulting, relying on fact-based analyses and a range of portfolio management styles supported by affiliated research and model managers.

Sarah Miller is a CFP® and holds a Series 66 license with 13 years of industry experience. She has been with Equitable Advisors since 2013 and previously worked at AXA Advisors, LLC. Miller serves as the Social Media Chair for the Jacksonville chapter of the National Association of Divorce Professionals and acts as a scribe for collaborative divorce cases. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses a variety of advisory models implemented through third-party managers and offers a range of investment options including mutual funds, ETFs, and select alternative investments.

Michael Marshall is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Compass Bank, BBVA Wealth Solutions, and Cambridge Investment Research. He is based in Jacksonville, FL. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines proprietary research with third-party analytics to support its investment approach.

Leon Eady is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 credential and has been with Merrill and Bank of America since 2014. Outside of his advisory role, he owns 904 Exotic Rentals, a business that leases vehicles for personal travel in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Elio Murillo is a Financial Advisor with Merrill Lynch Wealth Management. He helps individuals, families, and business owners make informed financial decisions and create strategies that align their wealth with their goals. His focus areas include college education planning, family wealth management strategies, legacy planning, retirement income, and portfolio management services. He holds the CERTIFIED FINANCIAL PLANNER (CFP) certification, the Chartered Retirement Planning Counselor (CRPC) designation, and the Personal Investment Advisor (PIA) certification. He also maintains FINRA Series 7, 63, 66, 24, and 9/10 registrations. Elio earned a Bachelor of Business Administration degree from the University of Florida. Outside of his professional role, Elio lives in Jacksonville, Florida, with his wife and two young sons. He enjoys fishing, football, soccer, traveling, watching movies, and spending time with his family.

Bruce Chappell is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1966, serving the ultra-high net worth client segment in Jacksonville for over 58 years. Bruce is one of the longest-tenured advisors at Merrill Lynch, providing guidance to multiple generations of families and their extended networks. His expertise lies in developing strategies for high-net-worth individuals, their families, and their businesses to help them achieve both short-term and long-term financial objectives. Bruce holds a Bachelor of Science degree in Civil Engineering from Duke University and maintains the Professional Investment Advisor (PIA) designation.

Anthony Recco Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in areas including college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, LGBT wealth planning, personal retirement planning, portfolio management services, special needs planning strategies, tax minimization, and retirement income. With over 20 years of experience, Anthony guides clients through personalized financial strategies aimed at pursuing their long-term goals. Anthony holds the Personal Investment Advisor (PIA) designation and attended the University of California System, though no diploma was conferred. He emphasizes a client-focused approach that involves understanding each individual's full financial picture to develop flexible strategies suited to changing market conditions. He integrates the investment insights of Merrill and lending solutions of Bank of America to provide comprehensive wealth management. Committed to community involvement, Anthony participates actively in local organizations. His past and current roles include serving as President of the Michelle Adey Fund, President of the Senior Citizens Council of Rome, Past President of Rome Rotary and the Teugega Homeowners Association, and as a teacher at St Johns Baptist Church. In his personal time, he enjoys biking, gardening, running marathons, skiing, yoga, and spending time with his family.

Richard Sikorski III is a financial advisor at Raymond James Financial with a Series 66 credential and four years of industry experience. His prior roles include positions at Merrill Lynch, Pierce, Fenner & Smith Inc. and Bank of America. He has also been involved in marketing and payroll support activities for associated businesses in Neptune Beach, FL. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joshua Zimmerman is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2024, including a role at Morgan Stanley Private Bank, N.A. from 2025. Prior to his professional career, he was a full-time student for nine years and has experience outside finance from a position at Pump It Up. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools to model outcomes, while clients are responsible for plan implementation and updates.