Ryan Rech is a financial advisor at Private Advisor Group, LLC with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at LPL Financial since 2015, with prior experience at Merrill and Wells Fargo Clearing. Outside of his advisory role, he serves as president of Breakwater Real Estate Holdings, a business entity primarily for tax and investment purposes. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering a range of portfolio management and financial planning services. The firm combines fiduciary-based advice with technology platforms and multiple investment strategies, providing access to proprietary and third-party managed account solutions.

Lisa Elkins is a financial advisor at Truist Advisory Services with 25 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Truist Advisory Services and related entities since 2015, including Bb&T Securities and Bb&T Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program implemented through a combination of discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools.

James Costello is a financial advisor at Cerity Partners LLC in Jacksonville, FL. He holds a Series 65 designation and has been with Cerity Partners since 2021. His prior experience includes roles at Bradley, Foster & Sargent and the Inherent Group, as well as a period focused on full-time education at Trinity College. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm employs tailored asset-allocation, manager selection, and periodic rebalancing utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Craig Dekshenieks is a financial advisor with Principal Financial Services holding a Series 66 designation and three years of industry experience. His prior work includes roles at Edward Jones and New York Life-affiliated firms. He also has an outside sales position involving the sale of various insurance products. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel stationed abroad. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Laura Williams is a financial advisor at Transamerica Financial Advisors with 23 years of industry experience and holds a Series 66 designation. Her previous work includes a long tenure at Wells Fargo Advisors and roles with several organizations focused on insurance, estate planning, and student loan repayment services. She also refers clients periodically to businesses specializing in estate planning and student loan repayment assistance. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, estates, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, with options for discretionary and non-discretionary management.

Adam Osterman is a financial advisor with Empower Advisory Group based in Jacksonville, FL, holding Series 63 and Series 66 licenses and 17 years of industry experience. Prior to joining Empower in 2023, he worked at Citigroup, Valic Financial Advisors, JP Morgan Securities, and several other financial firms. Outside of his advisory role, he is involved in real estate activities through Heron Real Estate in Jacksonville and occasionally provides notary public services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors, their participants, and certain retail clients. The firm delivers services via an integrated platform focused on long-term portfolio returns and offers both planning and managed account solutions.

Nathan Rogero is a financial advisor at Commonwealth Financial Network with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Lincoln Financial Advisors and Mass Mutual Investors Services. Outside of advising, he is involved in entrepreneurial ventures such as co-owning AR Medical Sales and managing several private holding companies. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of nearly 2,900 advisors. The firm offers a comprehensive platform including managed-account programs, third-party asset manager access, and custody services for individual and institutional clients.

Niklas Schaffner is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. Prior to his current role, he was a student for ten years. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm’s approach includes tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Lucius Milam IV is a financial advisor at Commonwealth Financial Network with 19 years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James & Associates and UBS Financial Services. Milam serves as a committee member for the 4th Circuit of Florida Unlicensed Practice of Law Committee. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management and retirement plan consulting. The firm offers comprehensive operational, trading, compliance, and practice-management support while allowing advisors discretion to construct client portfolios using various securities and insurance products.

Ronald Scarborough Sr. is a CFP®-certified financial advisor with 25 years of industry experience. He has been affiliated with First Command Advisory Services since 2015 and also has long-standing roles with related First Command entities dating back to 2001. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers a range of financial planning and wrap-fee asset management programs, utilizing model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Charrissa Wright is a financial advisor with Empower Advisory Group in Jacksonville, FL, holding Series 63 and Series 66 designations and 17 years of industry experience. Her prior roles include positions at SoFi Wealth LLC, First Command Financial Planning, Inc., and Bank of America, N.A. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio management through its proprietary planning methodologies and serves a large participant base relative to its advisory staff.

Victoria Hoch is a financial advisor with Independent Advisor Alliance, LLC, holding the ChFC® designation and Series 63 and 66 licenses. She has 22 years of industry experience, including roles at LPL Financial, Raymond James Financial, and Perrone Financial Group. Hoch provides investment advisory services primarily through Independent Advisor Alliance, a firm she joined in 2025. Independent Advisor Alliance serves a diverse range of clients, including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, wealth coaching, and retirement plan consulting. The firm combines a network model of independent advisory representatives with access to brokerage services through LPL Financial and integrates technology platforms for portfolio management and estate planning.

Alexia Gooch is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. She has held roles at several firms, including Alight (now Strada) and NetLaw Inc., and is involved in part-time work discussing Medicare and Medicaid options. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a broad client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a model portfolio approach combined with third-party managers and digital platforms, managing regulatory assets of approximately $1.7 billion.

Elbert Bledsoe is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in developing strategies and providing advice for high-net worth individuals, their families, and their businesses, with a focus on understanding their short- and long-term financial objectives. His areas of expertise include corporate executive services, education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. Elbert holds a bachelor's degree from Aquinas College and a master's degree from the University of Florida. He has earned the designations of CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He has over 39 years of experience assisting individuals and companies in pursuing their financial goals. Outside of his professional work, Elbert is involved in the community and serves on the boards of the North Florida School of Special Education and Safe Haven Ministries. He and his wife Lynn live in Jacksonville and are active in supporting various charitable organizations. He enjoys adventure sports such as kayaking, backpacking, and mountain climbing. Elbert values his faith, family, and friends.

Stephanie Lesso is a financial advisor at Raymond James & Associates with 13 years of industry experience. She held positions at Morgan Stanley and Morgan Stanley Private Bank from 2013 to 2025 before joining her current firm. She serves as a board member on the Federation Finance Committee, contributing to investment and budget oversight. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base with tailored financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Cameron Slack is a CFP® certificant and Series 66 license holder currently with Equitable Advisors, where he has worked for three years. He has prior experience at Encor Solar, American Senior Benefits, and Koss Olinger. Slack is a notary public and a member of two small businesses, including an architecture firm focused on environmentally conscious design in the Treasure Coast area. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs a variety of advisory models and third-party asset managers to serve a broad client base, including both non‑high‑net‑worth and high‑net‑worth clients.

Gabriela Calderin is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Jacksonville, FL, with seven years of industry experience. She has worked across various roles within JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Nicholas Reifschneider is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes positions at Heritage Insurance and involvement with Bo’s Ice Cream. He also has academic experience from the University of Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andreas Heinrich is a financial advisor with LPL Enterprise in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Enterprise in 2024, he worked with Prudential Insurance Company of America since 2018 and Pruco Securities, LLC from 2018 to 2024. He also works as a broker/agent for United Healthcare and Prudential property and casualty insurance. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to a range of investment and insurance products through its integrated platform.

Suzanne Cory is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. She has worked at firms including 1st Global Advisors Inc and Avantax Advisory Services, and is also employed as a CPA at JJCPA, LLC, where she prepares business and individual tax returns. Additionally, she is involved with MSW Wealth Advisors, LLC, assisting in financial planning and client referrals. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform, supporting both discretionary and non-discretionary accounts with access to various program structures and third-party managers.