Diane Macphee is a CFP® professional with 13 years of industry experience. She is the sole advisor at Comprehensive Money Management Services LLC, where she has worked since 2016, and she also operates DMAC Consulting Services LLC. Comprehensive Money Management Services LLC provides personalized financial planning and supervisory investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm follows a fee-only model and employs a scenario-based asset allocation approach grounded in Modern Portfolio Theory, managing over $200 million under its sole principal.

Luigi Cattaneo is a CFA® charterholder with 12 years of industry experience. He has worked at Focus Investment Advisor, LLC and has been with CSS Capital Advisory LLC since 2014. Outside of his advisory role, he is involved with Aeneas Corp Services LLC, a business focused on profit distribution. CSS Capital Advisory serves a small client base of primarily high-net-worth individuals, charitable, and corporate clients, providing customized, fee-based portfolio management. The firm employs both discretionary and non-discretionary strategies, combining fundamental and technical analysis and utilizing a range of complex instruments, including hedge funds and emerging-market investments, with a notable international orientation.

Marcelo Alves is a financial advisor at Focus Investment Advisors, LLC in Miami, FL, holding Series 65 and Series 66 licenses with 17 years of industry experience. He has been with Focus Investment Advisors since 2011 and also maintains a role at Genesis Investment Advisors LLC. Focus Investment Advisors provides discretionary and non-discretionary asset and portfolio management services to individuals, corporations, charitable institutions, and foundations. The firm employs a combination of fundamental and technical analysis and offers a range of strategies including long-term, short-term, and trading approaches, with a focus on cross-border investing and significant non-U.S. client exposure.

Vitor Gama is a financial advisor affiliated with Longship LLC, holding Series 65 and Series 66 licenses with two years of industry experience. His prior roles include positions at Portfel Brasil and Lifetime Family Office, as well as multiple roles at XP Investimentos and XP Securities. Longship LLC is a newly registered investment adviser providing portfolio management and investment advisory services to individuals, high-net-worth clients, family offices, and corporate entities. The firm combines third-party macroeconomic research with internal due diligence to create customized portfolios across various asset classes, managing accounts with discretionary and non-discretionary authority.

Marcus Herndl Filho is a financial advisor at Focus Investment Advisors, LLC in Miami, FL, holding Series 63, 65, and 66 licenses. He has experience dating back to 2006, including 15 years at Bull Capital and co-founding H2 Kapital, an investment company based in Brazil where he serves as managing director and CIO, managing over $1.5 billion in assets across 23 investment vehicles. At H2 Kapital, he oversees a team of 15 analysts and is registered as a portfolio manager with the Brazilian SEC. Focus Investment Advisors provides discretionary and non-discretionary asset and portfolio management services to individuals, corporations, charitable institutions, and foundations. The firm employs a combination of fundamental and technical analysis and offers a range of investment strategies with an emphasis on cross-border investing and significant non-U.S. client exposure.

Jennifer Valdes is a CFP® professional with six years of experience in wealth management. She has worked at Financial Designs Wealth Management LLC since 2021 and was previously with Gentrust, LLC for six years. Valdes is also the owner of Financial Designs Private Wealth LLC, a holding company with minority ownership in Financial Designs Wealth Management LLC and Financial Designs Legacy LLC, an insurance business. Financial Designs Wealth Management serves individuals, high-net-worth clients, trusts, corporations, and retirement plan sponsors with wealth management, portfolio management, and retirement plan consulting services. The firm emphasizes personalized investment strategies, asset allocation, diversification, and offers both discretionary and non-discretionary oversight.

Luis Sepulveda is a financial advisor at BICE Wealth Management LLC with a Series 65 designation and two years of industry experience. He has worked at Banco BICE since 2008, managing wealth clients and financial advisors. BICE Wealth Management provides fee-based investment advisory and consulting services primarily to high-net-worth individuals and select institutional clients, with a concentration of non-U.S. residents from Latin America. The firm uses a fundamental analysis-driven, long-term investment approach across a broad range of instruments to build tailored portfolios.

Tomas Ulla is a financial advisor at My Investment Path in Coral Gables, FL, holding a Series 66 designation. He has been in the industry since 2025, with prior roles including positions at AGP and RV Owens Strategic Group. Tomas also has experience in academia, having worked at St. Thomas University and the University of Northwestern Ohio. My Investment Path provides portfolio management and financial planning services to individuals, high-net-worth clients, and business entities. The firm employs a long-term trading approach using a diverse array of investment instruments and combines cyclical analysis, modern portfolio theory, and technical analysis in its process.

Juan Hanuszkiewicz is a CFP® and ChFC® with 16 years of industry experience. He is currently with Entelevest, LLC, where he has worked since 2021, following prior roles at Equitable Advisors and Axa Advisors. Entelevest serves individual clients, including high-net-worth households, as well as plan sponsors and fiduciaries of employer retirement plans. The firm provides discretionary wealth management and comprehensive financial planning, using firm-developed model portfolios and a combination of quantitative and fundamental investment methods.

Jorge Gullon is a financial advisor at Emergent Global Investments in Coral Gables, FL, holding a Series 65 designation. He has worked in the financial industry since 2018, with experience at firms including Valvian Capital and Euro-Funding Advisory Group. Emergent Global Investments serves individual clients, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering discretionary and non-discretionary portfolio management alongside comprehensive financial planning. The firm employs a customized strategic asset allocation process using multiple analysis methods and offers a broad range of investment vehicles.

Xiuming Jin is a financial advisor at Ethos Private Wealth in Coral Gables, FL, with nine years of industry experience. He holds a Series 66 designation and previously worked at Merrill for multiple periods totaling eight years. Jin has also taken extended travel breaks during his career. Ethos Private Wealth provides discretionary and non-discretionary portfolio management and family wealth services primarily to individual and high-net-worth clients, typically accepting accounts with a $1 million minimum. The firm combines third-party macroeconomic research with internal due diligence to construct diversified asset allocations and offers services including IRA rollover advice and financial planning.

Jonas Ferris is a financial advisor at MaxAdvisor Private Management with 19 years of industry experience. He holds Series 63 and Series 65 designations and has been involved with MaxAdvisor LLC since 2002 and Island Research LLC since 2007. Outside of advisory work, he contributes market commentary through televised appearances as part of Island Research LLC. MaxAdvisor Private Management is a fee-only registered investment adviser that provides discretionary portfolio management services to individuals, high-net-worth individuals, and small businesses. The firm focuses on diversified, long-term investment strategies using mutual funds, ETFs, ETNs, and closed-end funds, with a contrarian investment approach and a preference for low-cost index funds alongside select actively managed funds.

Raul Zubillaga is a CFA® charterholder with nine years of industry experience. He is currently with Klosters Capital, where he has worked since 2020. His prior experience includes roles at Banco Santander International and Truist Investment Services. Klosters Capital is an SEC-registered investment adviser serving both individual and institutional clients with discretionary and non-discretionary portfolio management, family wealth consulting, private equity advisory, and sub-advisory services. The firm uses an open-architecture investment approach incorporating fundamental, technical, and macro analysis, and applies artificial intelligence tools under a governance policy to support investment decisions.

Miguel Garcia Cardona is a financial advisor at Sancus Wealth Management LLC in Miami, FL, with eight years of industry experience. He holds a Series 65 designation and has worked at Clout Capital Advisors LLC and Scuadra Life LLC, as well as BAKER PERKINS prior to his current role. Sancus Wealth Management is a state-registered investment adviser serving individuals, high-net-worth clients, families, retirement accounts, and trusts with services including portfolio management, financial and retirement planning, family office support, and international wealth planning coordination. The firm’s investment approach integrates fundamental and macroeconomic analysis with asset allocation and investment-manager due diligence, employing strategies such as long-term holdings, tactical asset allocation, fixed income, alternatives, private market investments, and real estate-related assets.

Enrique Walsh is a financial advisor with WM Advisors USA LLC, holding Series 63 and Series 66 designations and six years of industry experience. His career includes roles at Woodrock Securities, L.P., and WMA Holdings, Inc., as well as a period at Rice University. WM Advisors USA LLC provides portfolio management and financial planning services primarily to high-net-worth individuals and institutional clients. The firm employs a mix of fundamental, technical, and cyclical analysis across various instruments and generally manages assets on a non-discretionary basis.

David Lucterhand is a financial advisor at MarketGrader Capital, LLC with 17 years of industry experience. He holds Series 63 and Series 65 registrations and has been with MarketGrader Capital since 2014. He is also involved with MarketGrader.com, where he has worked since 2010. MarketGrader Capital, LLC provides discretionary and non-discretionary investment management and sub-advisory services primarily to institutional clients, collective investment trusts, and pooled vehicles. The firm uses research and index methodologies from its affiliate MarketGrader.com to construct portfolios that replicate transparent, rules-based indexes and offers risk-managed index solutions with a tactical volatility overlay.

Carlos Morales is a Series 65-registered financial advisor at Noctua International WMG, LLC with four years of industry experience. He has worked at Noctua Partners since 2018 and previously held roles at Park Street, Moto Capital Group Inc, and Bedrock Retail. Noctua International WMG, LLC provides discretionary and non-discretionary investment management, financial planning, and family-office services primarily to high-net-worth individuals and corporate clients. The firm combines top-down macro asset allocation with bottom-up security selection and offers customized portfolio solutions, including separately managed accounts and private placements.

Carlos Hermida is a financial advisor at Cela Wealth Management with 12 years of industry experience. He holds a Series 65 credential and has worked at ESE Industries, Inc. and Cela Advisors. Hermida is also a Certified Public Accountant (CPA) and serves as the owner and president of Emerald Bay Ventures, Inc., a holding company unrelated to his advisory work. Cela Wealth Management provides fee-only financial planning and discretionary portfolio management for individuals, trusts, foundations, and small businesses, generally serving clients with substantial household investable assets. The firm employs a data-driven approach combining fundamental and technical analysis with a core-and-satellite allocation using low-cost index funds and ETFs, emphasizing downside risk management and global diversification.

Jean Coletta is an investment advisor representative at Germana Capital LLC with one year of experience in the financial industry. He holds Series 63 and Series 65 licenses and has previously operated Coletta Asset Management LLC and Transearth Europe S.L., where he manages intermediary commodity transactions. Germana Capital provides portfolio management and financial planning services primarily to high-net-worth individuals and certain business entities, focusing on tailored advice based on clients’ goals and risk tolerances. The firm uses a variety of analytical methods and offers performance-based compensation for qualified clients, managing a limited client base with a small advisor team.

Ana Arnau is a financial advisor at Andbanc Advisory LLC with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley and Mora Wm Securities LLC. Ana is based in Miami, FL. Andbanc Advisory LLC provides discretionary and non-discretionary investment management and advisory services to individuals, corporations, and institutional investors. The firm operates on an open-architecture basis, utilizing internal research, third-party managers, and affiliate resources to build diversified portfolios across various asset classes, serving a client base that includes high-net-worth and non-U.S. investors.