Isaias Germade Fernandez is a financial advisor at Equitable Advisors with Series 66 credentials and one year of industry experience. His prior work experience includes roles at Miami-Dade County Public Schools, Amazon, and academic positions at Universidad Nacional Autónoma de México and Universidad de La Habana. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through LPL-sponsored programs and endorsed third-party managers, providing both discretionary and non-discretionary advisory solutions.

Christian Dorado is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been with Equitable Advisors since 2007, having previously been affiliated with AXA Advisors, LLC. Outside of his advisory role, Dorado is involved in insurance sales through various carriers and participates in health insurance sales and life settlement transactions. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm operates a hybrid referral and implementation model, utilizing multiple TAMPs and offering both advisory and brokerage/insurance services.

Patrick Grant is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds the Series 65 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2011. Previously, he was associated with P & G Empire, LLC from 2016 to 2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

John Molkentin III is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked throughout his career with Bank of America and Merrill. Outside of his advisory role, he serves as an advisory board member for the Miami Gator Club and is involved with the stewardship committee at Galilee Baptist Church. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Prieto is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Diaz Marine and Med-Lab Supply Co Inc. He is also involved in an outside insurance business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model that combines advisory, brokerage, and insurance channels.

Eleana Pino is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2023 and has a background that includes education roles at the University of Florida and Santa Fe College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Edward Wenger is a financial advisor with Raymond James Financial in Miami, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been associated with multiple firms under the Raymond James umbrella since 2015. Wenger owns two support companies, Wenger Wealth Management and Roque Investment Strategies, which function as non-investment-related support entities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and supports clients through various advisory programs and institutional consulting services.

Frank Del Busto is a financial advisor with Ameriprise in Doral, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He previously worked at LPL Financial, LLC for 10 years before joining Ameriprise in 2025. Ameriprise offers a retirement-income planning service tailored to individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations primarily for clients who hold assets in Ameriprise-managed accounts. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Craig Bonney is a financial advisor with LPL Enterprise, holding Series 63, 65, and 66 licenses and bringing 35 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, PRUCO Securities, LPL Financial, and New York Community Bank. He is also involved in a Prudential-sponsored non-variable insurance business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services supported by a comprehensive platform that integrates financial planning, model portfolios, third-party asset management, and insurance products.

Christopher Manimbo is a financial advisor at Edward Jones with 20 years of industry experience, including 17 years at Edward Jones. He holds Series 63 and Series 66 designations. Outside of his advisory role, Manimbo serves as an instructor for adult and continuing education seminars at Stamford Public Schools. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm provides a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Brandon Arana is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has prior experience at Equitable Advisors, LLC. Before entering the financial advisory field, he worked in education with Miami-Dade County Public Schools. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focusing on retirement planning through written recommendations and ongoing advice, utilizing proprietary research and algorithmic tools.

Stacy Janney is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and 36 years of industry experience. She has been with Merrill since 1987. Janney has served as a panel member for the New York Stock Exchange Hearing Board, adjudicating disciplinary matters for NYSE Regulation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Joseph Beaton is a financial advisor with Merrill in Miami, FL, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has been with Bank of America and Merrill Lynch, Pierce Fenner & Smith Incorporated since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charu Narain is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in providing customized financial strategies to corporate executives, professionals, and business owners. With over 20 years of experience at Merrill Lynch and a prior international banking career in India, Singapore, and South Korea, Charu brings a global perspective to wealth management. She focuses on areas including education planning, executive compensation, family wealth management, legacy planning, retirement income, and socially responsible investing. Charu holds multiple professional certifications, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Private Wealth Advisor® (CPWA®), and Certified Plan Fiduciary Advisor® (CPFA®). She earned an undergraduate degree in Economics from St. Stephens College in Delhi University and a postgraduate degree in Management from the Indian Institute of Management. Fluent in English, Hindi, and Spanish, Charu leverages her analytical skills and extensive experience to help clients develop and implement financial strategies aligned with their long-term goals. In addition to her professional work, Charu is involved in the community through her service on the Executive Committee of the Women United Group of the United Way of Miami Dade. She is committed to supporting women's organizations and advancing professional opportunities for women. Her personal interests include music, swimming, traveling, and spending time with family.

Katherine Hart is a CFP® with 27 years of industry experience, currently affiliated with LPL Financial since 2018. She previously worked at Invest Financial Corporation for nine years and has operated Hart Health Care Consultants since 1998. Hart is also the president of Hart Financial Group, a non-investment related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning and advisory services supported by research, model portfolios, and various managed program options.

David Villavicencio is a financial advisor with Equitable Advisors in Miami, FL, holding Series 65 and Series 63 licenses and one year of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, Regions Financial Corp, Ocean Bank, and AT&T. Outside of his financial advisory work, he is involved with Artistic Custom Woods LLC, an entrepreneurial venture he has operated since 2017. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying extensively on LPL-sponsored platforms and endorsed third-party managers.

Miguel Rodriguez Jr. is a financial advisor at J.P. Morgan Securities with 9 years of industry experience. He holds a Series 66 designation and previously worked seven years at Wells Fargo Advisors. His background includes roles at Wells Fargo Bank and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Darrell Smith is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that are adaptable to changing market conditions. Darrell integrates the investment insights of Merrill with the banking and lending solutions of Bank of America to help clients pursue their financial goals. He holds professional designations as a Personal Investment Advisor (PIA) and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Darrell earned a Bachelor's Degree from Regis University and holds Master's Degrees from Governors State University and Texas A&M University System. Committed to building strong client relationships, he applies his knowledge and experience to assist individuals and families in making important financial decisions. Darrell supports the tradition of community involvement upheld by Merrill and dedicates time to volunteering with local organizations.

Jeffrey Blum is a financial advisor at Ameriprise with 19 years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he serves on the Florida Bar Grievance Committee and provides expert witness testimony. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that offers written recommendation reports and ongoing retirement income planning focused on dependable income and tax-aware withdrawal strategies.

Ian Scharf is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor AXA Advisors, LLC. In addition to his advisory role, Scharf has lectured to undergraduate students in marketing at the University of Miami since 1991. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage channels to implement client recommendations.