Terri Campbell is a CFA® charterholder with eight years of industry experience. She has been with Integrated Advisors Network LLC since 2018 and previously worked at Archer Bay Capital LLC and Liberty Mutual Group Asset Management. Outside of her advisory role, she owns and manages equestrian property rental and horse boarding operations. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement and employee benefit plans, and corporate entities. The firm employs a mix of fundamental and quantitative analysis, with access to third-party managers and various portfolio management strategies tailored to client risk profiles.

John Wightman is a financial advisor at XML Financial Group with 29 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Robert W. Baird & Co. and Janney Montgomery Scott. He has been with XML Financial, LLC since 2017 and with XML Securities, LLC since 2022. XML Financial Group is a multi-advisor wealth management firm overseeing approximately $3.3 billion in client assets. The firm serves about 2,890 clients, offering discretionary and non-discretionary investment management, financial planning, retirement plan advisory, and access to alternative investment opportunities, with custodial support primarily through Fidelity and First Clearing.

Regan Teague is a CFP®, CFA®, and Series 65-registered advisor at Ashton Thomas Private Wealth with 14 years of industry experience. He worked for 13 years at Day Hagan Asset Management before joining Ashton Thomas in 2025. Teague contributes articles on securities to SeekingAlpha.com. Ashton Thomas Private Wealth provides investment advisory and wealth-management services to a diverse client base, including individuals, family offices, and institutional accounts. The firm employs a range of strategies and utilizes third-party managers through its Amplify Platform.

Dustin Stanley is a Series 65-licensed financial advisor with 11 years of industry experience, currently with AlphaStar Capital Management. He has previously worked at Strategic Wealth Investment Group, LLC and Prime Capital Financial, among others. Outside of his advisory role, he is involved in several entrepreneurial ventures including consulting and coaching through Stanley Group, LLC, yacht chartering with Double D Yachting, and a medicinal cannabis partnership at Picasso Cannabis. AlphaStar Capital Management serves individual, corporate, and retirement plan clients, offering discretionary investment management and financial planning through firm-designed model portfolios and advisor-directed strategies. The firm supports a broad client base with over $2.5 billion in assets under management and more than 8,400 client relationships.

Patricia Healy is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Cumberland Advisors since 2016. She holds Series 63 and Series 65 registrations. Cumberland Advisors provides discretionary portfolio management, consulting, and financial planning services to high-net-worth individuals and various institutional clients, including retirement plans and government entities. The firm focuses on active fixed-income management with an investment-grade bias and uses ETF-based core-satellite equity strategies alongside a Tactical Trend approach.

Thomas Ramsett is a financial advisor with intrua Financial, holding Series 63 and Series 65 licenses and 28 years of industry experience. He previously worked with LPL Financial, Freedom Wealth Alliance, and Wells Fargo Advisors. Intrua Financial is an SEC-registered multi-team advisory firm serving individuals, high-net-worth clients, trusts, foundations, and employer-sponsored retirement plans. The firm uses a comprehensive investment process that includes fundamental analysis, modern portfolio theory, and technical analysis to create custom asset allocations and Investment Policy Statements, implementing strategies through direct management, model portfolios, and third-party money managers.

Benjamin Pease is a financial advisor at Cumberland Advisors with nine years of prior experience at Breckenridge Capital Advisors. He holds Series 63 and Series 65 licenses and has been with Cumberland Advisors since 2023. Cumberland Advisors serves individual investors, including high-net-worth households, as well as a range of institutional clients by providing portfolio management, financial planning, and investment consulting. The firm employs a team-based approach to managing fixed-income and ETF-based equity strategies and is notable for its inclusion of a tactical trend strategy within its separately managed account platform.

Michael Saltiel is a Series 66 credentialed financial advisor with 14 years of industry experience. He currently works at Ausdal Financial Partners, Inc., joining the firm in 2024 after six years at SCF Investment Advisors, Inc. and SCF Securities, Inc., and two years at Infinity Financial Services. Outside of advisory work, he owned and operated Aqua Grill, LLC from 2010 to 2019. Ausdal Financial Partners serves individuals, trusts, estates, retirement plans, and business entities, managing approximately $3.73 billion for over 16,000 clients. The firm offers a broad range of advisory and financial planning services, utilizing multiple custodians and integrating third-party managers to tailor investment strategies to each client’s objectives and risk tolerance.

Martina Schmidt is a financial advisor at Cumberland Advisors with one year of industry experience. She holds a Series 65 designation and has worked at the University of South Florida since 2000. Outside of her advisory role, she serves as Corporate Secretary and Strategist for Best Weather Inc., where she writes a weekly commodity-oriented newsletter. Cumberland Advisors provides portfolio management, financial planning, and investment consulting to individual and institutional clients. The firm employs a team-based approach with a focus on active fixed-income management and a tactical trend strategy that incorporates market-timing signals and downside protection.

Daniel Himelberger is a financial advisor with Cumberland Advisors in Sarasota, FL, holding a Series 65 designation and 11 years of industry experience. He has been with Cumberland Advisors since 2013. Cumberland Advisors serves individual investors, including high-net-worth households, as well as a variety of institutional clients by providing portfolio management, financial planning, and investment consulting. The firm employs a team approach and emphasizes active fixed-income management, broad ETF equity exposures, and a tactical trend strategy that incorporates market-timing signals and downside protection.

Natalie Brown is a CFP® professional with seven years of industry experience. She currently works at Ashton Thomas Private Wealth and previously spent ten years at Day Hagan Asset Management. In addition to her advisory role, she contributes financial articles for retail investors to The Street Retirement Daily, a financial publication. Ashton Thomas Private Wealth serves individual and institutional clients, including high-net-worth households, trusts, estates, retirement plans, and charitable entities. The firm provides discretionary portfolio management, financial planning, family office services, and retirement-plan fiduciary consulting, utilizing a range of investment strategies and offering access to specialized platforms and solutions.

Joshua Sands is a CFP® professional with 17 years of industry experience, currently affiliated with Highpoint Planning Partners. He has worked at LPL Financial since 2013 and was previously associated with Level Four Advisory Services. Outside of his advisory roles, he operates a tax preparation service specializing in cryptocurrency tax reconciliation. Highpoint Planning Partners serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate entities. The firm provides discretionary asset management, financial planning, retirement plan advisory, and acts as sponsor and manager of a wrap-fee program, implementing investment strategies through a combination of fundamental analysis and third-party platforms.

Shaun Burgess is a financial advisor at Cumberland Advisors with 11 years of industry experience. He holds a Series 65 designation and has been with Cumberland Advisors since 2013. The firm serves individual investors, including high-net-worth households, as well as institutional clients such as retirement plans, foundations, and government entities. Cumberland Advisors manages separately managed accounts using a team approach, with a focus on active fixed-income management, ETF-based equity strategies, and a distinctive Tactical Trend strategy that incorporates market-timing techniques.

Aaron Niec is a CFP® and holds a Series 66 license with 22 years of industry experience. He has worked at JMG Financial Group Ltd since 2019 and previously spent ten years at Cambridge Investment Research Advisors and Cambridge Investment Research Inc, as well as three years at Payant Wealth Management Group. JMG Financial Group advises individuals, trusts, retirement plans, business entities, and charitable organizations, offering comprehensive wealth and portfolio management alongside tax consulting and private investment fund advisory services. The firm follows a planning-based, long-term investment process focused on strategic asset allocation and uses a variety of investment vehicles, including ETFs, mutual funds, equities, fixed income, and alternative investments.

Joseph Garrisi is a financial advisor at Inspire Advisors, LLC with 14 years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked for Northwestern Mutual in various capacities from 2011 to 2026. Inspire Advisors, LLC is a registered investment adviser managing approximately $1.33 billion in discretionary client assets, serving individual and institutional clients with portfolio management, financial planning, and consulting services. The firm incorporates Biblically Responsible Investing into its strategies using proprietary tools and employs a range of analytical methods alongside its use of sub-advisors and proprietary ETFs.

Josh Renda is a CFP® professional with 26 years of industry experience, currently with Apollon Wealth Management, LLC. His previous roles include positions at Raymond James & Associates and J Alden Associates, Inc. He also serves as a Senior Family Office Advisor for Adi Dassler International Family Office through Apollon Wealth Management. Apollon Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $11.56 billion in client assets through a network of 145 advisors. The firm serves individuals, high-net-worth families, family offices, trusts, estates, and businesses, combining fundamental analysis and tactical allocations with ESG models, direct indexing, and third-party sub-managers in its investment approach.

Denise Mellerup is a financial advisor with Archer Investment Corporation in Sarasota, FL, holding a Series 65 designation and 15 years of industry experience. She has been with Archer since 2011 and also serves as president and sole shareholder of DJL Surveying Co Inc, a surveying business she has managed since 1990. Archer Investment Corporation provides investment management primarily to individual clients, including both non-high-net-worth and high-net-worth investors, through separately managed accounts and The Archer Funds. The firm employs a multi-branch, independent-contractor model and manages a diversified range of assets on a discretionary basis.

Scott Barcomb is a financial advisor with Berthel, Fisher & Company Financial Services, Inc., holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Berthel, Fisher since 2003 and previously worked at BFC Planning, Inc. Barcomb is the founder and owner of Barcomb Asset Management, provides investment advice, and is the author of the book *Black Rock*. He also serves as treasurer for the Pine Park Office Condo Association in Sarasota, Florida. Berthel, Fisher & Company Financial Services offers investment advisory and financial planning services primarily to individual and high-net-worth clients, managing approximately $906 million in client assets through a network of independent advisers. The firm delivers tailored investment solutions across various platforms, including discretionary and non-discretionary management and sub-advisory arrangements.

Kathleen McGrath is a CFP® professional with 31 years of experience in the financial services industry. She currently serves at ValMark Advisers, Inc. and affiliated firms, with prior experience at Wells Fargo Clearing, A. G. Edwards & Sons, Inc., and KeyBanc Capital Markets Inc. She is a board member of the Hugs and Hope Foundation, a nonprofit supporting families affected by lung cancer. ValMark Advisers, Inc. provides investment advisory and financial planning services to individuals, high-net-worth investors, retirement plan sponsors, and institutional clients through a network of advisory representatives. The firm’s approach focuses on diversified, goal-based portfolios implemented via mutual funds, ETFs, and separate accounts, with ongoing monitoring and rebalancing overseen by an investment committee.

John Marshall is a financial advisor at Advisor Share Wealth Management, LLC with two years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Advisor Share Wealth Management, he worked with Risk & Tax Mitigation Solutions, Inc. and Allied Elite Financial, and he was an Independent Life and Annuity Agent for 14 years. Advisor Share Wealth Management provides investment advisory and financial planning services to individuals, high-net-worth clients, professional investment advisers, and pension and profit-sharing plans. The firm offers portfolio management, retirement-plan services, and a web-based asset management platform, typically implementing client strategies through third-party sub-advisers and model portfolios on both a discretionary and non-discretionary basis.