Dawn Maurer is a financial advisor at Charles Schwab with 32 years of industry experience. She holds Series 63 and Series 66 designations. Maurer has worked at Charles Schwab and its affiliated entities since 2004 and operated Maurer Inc. from 2003 to 2018. Outside of finance, she acts as an agent for WCC, LLC, performing data entry on a limited basis. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, using multi-asset model portfolios supported by centralized custody and trading infrastructure.

Richard Bowler is a financial advisor at Charles Schwab with 30 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. Prior to joining Charles Schwab, he worked at TD Ameritrade and Fidelity in various advisory roles. Outside of his advisory work, Bowler is a drummer in a band and coaches youth football. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by centralized custody and operational infrastructure.

Kevin Ledzian is a financial advisor with OSAIC, holding the Series 63 designation and bringing 28 years of industry experience. Prior to joining OSAIC in 2025, he spent 17 years at Lincoln Financial Securities and has also been active with Ledzian & Associates since 1998. Outside of his advisory work, he coaches chess in a structured setting, providing private tutoring to both scholastic and adult learners. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering a wide range of integrated brokerage and advisory services with multiple investment platforms and third-party solutions.

Sandra Sulik is a financial advisor at Morgan Stanley with 33 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Merrill for 36 years before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and analysis from its Global Investment Committee.

Anthony Montemurro is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2013. He holds the Series 66 designation and is based in Ocala, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, operating under a fiduciary standard, and is notable for its extensive network of advisors and branch offices nationwide.

Andrea Slaughter is a financial advisor with Raymond James & Associates in Ocala, FL, holding a Series 66 credential and 12 years of industry experience. She has been with Raymond James & Associates since 2012. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning and consulting with a range of portfolio management styles supported by extensive research and model manager options.

Kevin Holmes is a financial advisor with OSAIC in Ocala, FL, holding the ChFC® designation and Series 63 license, with 23 years of industry experience. He previously worked at Securities America, Inc. for four years and Investacorp Inc. for ten years. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering brokerage and advisory services, financial planning, and access to third-party money managers across multiple platforms. The firm employs various asset-allocation tools and portfolio management strategies to construct and manage investment portfolios tailored to clients' risk tolerance and investment restrictions.

Brenda D'arville is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 registrations and bringing 28 years of industry experience. She has worked at various Raymond James entities since 2011 and was involved with DW Commercial Property, LLC from 2019 to 2023. Outside of her advisory role, she owns and manages D'Arville & Co., Inc., providing tax preparation and business management services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Luke Emerson is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to his financial career, he served 20 years in the United States Army. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients, offering a range of advisory programs and investment solutions with approximately $1.01 trillion in assets under management. The firm is noted for its extensive network of advisors and branches, as well as its affiliated capabilities including a trust company and proprietary mutual funds.

Derek Miller is a financial advisor with Ameriprise in Ocala, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, emphasizing assets held in Ameriprise-managed accounts.

Alejandra Cabrera is a Series 66-licensed financial advisor at Wells Fargo Clearing with three years of industry experience. She has been with Wells Fargo Clearing since 2022 and has worked at Wells Fargo Bank, N.A. since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Brandon White is a CFP® with 12 years of experience in the financial services industry. He is currently with J.P. Morgan Securities and has held previous roles at Merrill, Bank of America, and Raymond James. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a centralized due-diligence framework.

Austin Vealey is a financial advisor with OSAIC based in Ocala, FL, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior experience includes roles at Lincoln Financial Securities and J.W. Cole Advisors, Inc. He is also the owner of Acorn Tax and Wealth Advisors, where he provides tax analysis and consulting services for small businesses and individuals. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and automated rebalancing to construct portfolios that include a wide range of investment products.

Benjamin Ow is a financial advisor with Morgan Stanley in The Villages, FL, holding Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at Fidelity Investments and various Morgan Stanley entities. Outside of his advisory work, he is involved as a tester at Electronic Arts Orlando Studio. Morgan Stanley Wealth Management serves individuals and institutional clients by providing comprehensive financial planning and advisory services, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques as part of its financial planning process.

Ronald De Vries is a financial advisor with J.P. Morgan Securities in Ocala, FL, holding a Series 66 designation and six years of industry experience. His previous roles include positions at Edward Jones, U.S. Bancorp, and Compass Retirement Solutions. Outside of his advisory work, he is also an insurance agent for various carriers. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Michael Micallef is a CFP® professional with 25 years of industry experience. He joined Edward Jones in 2024 after spending 24 years at Charles Schwab. Outside of advising, he is involved in a family rental property business in Panama City Beach, Florida. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Patricia Madden Renouard is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of her advisory role, she serves as power of attorney for her mother. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individuals, corporations, and institutions. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Gavin Singh is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes multiple roles at Bank of America and experience outside the financial sector at Best Buy and the University of Central Florida. Outside of advising, he owns a vlogging business that showcases aspects of his culture and community and is a managing member of a family-owned food distribution company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutions.

Danielle Delong is a financial advisor at Cetera with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including Wells Fargo and AE Wealth Management. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large nationwide network of independent advisors.

Neville Melvin is a financial advisor with Cetera in Beverly Hills, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His prior roles include positions at SunTrust Investment Services, Ameriprise, and Truist Investment Services. Outside of his advisory work, he is a minority owner of a family-run business involved in the sales and installation of bathroom fixtures. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and advisory services through a multi-manager platform that includes affiliated and third-party managers, customizable strategies, and various program structures.