James Elam is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 designations and has 26 years of industry experience. In addition to his advisory work, Elam is president and director of a public accounting practice and serves as treasurer for a local church, as well as a board member of a private charitable foundation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to deliver tailored, non-discretionary planning and supports various advisory programs and institutional consulting across a large advisor network.

Robert Tarlov is a CFP® with 51 years of industry experience, currently affiliated with Cetera since 2021. His prior experience includes roles at Voya Financial Advisors and his own firms, Harrison, Tarlov & Associates and Paragon Financial Group. He serves as secretary of the Meriden Rotary Club and participates in equine training and breeding through a family-owned business. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.

Austin Churchel is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Equitable Advisors and NNN Capital, as well as experience in education at the University of Central Florida and Eastern Florida State College. Outside of finance, he was involved with Valor Renovations LLC for three years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by Wells Fargo Investment Institute’s research and analytics.

Kenneth Wathen is a financial advisor at Raymond James Financial in Vero Beach, FL, with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James Financial and its affiliate since 2009. From 2017 to 2020, he served as an advisor at Rosemare L Spytek Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, with specialized capabilities in municipal finance and employer advisory services.

Douglas Prezzano is a financial advisor with UBS Financial Services in Vero Beach, FL, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. He has been with UBS Financial Services Inc. since 2015. Outside of his advisory role, he is the proprietor and owner of CGP Sandy Lane LLC, a real estate business. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor solutions for clients.

Marsha Peterson is a financial advisor with Merrill, holding a Series 66 designation and over 37 years of industry experience. She has been with Merrill since 1985. Outside of her advisory role, she is associated with a family-owned property management business, although she has no active responsibilities there. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

John Rice is a financial advisor with Stifel in Vero Beach, FL, holding a Series 63 designation and totaling 30 years of industry experience. His prior work includes positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he is the sole owner of a photography business. Stifel serves a diverse client base, including individuals, institutions, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses that support client decision-making.

Shannon Andresen is a Series 66-licensed advisor with J.P. Morgan Securities in Vero Beach, Florida, and has 10 years of industry experience. She has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting through a structured and quantitative process.

John Orcutt Jr. is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and 41 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2009. Outside of his advisory work, he serves on the Indian River County Florida Environmental Lands Acquisition Panel and the Finance Committee of the Association for the Sciences of Limnology and Oceanography, and he is a franchise advisor for a Domino’s Pizza location. Stifel serves a wide range of clients, including individuals, institutions, and municipal entities, offering brokerage and fee-based advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Daniel Ingraldi is a financial advisor with UBS Financial Services, holding Series 65 and Series 66 licenses and 9 years of industry experience. His career includes multiple tenures at UBS, from 2016 to 2020 and again since 2022, as well as two years at Merrill Lynch. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing model-based asset allocations and proprietary research to tailor financial plans that align with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of investment products and capital markets services.

Kimberly Rivers is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Kurt Deacon is a Vice President and Financial Consultant at Fidelity Investments. He has held various roles at Fidelity since 2002, including Financial Consultant, Senior Relationship Manager, and Retirement Plan Specialist. Prior to joining Fidelity, Kurt worked as a Client Service Specialist at Raymond James & Associates from 1998 to 2002. Kurt leverages his experience in investment, retirement, tax-efficient investing, and legacy planning to assist clients in developing and executing financial plans tailored to their needs. He works one-on-one with clients and teams to provide professional guidance or support self-directed investors. Outside of his professional work, Kurt enjoys cars, concerts, family activities, fitness, outdoor adventures, and traveling.

Hugh Daley is a Financial Consultant at Fidelity Investments, where he has been serving since 2021. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2019 to 2021. His experience also includes positions as a Financial Advisor at USAA Wealth Management from 2008 to 2019 and at ETRADE from Morgan Stanley from 2007 to 2008. He holds an Arkansas Insurance License, which supports his professional practice. Hugh collaborates with clients to develop strategies aimed at protecting and growing their investments while focusing on what is personally and financially important to them and their families. Outside of his professional work, Hugh is interested in fitness and running.

Paul Shields is a financial advisor with Ameriprise in Vero Beach, FL, holding Series 65 and Series 66 licenses and 20 years of industry experience. He has been with Ameriprise since 2009, serving in various capacities within the firm. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Selena Carnohan is a financial advisor with Morgan Stanley Wealth Management in Vero Beach, FL, holding a Series 66 designation and four years of industry experience. Prior to her current role, she worked at Morgan Stanley Smith Barney LLC and has been involved in educational roles at the University of Central Florida. Outside of finance, she has experience working at the Orchid Island Golf and Beach Club in a labor and service capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved planning tools.

Joshua Shaffer is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2020. In this role, he works closely with individuals at various life stages to develop customized financial plans aimed at achieving their financial goals through personalized guidance and trusted relationships. Prior to his current position, Joshua gained experience as a Financial Advisor at Edward Jones from 2018 to 2020, and at RockSolid Planning from 2017 to 2018. His professional background encompasses comprehensive financial planning and client-focused advisory services. Outside of his professional work, Joshua engages in family activities and enjoys fitness, football, parenthood, reading, and traveling.

Stephen Geis is a financial advisor with Osaic Wealth, Inc., holding a Series 66 credential and over 20 years of industry experience. He has worked with Osaic since 2018 and previously spent nine years at Signator Investors Inc. Geis is also involved with Acorn Financial Services, a financial advisory corporation, where he dedicates significant time. Osaic Wealth serves a diverse range of retail and institutional clients through a large network of affiliated advisers and platforms, offering integrated brokerage and advisory services, financial planning, and access to third-party managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various asset classes on a discretionary or non-discretionary basis.

Alyssa Abbate is a Planning Consultant at Fidelity Investments, a role she has held since 2019. Prior to this, she worked as a Financial Consultant at TD Ameritrade from 2018 to 2019 and as a Business Development Specialist at TD Ameritrade in 2018. In her current position, Alyssa focuses on creating financial plans tailored to her clients' individual needs and life stages. She emphasizes understanding what is important to each client to build a financial plan aimed at achieving their envisioned life. Outside of her professional work, Alyssa enjoys activities such as beach outings, fitness, golf, Pilates, tennis, and traveling.

Amanda Darress is a financial advisor with Ameriprise in Vero Beach, FL, holding a Series 66 designation and 17 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory role, she serves as Treasurer on the Board of Directors for the Executive Manor Homeowners Association. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, typically those with at least $1 million in net investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, utilizing a centralized retirement-income consulting team and a combination of research, modeling, and tax-efficiency analysis to generate non-discretionary recommendations.

Rodriquez Gaskin is a financial advisor with Primerica Advisors in Port St. Lucie, FL, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Primerica Advisors since 2000 and Primerica Financial Services since 1999. Outside of his advisory role, he serves as president of Team Redeemed, Inc., an entity formed for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm utilizes third-party asset managers and a tiered wrap-fee structure while maintaining oversight of portfolio models and manager selection.