Charlotte Graham is a financial advisor at Edward Jones in Daphne, Alabama, holding a Series 66 designation with 13 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and is notable for its extensive national advisor and branch network as well as affiliated services beyond traditional advisory offerings.

William Wing is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at UBS Financial Services for seven years before joining Wells Fargo in 2021. Outside of his advisory role, Wing is involved in several business ventures, including ownership stakes in companies focused on medical and sports software development, marketing consulting, and electrical services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Heather Shaeffer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 17 years of industry experience. Her prior roles include positions at PNC Investments, PNC Bank, State Farm VP Management Corp., and Frances Holk-Jones Insurance Agency. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory.

Jaleel Payne is a financial advisor with Primerica Advisors in Mobile, Alabama, holding Series 63 and Series 65 licenses with seven years of industry experience. His background includes roles at University of South Alabama, PFS Investments Inc., and Primerica Financial Services. He is also the owner of SNS Notary LLC, a part-time notary service in Mobile. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by third-party asset managers and provides trade execution and custody services through established financial institutions.

Derek Louch is a CFP®-credentialed financial advisor with 30 years of industry experience, currently with Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He is based in Mobile, Alabama. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options among its offerings.

William Huddle is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides wealth management planning strategies to help clients reach their goals. He focuses on areas including college education planning, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, special needs planning strategies, sports and entertainment, and retirement income. Mr. Huddle earned a Bachelor of Science degree in Finance from Auburn University in 1998. He joined Merrill Lynch Wealth Management in 1999 and has over two decades of experience in the field. His professional credentials include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He volunteers with the Food Bank and is a member of the Mobile Big Game Fishing Club. In his personal life, he enjoys boating, fishing, and spending time with his family. He resides in Mobile with his wife Allison and their three children: Kate, Alice, and William.

William Howard is a CFP® and holds a Series 66 license with STIFEL. He has four years of industry experience and previously served in the U.S. Navy with various submarine assignments from 2016 to 2022. STIFEL serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Thomas Lilly is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies that align with clients' unique life priorities. His approach integrates the investment insights of Merrill Lynch with the banking capabilities of Bank of America to address the various aspects of clients' financial lives, including retirement planning, college education funding, family wealth management, and tax minimization. Thomas holds a Bachelor's degree from Birmingham-Southern College and an MBA from Georgia Southern University. He is also a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). In addition to his professional work, Thomas is involved with community organizations such as the Rotary Club and Big Brothers Big Sisters. His client-focused philosophy emphasizes working one-on-one to help clients pursue their long-term financial goals.

Thomas Mitcham is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and offering 18 years of industry experience. His prior work includes roles at Grove Point Advisors and Grove Point Investments, and he is also the owner of Mitcham Guns, LLC. Additionally, he has experience as an independent insurance agent and is involved in aviation business activities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, and charitable organizations. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, offering both proprietary and third-party investment strategies across multiple custody platforms.

Chadwick Jackson is a financial advisor at Edward Jones with six years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Edward Jones in 2019, he served for 11 years in the United States Coast Guard. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a nationwide network of more than 23,000 financial advisors.

Corey Musgrave is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he served eight years in the Army. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large national network of financial advisors and offers a variety of discretionary and non-discretionary investment strategies under a fiduciary standard.

Steven Setterstrom is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market models to support its financial planning process.

Mary Dupuy is a financial advisor at Wells Fargo Advisors with 45 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo Advisors and its affiliates since 2009. Based in Mobile, AL, her career includes roles at Wells Fargo Clearing from 2016 to 2022. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including niche services like business-owner transition and special-needs planning, and integrates these advisory services with other financial products and referral channels.

Thomas Zarzour is a financial advisor at Wells Fargo Clearing with one year of industry experience. He previously worked at Zarzour Companies for six years and Bellator Real Estate for five years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.

Meggan Taylor is a financial advisor at Raymond James & Associates with four years of industry experience. She holds Series 63, 65, and 66 licenses and has previously worked at Prime Lending, BBVA, Compass Bank, PNC Bank, and Wells Fargo in various capacities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ellen Marler is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has worked with Primerica Advisors since 1986 and has served on the Baldwin County Board of Education since 2001. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, featuring model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm uses third-party asset managers and provides a tiered wrap-fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plans.

Anita Sawrie is a financial advisor with Raymond James & Associates in Mobile, AL, holding a Series 66 designation and four years of industry experience. Her background includes roles at PrimeLending and Regions Bank prior to joining Raymond James. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Michael Graham is a financial advisor with Cetera who holds Series 63, Series 65, and Series 66 designations and has 31 years of industry experience. He has been with Cetera and its related entities since 2013 and has prior experience at PNC Investments. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individual investors, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary investment authorities.

Joseph Ringhoffer is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Stifel since 2015. Outside of his advisory role, he serves as president of Ringhoffer Family LLC, a family-owned landholding entity. Stifel serves a broad range of individual and institutional clients, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm’s services include fee-based financial planning and model-driven asset allocation analyses intended to assist client decision-making.

Richard Preis is a financial advisor with Raymond James & Associates in Fairhope, Alabama, holding Series 63 and Series 66 licenses and over 52 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, Preis is involved in managing and owning several investment-related businesses, including MAXCO, LLC and HOWELL PROPERTY, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting with a variety of portfolio management styles supported by firm research and affiliated sub-advisers.