Jay Healy is a CFP® professional with 22 years of experience in financial advising, currently with Beacon Pointe Advisors, LLC since 2022. Prior to this, he worked for 14 years at Century Wealth Management, LLC. He serves as a board member and chair of the investment committee for the Community Foundation of Greater Memphis. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients, including charitable organizations and retirement plans. The firm employs a manager-driven investment approach with both active and passive strategies, supported by a formal due-diligence process and proprietary investment vehicles.

Timothy Moran is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked with several Ameritas affiliates and owns The Moran Company, serving as its president. Moran is also a partner at UCL Financial Group, LLC, and holds a royalty interest in an oil well in Kansas. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients through a broad network of Investment Adviser Representatives. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, utilizing multiple custodial platforms and third-party tools to support portfolio construction and monitoring.

Travis Maverick is a financial advisor at Voya Financial Advisors, Inc. with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including FTB Advisors, Inc. and Scottrade. He is also involved with Chief's Society LLC. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional investors with services such as financial planning, portfolio management, and retirement plan consulting. The firm operates multiple program structures and typically provides primarily non-discretionary investment recommendations.

Ka Dedrick Richardson is a financial advisor with Equity Services, Inc. in Memphis, TN, holding Series 65 and Series 63 licenses and two years of industry experience. His prior experience includes roles at National Life Group, MML Investors Services, LLC, MassMutual Life Insurance Company, and Northwestern Mutual entities. Outside of his advisory work, he has worked as a delivery driver for DoorDash and Instacart. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently utilizes third-party asset managers and model portfolios, combining predominantly long-term strategies with options for shorter-term trading.

Robert Peters is a financial advisor with Private Advisor Group, LLC based in Memphis, TN, holding a Series 66 designation and 18 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney before joining Private Advisor Group and LPL Financial in 2017. Outside of his advisory role, he owns Petersbuilt Solutions, a basic web design business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, utilizing a range of investment strategies and technology platforms while providing access to proprietary and third-party managed account solutions.

Brian Nanney is a financial advisor with TIAA-CREF in Memphis, TN, holding a Series 66 designation and 13 years of industry experience. He previously worked at Strategic Advisers, Inc. and FIDELITY Brokerage Services LLC before joining TIAA-CREF in 2018. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, serving clients often connected through TIAA-administered employer retirement plans.

Robert Womack is a financial advisor with Guardian Life and Park Avenue Securities, holding the ChFC® and Series 63 designations with 28 years of industry experience. He has held roles at State Farm Investment Management, State Farm VP Management Corp, and State Farm Insurance from 2013 to 2026 before joining Guardian Life and Park Avenue Securities in 2026. Park Avenue Securities, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individual, institutional, and charitable clients using a mix of proprietary and third-party strategies.

James Steiger is a financial advisor with Centaurus Financial, Inc. in Germantown, TN, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Centaurus Financial since 2018 and previously worked at Institutional Securities Corp from 2016 to 2018. Outside of advisory work, he serves as a General Partner of Striker LP, a non-investment related entity based in Memphis, TN. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse range of clients, including individuals, families, businesses, and institutions. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements with a variety of analytical approaches and third-party management options.

James Raper is a financial advisor with NewEdge Advisors and holds the Series 66 designation. He has 21 years of industry experience, including nine years at FTB Advisors, Inc., and currently works with both NewEdge Advisors and LPL Financial. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a range of services including portfolio management, financial planning, retirement and pension consulting, and access to third-party managers and advisory programs, utilizing both in-house and external strategies supported by technology and centralized due diligence.

John Francis is a financial advisor with Hightower Advisors in Memphis, TN, holding a Series 65 designation and bringing nine years of industry experience. He previously worked at Green Square Capital LLC from 2016 to 2019 before joining Hightower Advisors in 2019. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension plans, charitable organizations, corporations, trusts, and pooled investment vehicles. The firm’s advisory model focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a variety of investment strategies.

Robert Dingler is a financial advisor at Creative Planning with 20 years of industry experience. He holds a Series 65 designation and previously worked at FSG Investment Management, LLC for 18 years before joining Creative Planning in 2023. Outside of his advisory role, he is an owner/member of R.G. Dingler and Associates, LLC, a marketing consulting, accounting, and bookkeeping firm. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning-led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a large advisory team and a range of affiliated non-investment businesses.

Nathan Harro is a CFP® professional with 16 years of industry experience, currently affiliated with United Planners' Financial Services of America a Limited Partner since 2017. His prior roles include positions at Northwestern Mutual and Mass Mutual, as well as ownership of an independent insurance agency. He is also a partner in Flightplan Financial LLC, a marketing entity related to his advisory work. United Planners Financial Services is a national wealth-management enterprise serving individual, retirement, corporate, trust, and institutional clients through a network of independent advisors. The firm offers both advisory and brokerage services and manages approximately $12.77 billion in assets, primarily on a non-discretionary basis.

George Howard III is a financial advisor with Centaurus Financial, Inc. in Germantown, TN, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has worked at Centaurus Financial since 2018 and previously at BFC Planning, Inc. and Berthel Fisher & Company Financial Services, Inc. He is also part owner of a bulk ice vending business in Germantown. Centaurus Financial provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, and specialized consulting services, employing both discretionary and non-discretionary arrangements with a variety of investment analysis techniques.

Zubin Shah is a CFP® professional with one year of experience at Mercer Global Advisors Inc. He previously worked at Vishria Bird Financial Group LLC for five years and has additional experience at Blacksoil Capital Private Limited and Khimji Kunverji & Co. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services along with financial, tax, retirement, estate planning, and family office services. The firm’s investment approach uses Modern Portfolio Theory with globally diversified, risk-appropriate portfolios, employing a mix of ETFs, index funds, separate account managers, and private funds, supported by client education and integrated affiliated service lines.

George Moore Jr. is a ChFC® credentialed financial advisor with 34 years of industry experience, currently affiliated with Primerica Advisors. He has worked at Park Avenue Securities since 2000 and with Guardian Life Insurance Company since 1999. Moore also operates Ashford Advisors Mid South, a Guardian general agency based in Memphis, Tennessee. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services along with financial and business consulting. The firm employs a variety of investment strategies through proprietary and third-party platforms and supports both discretionary and non-discretionary account management.

Barry Brothers is a CFP® professional with 43 years of industry experience, currently serving at VALIC Financial Advisors since 1998. He also holds Series 63 and Series 65 licenses and is an agent for non-securities insurance products with Agia. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Lauren Estes is a CFP® with 15 years of experience in the financial industry, currently serving as an advisor at Independent Financial Group, LLC since 2013. Her prior experience includes roles at Ameriprise and Kestra Investment Services. Outside of her advisory work, she serves on the board of Spay Memphis and owns Estes Designs, a business producing and selling art pieces. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm offers financial planning and portfolio management through various platforms and employs a model construction process that integrates strategic asset allocation with active and passive management.

James Duke is a financial advisor with Hightower Advisors in Memphis, TN, holding a Series 65 credential and offering nine years of industry experience. Prior to joining Hightower in 2019, he worked at Green Square Capital LLC for three years. Hightower Advisors provides investment advisory and planning services to a diverse group of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a variety of investment vehicles and strategies.

Mark Ruleman is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His prior roles include positions at Cetera Advisor Networks, United Capital Financial Advisors, Girard Securities, and Raymond James & Associates. He serves on the boards of the Germantown Chamber of Commerce and Theatre Memphis and has been involved with the BNI Networking Group for over two decades. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and organizations. The firm offers a range of financial planning and portfolio management solutions, utilizing both firm- and third-party models that combine active and passive investment approaches tailored to client risk profiles.

Lyndsey Pare is a Certified Financial Planner™ (CFP®) and holds a Series 66 license with 12 years of industry experience. She has worked at Mariner Wealth Advisors since 2024 and previously spent six years at both APW Capital, Inc. and Vishria Bird Financial Group, LLC, as well as five years at Ameriprise. Outside of her advisory role, she serves as Vice President of the Farmington Meadows Homeowners Association and as Treasurer for the Houton Middle School Theater Board. Mariner serves a broad range of clients, including individuals, high-net-worth households, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers investment management, financial planning, retirement plan consulting, tax services, and family office capabilities, implementing customized portfolios through a combination of in-house research and third-party managers.