Douglas Thorpe is a financial advisor at Stifel with 32 years of industry experience. He has been with Stifel since 2009 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved in community service as a member of the Boardman Rotary Club finance committee and serves on the board of the Salvation Army, where he currently holds the position of president. Stifel serves a broad range of clients, including individuals, institutional investors, and nonprofit organizations, providing brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm offers fee-based financial planning and engages in municipal-market activities alongside affiliated trust companies and banks.

Spencer Smith is a financial advisor at Cetera with a Series 66 credential and one year of industry experience. Prior to joining Cetera, he worked at Duncan Financial Group and has diverse experience including roles in education and retail. He is also a basketball coach for the Boardman Local School District. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures and third-party managers.

Carl Garrison is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and 25 years of industry experience. He has worked at J.P. Morgan Chase Bank since 2015 and J.P. Morgan Securities since 2023, with prior experience at Chase Investment Services Corp. from 2007 to 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking market assumptions, and it maintains broader regulatory registrations reflecting its derivatives and commodities capabilities.

Diane Ross is a financial advisor with Ameriprise in Canfield, Ohio, holding a Series 66 designation and 19 years of industry experience. She previously worked at Stifel and UBS Financial Services before joining Ameriprise. Outside of her advisory role, she manages a personal maintenance and business expenses company, Dangico LLC. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research and modeling to deliver tailored, tax-efficient withdrawal strategies and income recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Hannah Ritchie is a financial advisor at Ameriprise with a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, she worked in education roles at Warren City Schools and Canton City Schools, and attended Youngstown State University. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

John Chahine is a financial advisor with Morgan Stanley, holding a Series 66 designation and possessing 26 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2019, and previously was affiliated with Bank of America and Merrill. Outside of his advisory role, he serves on the advisory board of St. Maron Catholic Church in Youngstown, Ohio. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Hayden Dattilio is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and previously worked at Youngstown State. Outside of finance, he is involved in the restaurant industry as a server and bartender at Belleria Pizza and Restaurant. Equitable Advisors serves a broad range of clients including individuals, pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of advisers, utilizing both proprietary and third-party investment solutions.

Megan Schmucker is a financial advisor with Morgan Stanley in Canfield, Ohio, holding a Series 66 designation and three years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Progressive Casualty Insurance Company, First National Bank, Schroedel Scullin & Bestic LLC, and Youngstown State University. Morgan Stanley Wealth Management offers a broad range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research, managing approximately $2.74 trillion in client assets.

Diane Evans is a financial advisor with Edward Jones in Minerva, Ohio, holding a Series 63 designation and 22 years of industry experience, all with Edward Jones since 2004. Outside of her advisory role, she is a part owner of a real estate rental property managed by her husband. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a broad range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Kurt Hurdley is a financial advisor with Morgan Stanley in Canfield, Ohio, holding a Series 66 designation and six years of industry experience. His career includes roles at Morgan Stanley Private Bank and MassMutual, among others. Morgan Stanley Wealth Management serves both individual and institutional clients, offering various advisory programs and tailored financial planning services supported by structured tools and modeling techniques.

Sandra Baylor is a financial advisor with Cetera, holding a Series 63 designation and 23 years of industry experience. She has worked at Cetera since 2006 and is also president of Baylor Services, Inc., a tax and accounting firm founded in 2014. Outside the financial sector, she owns Sandolay, Inc., a business specializing in small crafts and handmade novelty items, and is a member of the Youngstown Warren Regional Chamber. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large network of independent advisors. The firm serves individual and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Elizabeth Van Dyke is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and seven years of industry experience. She has worked with Ameriprise since 2018 and previously held roles at The Ohio State University and Intellectual Wealth Group. Van Dyke is a member of the Hudson Garden Club Planning Committee, where she assists with organizing fundraising events to support community beautification and scholarships. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Ameriprise Premier Retirement Income service, which provides personalized retirement-income planning through a centralized team using proprietary research and tools.

Howard Hargate III is a Senior Financial Advisor and Senior Portfolio Manager at Merrill Lynch Wealth Management. He began his career in financial services in 2013 and has developed a practice centered on disciplined, goal-oriented wealth management. Howard specializes in building diversified portfolios aligned with client objectives, balancing growth, income, and capital preservation with an emphasis on risk management and flexibility. He holds a Bachelor's degree with a double major in Finance and Accounting from Youngstown State University, where he served as President of the Student Investment Club. Howard also earned an MBA in Finance from Nova Southeastern University. His professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC), reflecting his expertise in fiduciary oversight and retirement planning. Howard is qualified to manage client assets on a discretionary basis through personalized investment strategies incorporating equities, fixed income, Merrill model portfolios, and third-party strategies. Outside of his professional work, he resides in Canfield, Ohio with his family and enjoys activities such as working out, golf, and hunting.

John Messina is a CFP®-credentialed financial advisor at Edward Jones with 28 years of industry experience, including 26 years at Edward Jones. He is based in Alliance, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Valerie D'apolito is a financial advisor with Edward Jones, holding a Series 63 license and bringing 24 years of industry experience. She has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies and affiliated investment products.

Howard Vari is a financial advisor at LPL Financial with 45 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network LLC and Wells Fargo Clearing, spanning a combined 16 years. He holds Series 63 and Series 65 licenses and is also a Notary Public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and participant-level retirement advice.

Joshua Post is a financial advisor at Edward Jones with nine years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. Prior to joining Edward Jones in 2019, he worked at multiple firms including W&S Brokerage Services, Western Southern Life, Huntington, MassMutual, MML Investors Services, and JP Morgan Chase Bank. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Kathleen Brown is a financial advisor at Stifel with 12 years of industry experience. She holds a Series 66 designation and has been with Stifel Nicolaus & Co., Inc. since 2016. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling for asset allocation and financial planning.

Christopher Depaola is a financial advisor with Mass Mutual Investors Services in Boardman, OH, holding CFP® and Series 63 designations, and has 15 years of industry experience. He has worked at MassMutual Life Insurance Company and Mass Mutual Investors Services since 2010. Outside of his advisory role, he is a sales agent with the American Veterinary Medical Association for life, property/casualty, and health insurance. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering collaborative planning engagements using firm-approved analytical tools and a range of investment programs.

Christina Matthews is a financial advisor at Ameriprise Financial Services, holding a Series 66 designation with six years of industry experience. Her prior roles include positions at Ameriprise Financial Services, Inc., and involvement with Dr. Mahar MD Inc. She has also worked in academic settings at The Ohio State University and Youngstown State University. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.