Austin Bernth is a financial advisor at LPL Enterprise with Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, JPMorgan Chase Bank NA, and Northwestern Mutual. He served four years in the United States Marine Corps before transitioning to the financial sector. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model wealth portfolios, combining advisory and brokerage services on an integrated platform.

Nathan Saner is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds a Series 66 designation. His prior work includes roles at PNC Investments LLC, PNC Bank, Montgomery Insurance & Investments, and Wright State University. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through independent financial professionals, employing various portfolio management and model-based solutions tailored to client objectives.

Kent Montgomery is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and six years of industry experience. He previously worked at The Ohlmann Group for three years before joining Cambridge in 2019. Outside of his advisory role, Montgomery is active as a guitarist and vocalist in multiple music groups based in the Dayton, Ohio area. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charities, and trusts. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, offering a range of portfolio management options that include proprietary models and third-party strategies.

Phillip Kozen is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with J.P. Morgan Securities since 2012 and concurrently affiliated with JPMORGAN Chase Bank, N.A. since 2000. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision-making authority.

David Austria is a financial advisor with Ameriprise in Beavercreek, Ohio, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise in 2021, he worked at Deloitte & Touche, LLP and has experience in diverse roles including at Kings Island and Miami University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on written recommendation reports and annual retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.

William Leonard is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he is involved in managing a family home restoration business through Leonard Homes. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Matthew Parks is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Fifth Third Securities, JPMorgan Chase Bank, and PNC Investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, 529 account management, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Charlie Pool is a financial advisor with LPL Financial in Centerville, Ohio, holding a Series 63 designation and 28 years of industry experience. He previously worked at ValMark Advisers, Inc. and Valmark Securities, Inc. for over a decade before joining LPL Financial in 2018. Outside of his advisory role, he is a partner and owner of a commercial real estate business that owns the building housing his wealth management office. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs, retirement consulting, and brokerage services, utilizing model portfolios, research from multiple sources, and a broad array of investment strategies and technology tools.

Bo Lieghley is a Planning Consultant at Fidelity Investments, a role he has held since 2026. He joined Fidelity Investments in 2021 and has held positions as a Financial Representative and a Relationship Manager, demonstrating a progressive career within the company. His work centers on understanding client needs deeply by listening to their stories, responsibilities, and aspirations to provide personalized and purposeful financial guidance. Bo has developed expertise in client relationship management and financial planning through his roles at Fidelity. His approach emphasizes aligning financial advice with clients' values and life experiences to support their future goals. Outside of his professional duties, Bo has interests in football, golf, music as an instrumentalist, outdoor adventures, and reading.

Timothy Schmale is a CFP® and Series 66 holder with eight years of experience in the financial services industry. He has been with Edward Jones since 2017 and previously worked for GM Financial from 2010 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Harry Williamson is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds a Series 63 designation and has been with various branches of Raymond James since 2010. Williamson is also the owner of Williams Wealth Advisors, LLC, a non-investment-related support company based in Dayton, OH. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional investors, using tailored, non-discretionary approaches supported by analytical tools and risk profiling.

David Holtz is a financial advisor at OSAIC with 29 years of industry experience. He has held positions at FSC Securities Corporation, First Advisors, Inc., and Ffp Securities, Inc. He also operates a sole proprietorship focused on brokerage of fixed life and annuities and manages tax preparation services. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisors and multiple advisory platforms, offering integrated brokerage, investment advisory, and wealth management services.

John Abbott is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 63 designation and 28 years of industry experience. He has been with Primerica Advisors since 1997 and with Primerica Financial Services since 1996. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm uses an independent due-diligence process for asset manager selection and employs a tiered wrap fee structure rather than fixed fees.

Roger Rucker is a financial advisor with Primerica Advisors in Dayton, OH, holding a Series 63 designation and 32 years of industry experience. His work history includes roles at Universal Technology Corporation and long-term affiliations with PFS Investments Inc. and Primerica Financial Services. Outside of his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on personalized portfolio management rather than institutional pension or profit-sharing plans.

Sarah Clemans is a financial advisor with Edward Jones in Springfield, Ohio, holding a Series 66 designation and 18 years of industry experience. She has been with Edward Jones since 2011. Clemans serves as a committee member for WASSO Springfield. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Daniel Winkler is a Series 66-licensed financial advisor with Morgan Stanley in Beavercreek, Ohio, with six years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Outside of his advisory role, he participates in the University of Dayton’s Flyer Investment Committee and Flyer Angels, where he is involved in equity decisions for the university’s investment fund and performs due diligence on startup companies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by proprietary tools and a structured planning process.

Jared Jones is an Investment Consultant at Fidelity Investments, a position he has held since 2026. He has been a part of Fidelity since 2021, progressing through roles including Planning Consultant, High Net Worth Associate, and Customer Relationship Advocate. Jared focuses on providing sound and reliable financial planning, helping clients reach their personal retirement and investment goals through a thorough and client-centered process. His experience encompasses various aspects of financial consulting, with a commitment to business beliefs and values that guide his work. Jared holds an Arkansas insurance license, supporting his role in advising clients. Outside of his professional career, Jared has interests in baseball, comedy, concerts, football, and food culture.

Jerry Rude is a financial advisor at LPL Enterprise with one year of industry experience. Prior to joining LPL Enterprise, he worked at Ulteig Engineers, Inc and Woolpert. Outside of his advisory role, he is the owner and author of The Whitetail Detail. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and other institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs through both advisory and brokerage channels.

Keith Burnett is a financial advisor with Primerica Advisors in Centerville, OH, holding 17 years of industry experience. He has worked with Primerica Financial Services since 2005 and PFS Investments Inc. since 2012. Outside of advising, he is co-owner of A-1 Complete Services, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited selection of separately managed accounts to individual and high-net-worth clients. The firm uses a tiered wrap fee structure and curates third-party asset managers, with portfolio implementation delegated to BNY Mellon Advisors.

Richard Wallace is a financial advisor with J.P. Morgan Securities in Dayton, Ohio, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. He worked at Fidelity Investments for ten years before joining JPMORGAN Chase Bank, N.A. and J.P. Morgan Securities in 2025. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.