Nicholas Powers is a financial advisor with Ameriprise in Galien, MI, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, emphasizing the use of Ameriprise-managed accounts and employing algorithmic automation overseen by a Retirement Income Oversight Committee.

Griffin Borst is a CFP® credentialed financial advisor with six years of industry experience, currently serving clients at Edward Jones in Elkhart, IN since 2019. His prior work includes roles at Region 8 Marion School District, Farmers Insurance, and Taylor University. Outside of advising, he is involved in managing an Airbnb rental property. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, notable for its extensive national advisor network and comprehensive advisory programs that include discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products.

Gregory Matthews is a financial advisor at Stifel with 21 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Stifel since 2017, following eight years at City Securities Corporation. Matthews serves as a board member of Newton Park, a sports park in Lakeville, Indiana. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

David Grossnickle is a financial advisor with Ameriprise in South Bend, IN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior experience includes roles at LPL Financial and Old National Bank, where he worked for over a decade each. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized, algorithm-supported process to deliver tailored retirement income recommendations.

Thomas Polaski is a CFP®-designated financial advisor with Ameriprise in Mishawaka, IN, bringing 41 years of industry experience. He has been with Ameriprise and its predecessor firms since 1984. Outside of his advisory role, he is involved with Summit Resources, LLC, where he manages administrative and financial tasks. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research-driven recommendations and tax-efficient strategies. The firm offers a broad array of advisory, brokerage, and insurance solutions through its institutional platform.

Bernard Packard II is a CFP® professional with 26 years of industry experience, currently serving at Raymond James & Associates since 2009. He is based in South Bend, IN, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he contributes as a finance and investment committee member for LaSalle Council BSA and is the head coach for boys and girls cross country as well as an assistant track coach at South Bend Riley High School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by various portfolio management styles and affiliated research.

Jonathan Hampton is a financial advisor with Edward Jones in South Bend, IN, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014 and also serves in public roles with the City of South Bend and the Indiana High School Athletic Association, where he officiates basketball games. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and is notable for its large network of advisors and integrated financial services.

Greg Emmack is a financial advisor with Cetera, holding a Series 66 designation and bringing 22 years of industry experience. He has worked at Cetera and its affiliated entities since 2017 and previously was with KeyBank and Key Investment Services. Outside of his advisory role, he serves as a committee member on the Memorial Endowment Committee at Trinity Lutheran Church. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and retirement services, supported by over 10,000 advisors and $256 billion in assets under management.

Robb Dejonge is a financial advisor with LPL Financial in South Bend, Indiana, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Cetera Advisor Networks and Notre Dame Federal Credit Union, where he also provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jason Coffman is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Royal Alliance Associates, Inc. and Jhfn Sii. Outside of his advisory role, he operates a sole proprietorship focused on the sales and marketing of securities, investment advisory, and insurance products. OSAIC serves a diverse client base including individual investors, pension plans, and corporations, offering integrated brokerage and advisory services along with financial planning and managed account solutions. The firm utilizes various asset-allocation tools and third-party platforms to construct and manage portfolios tailored to clients' risk tolerances and investment preferences.

Jill Mchenry is a financial advisor at Morgan Stanley with 27 years of industry experience. She has held positions at Morgan Stanley since 2018, previously working at Wells Fargo Clearing and Wells Fargo Advisors LLC. She holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to assist clients in financial decision-making.

Shirley Myers is a financial advisor at Ameriprise with 37 years of industry experience. She holds a Series 63 designation and has been with Ameriprise since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement planning through a centralized consulting team.

Matthew Urbanski is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked at Minnesota Life Insurance Company and Securian Financial Services, and currently operates Shoemaker Financial alongside his role at Cetera. Urbanski is involved in several business ventures, including ownership of a mortgage company and a tax accounting firm, and serves on volunteer boards at St. Joseph Catholic Church in South Bend, IN. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with model portfolios, third-party managers, and bespoke strategies across various program structures and custodians, managing assets totaling more than $256 billion.

Matthew Kahn is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He has been with Merrill since 1993, focusing on strategies that assist high net-worth families and business owners in pursuing their financial goals while addressing the complexities of wealth management. He holds several professional designations, including Certified Private Wealth Advisor® (CPWA), earned in 2017, and Certified Plan Fiduciary Advisor® (CPFA), awarded in January 2019. Matthew's expertise spans family wealth management strategies, services for endowments, foundations, and non-profits, retirement income planning, and portfolio management, among other areas. He has been recognized on the Forbes "Best-in-State Wealth Advisors" list for eight consecutive years through 2026 and as a member of the Kahn, Ruthrauff & Associates team included on Forbes' "Best-in-State Wealth Management Teams" list from 2023 through 2026. He holds a Bachelor's degree from Indiana University. Matthew is actively involved in his community, serving on several boards and committees such as the Civic Center Board of Managers, Downtown South Bend Inc, and the South Bend Civic Theatre. His community involvement also includes participation with Stanley Clark School, South Bend Venue Parks and Arts, and Wellfield Botanical Gardens. Outside of work, Matthew enjoys golfing, reading, skiing, surfing, tennis, and spending time with his family.

Scott Smith is a financial advisor with Ameriprise Financial Services, holding a Series 63 credential and over 34 years of industry experience. He has worked at Ameriprise Financial Service, LLC since 1991 and was with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory practice, Smith serves on two nonprofit boards in Indiana. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Andrew Hyduk is a CFP® and holds a Series 66 license, with eight years of experience in the financial industry. He has worked at Edward Jones since 2018 and previously was involved with Legends Sales & Marketing, LLC, as well as operating as an independent contractor for 15 years. Outside of his advisory role, he serves as a referee and umpire for Indiana High School basketball, baseball, and football games. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with more than $1 trillion in assets under management. The firm offers a range of investment advisory programs and maintains a large nationwide network of advisors and branch offices.

Daniel Mceachern is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 19 years of industry experience. His prior work includes 12 years at JP Morgan Securities and a brief tenure at Ignite Advisory Partners. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Stephanie Heinze is a Financial Advisor at Merrill Lynch Wealth Management in South Bend, Indiana. She is a CERTIFIED FINANCIAL PLANNER® professional and Chartered Retirement Planning Counselor™ with over nine years of experience. Stephanie works with individuals, families, and business owners to develop personalized, goal-based wealth management strategies that focus on growing, protecting, and transferring wealth across generations. In her role, Stephanie specializes in designing and implementing customized retirement plans for business owners, aligning their business growth with employee financial well-being. She holds licenses in both investments and insurance, enabling a comprehensive approach that includes retirement planning, education funding, risk management, and legacy strategies. Prior to joining financial services, Stephanie served five years in the U.S. Army, including a tour in Iraq. Stephanie earned her bachelor's degree from Central Michigan University and her MBA from Auburn University. She lives in St. Joseph, Michigan with her two children and participates in community service through her active membership in the Women's Service League.

Nathan Fisher is a financial advisor at Osaic with 23 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Osaic since 2018, prior to which he was with Signator from 2002 to 2018. Outside of his advisory role, Fisher volunteers for a local political campaign. Osaic Wealth, Inc. serves a diverse clientele including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizes advanced asset-allocation tools, and provides access to multiple third-party money managers and managed account platforms.

Clayton Pyfer is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial, Notre Dame Federal Credit Union, and Wells Fargo affiliates. Outside of his advisory role, he is a partner at Pyfer Properties LLC. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, focusing on tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.