Derrel Kent is a financial advisor with Key Investment Services LLC in Ann Arbor, MI, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at JPMorgan Chase Bank and J.P. Morgan Securities. Outside of finance, he works as a licensed driver education instructor, providing classroom and behind-the-wheel training to teenage students. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plans. The firm utilizes a multi-provider platform with discretionary implementation and emphasizes wrap-fee programs alongside custodial and insurance services.

Len Clapp is a financial advisor with Equity Services, Inc. in Northville, MI, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Equity Services since 2003. In addition to his advisory role, he is an insurance agent licensed to sell life, disability, health, long-term care, and Medicare supplemental insurance. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Zachary Cepo is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Cole, Newton, and Duran, Encore Service Group, and involvement with University of Toledo Athletics. Hantz Financial Services, Inc. serves a diverse client base including individual, pension, charitable, corporate, and business owner clients. The firm employs primarily ETF-based model portfolios supported by third-party managers and technology platforms, combining advisory, brokerage, mortgage, and insurance activities.

Jody Stolicker is a CFP® professional with 17 years of industry experience, currently serving as an advisor at SPC since 2020. Prior to this, Stolicker worked at Sigma Financial Corporation and Retirement Income Solutions, Inc. She is also involved in the sale of non-variable insurance products, including fixed annuities, through approved FMOs of Sigma Financial Corp. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice through multiple account programs.

Jacob Harry is a Series 66-credentialed advisor with two years of industry experience, currently with Hantz Financial Services, Inc. in Ann Arbor, MI. His prior work includes roles at Hantz Agency and City Steel. Hantz Financial Services, Inc. serves a diverse clientele including individuals, pension plans, charitable and corporate clients, and business owners. The firm uses ETF-based model portfolios combined with third-party money managers and unified managed accounts, delivering investment advice through a structured asset-allocation framework and utilizing technology platforms for trade execution and tax-loss harvesting.

Larry Davis Jr. is a CFP® with 22 years of industry experience, currently serving at SPC since 2010. He is also associated with SIGMA FINANCIAL CORPORATION and operates Davis Capital Management, LLC, an insurance agency licensed to sell fixed insurance products in Michigan. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored plans, charitable organizations, and corporations. The firm supports a large network of advisors and delivers tailored, discretionary investment advice through various account programs, including the SIGMA Managed Account.

Mary Shaw is a Series 66-licensed financial advisor at Hantz Financial Services, Inc. in Ann Arbor, Michigan, with 10 years of industry experience. She has been with Hantz Financial Services since 2016. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate entities, and business owners. The firm offers financial planning and portfolio management primarily through ETF-based model portfolios complemented by third-party money managers, employing an asset-allocation framework with automated features such as tax-loss harvesting.

Michelle Grund is a financial advisor at SPC with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Parkland Securities, Sigma Financial Corporation, Sagepoint Financial, Inc., and Roberts Financial Services, Inc. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, with a notable corporate structure that integrates affiliated broker-dealers and insurance agencies alongside formal succession and compliance protocols.

Alan Palgut is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, with seven years of industry experience. He holds the Series 66 designation and has been with Hantz Financial Services since 2017, following prior experience at Kroger. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios across multiple risk levels and complements these with third-party managers and Direct Indexing, while also offering brokerage, mortgage, and insurance services through affiliated entities.

Brian Smith is a financial advisor with SPC in Jackson, MI, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked at SPC and Sigma Financial Corporation since 2006. Outside of his advisory role, he operates Summit Wealth Advisors of Michigan, a business engaged during market hours. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a large network of advisers and utilizes both discretionary and nondiscretionary management strategies.

Patrick Crilley is a financial advisor at SPC with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. In addition to his advisory role, he is an independently licensed insurance agent appointed with various insurance companies. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management through a network of over 460 advisers.

Johnathan Larrison is a financial advisor at SPC with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Parkland Securities, Sigma Financial Corporation, Cambridge Investment Research Advisors, and Blamer Financial Services. Outside of his advisory role, he provides tax preparation, tax advice, and basic accounting services for small businesses. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management tailored to client needs.

James Polisuk is a Series 66-credentialed financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, with 10 years of industry experience. He has been with Hantz Financial Services since 2015. Hantz Financial Services serves a diverse client base including individual and high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management through ETF-based model portfolios and third-party managers, combining advisory, brokerage, mortgage, and insurance services in a single enterprise structure.

David Barsan is a Series 66 licensed advisor with SPC, based in Ann Arbor, MI, and has 20 years of industry experience. His prior roles include positions at Michael J. Penn CPA and Sigma Financial Corporation. Outside of advising, he is involved as a member in several local business ventures, including co-ownership in two Ann Arbor restaurants and a Toledo-based massage business, and he serves as a tax partner at McComb and Company. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services, offering both discretionary and nondiscretionary investment strategies.

Mary Bakhaus is a financial advisor at Focus Partners Wealth, LLC with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has held prior roles at Kovitz Investment Group Partners, Telemus Capital LLC, Telemus Investment Management, Beacon Asset Management, and Beacon Investment Company. Outside of advising, she is a 50% owner of Bakhaus Properties, LLC, a rental property business in South Lyon, Michigan. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans by providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term, tax- and fee-sensitive investment approach using a combination of active and passive strategies, third-party managers, private funds, and tactical overlays, customizing portfolios to clients’ risk tolerance and financial circumstances.

Anthony Sitto is a financial advisor at Hantz Financial Services, Inc. He holds a Series 66 designation and has been in the industry since 2025. His prior work experience includes roles at Chase Bank, Northwestern Mutual, and Central Mortgage Funding. Outside of finance, he has been involved in various positions spanning education and hospitality sectors. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm utilizes ETF-based model portfolios across multiple risk levels, combined with third-party managers and technology-driven solutions such as Direct Indexing and automated tax-loss harvesting.

Patricia Khoe is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding the CFP® and ChFC® designations with 16 years of industry experience. She has been with Hantz Financial Services since 2013. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios, supplemented by third-party managers and Direct Indexing, and combines advisory, broker-dealer, mortgage, and insurance services within a unique enterprise structure.

Rachel Doutsas is a Series 66-registered advisor with Hantz Financial Services, Inc. in Ann Arbor, Michigan, where she has worked since 2012. She has 14 years of industry experience. Outside of her financial advisory role, she owns and operates Modern Murals, LLC, a business creating and selling custom artwork. Hantz Financial Services serves a varied client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm provides financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and direct indexing, and integrates advisory, brokerage, mortgage, and insurance services within its enterprise structure.

Anthony Mattar is a ChFC® and Series 66 licensed advisor with 56 years of industry experience. He is affiliated with SPC and has worked at Sigma Financial since 2011, while also maintaining Mattar Financial Corporation since 1988. Outside of his advisory roles, he serves as board chairman and manager of the Sugar Loaf Homeowners Association and owns Corporate Benefit Solutions, LLC, which offers insurance and investment products. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services through a large network of advisors and assets under management exceeding $5.6 billion.

Jaeyoung Kang is a financial advisor with Mercer Global Advisors Inc. in Canton, MI. He holds a Series 65 designation and has experience at firms including Goldman Sachs, JP Morgan Chase & Co, and Prince Perelson & Associates. Kang's career also includes roles in academia at the University of Wisconsin and Michigan State University. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering a range of advisory services including investment management, financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and specialized strategies.