Kayla Edwards is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, she worked for the State of Michigan from 2011 to 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kathleen Rondy is a Series 66-licensed financial advisor with Edward Jones in Essexville, MI, and has two years of industry experience. Prior to joining Edward Jones in 2025, she worked at Hantz Financial Services and held various roles at Michigan Tech University, Delta College, and Hemlock High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of approximately 23,701 financial advisors and 15,121 branch offices.

Timothy Baldwin is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. He has been with Raymond James & Associates since 1999. Outside of his advisory role, Baldwin coaches for 10K To Flight, where he provides feedback and runs sound. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, pension and profit-sharing plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, drawing on a range of portfolio management styles and affiliated research.

Nicholas Cooper is a Wealth Management Advisor with the Mathewson Elliott Group at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2013 and provides comprehensive, goals-based financial advice to individuals, business owners, and institutions across the United States. Nicholas utilizes his experience to help clients define short-term and long-term financial objectives and delivers personalized advice throughout various market cycles. His areas of focus include college education planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He earned a bachelor's degree in Personal Financial Planning and Finance from Central Michigan University. Nicholas holds the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc., the Chartered Alternative Investment Analyst® (CAIA®) designation, and is a Personal Investment Advisor (PIA). Outside of work, his personal interests include biking, boating, hiking, running, and skiing.

Jacob Smith is a CFP®-certified financial advisor at Stifel with nine years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2018 and previously spent four years at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Zachary Turner is a CFP® professional with 13 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. since 2015. His prior experience includes roles at AHP Financial Services and Raymond James Financial Services, Inc., both ongoing since 2012. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored planning and consulting using risk profiling and modeling tools and offers advisory programs alongside municipal and public-finance support, as well as specialized employer advisory services.

Brian White is a financial advisor at Robert Baird & Co. with 16 years of industry experience. He holds a Series 66 designation and has worked at Baird since 2019, following roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he owns farmland in Clare, Michigan. Brian is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a mix of in-house and third-party managers to implement traditional and non-traditional investment strategies.

Jeffrey Parrish is a financial advisor with Edward Jones in Freeland, MI, holding Series 63 and Series 66 licenses with 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Benjamin Rapanos is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2019, with prior experience at Bank of America, Merrill, and in real estate. Outside of his advisory role, he owns a real estate business, Benjamin Rapanos Rentals, LLC. Ameriprise is an institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations through a centralized consulting team.

Allysa Dankert is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill Lynch since 2017. Outside of her advisory role, she assists with bookkeeping and marketing for a family business that wholesales and rents used golf carts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Luke Bogert is a financial advisor with Morgan Stanley in Saginaw, Michigan, holding a Series 66 designation and four years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Northwestern Mutual. Outside of finance, he is involved in woodworking as a proprietor in an art and culture capacity. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and serves clients through various financial planning and investment services.

Matthew List is a financial advisor with Equitable Advisors in Saginaw, MI, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor AXA Advisors, LLC. Outside of his advisory role, he owns LIST FINANCIAL LLC, a business through which he has occasionally employed an assistant. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, utilizing both advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Ashley Pockrandt is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She has worked at LPL Financial since 2020 and previously held roles at The Huntington Investment Company and The Huntington National Bank from 1994 to 2020. Outside of her advisory work, Pockrandt serves as vice president on the board of Women in Leadership - Great Lakes Bay Region and volunteers as a tax preparer for low to moderate income individuals through the VITA program. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, research, and advanced technologies.

Mitchell Arner is a financial advisor at Cambridge Investment Research Advisors with eight years of industry experience. He holds a Series 66 designation and has worked with Cambridge since 2019, following roles at Voya Financial Advisors and The Wirt-Rivette Group. Arner also operates as an independent insurance agent in Saginaw, Michigan. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing multiple custody platforms and both proprietary and third-party investment strategies.

Robert Kinnun is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His prior work includes 17 years at Madison Avenue Securities, Inc., and he has managed Kinnun & Company since 2002. Outside of his financial advisory work, he is a co-gallerist and curator for Center City Gallery in Midland, MI. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services with discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party providers.

Chase Kelly is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. He has worked at Morgan Stanley and its private bank since 2017 and previously held positions with JPMorgan Chase and JPMorgan Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to support client financial goals.

David Bry is a financial advisor with Stifel, holding a Series 66 designation and bringing 26 years of industry experience. His career includes roles at Wells Fargo Advisors and Wells Fargo Clearing before joining Stifel in 2019. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services built on proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Brandon Schneider is a financial advisor at Osaic with two years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Macmillan Associates, KUKA Assembly and Test, Nexteer Automotive, and Saginaw Valley State University. OSAIC serves a broad range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing advanced asset-allocation tools and multiple investment platforms to construct and manage diversified portfolios.

Dana Gibbs is a financial advisor at Ameriprise with Series 63 and Series 66 licenses and 33 years of industry experience. He previously worked for Benjamin F. Edwards & Co. for 11 years before joining Ameriprise Financial Services LLC in 2024. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, utilizing a centralized team that produces written recommendation reports and ongoing advice based on investment research and algorithmic tools.

Paul Gaiser is a financial advisor with Thrivent Investment Management in Bay City, MI, holding a Series 66 license and bringing nine years of industry experience. Prior to joining Thrivent in 2017, he worked at Berthiaume & Co. from 2013 to 2017. He serves on the boards of several local nonprofit organizations, including United Way of Bay County, Foster Family Navigation & Resource Center, and Outdoor Driven, where he contributes to community fundraising, financial oversight, and support initiatives for veterans and families. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering written financial recommendations across various planning areas without discretionary portfolio management. The firm emphasizes goal-based planning and offers clients the ability to combine planning with managed account programs through a consolidated billing option called WealthPlan.