Karen Simpson is a Series 66-licensed financial advisor with Morgan Stanley in Toledo, OH, and has 27 years of industry experience. She previously worked at Ameritas Investment Corp and Wilcox Financial, each for seven years, before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Jarrod Hirschfeld is a financial advisor at Raymond James Financial with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Ameritas Advisory Services and Wilcox Financial. Outside of his advisory role, Hirschfeld serves as president of Wilcox Sports Management, a support company. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm utilizes a non-discretionary approach tailored to client goals and supports a broad network through specialized programs and institutional consulting.

Tristen Stevens is a Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2024 and specializes in helping clients develop personalized wealth management strategies tailored to their unique financial goals and life priorities. Tristen’s approach emphasizes understanding what matters most to clients, enabling him to create flexible plans aligned with changing market conditions. Before becoming a financial advisor, Tristen worked at Microsoft in Redmond, Washington, where he supported small- to medium-sized businesses in the purchase and deployment of technological solutions incorporating artificial intelligence. He holds a Bachelor's Degree in Marketing and Professional Sales from the University of Toledo and holds the Professional Investment Advisor (PIA) designation. His areas of expertise include college education planning, equity compensation services, family wealth management, retirement income strategies, portfolio management, and tax minimization. Tristen resides in Temperance, Michigan, with his wife Alexis. They enjoy traveling, camping, and spending time with friends and family. He is active in local hockey leagues and participates in several organizations throughout Northwest Ohio and Southeast Michigan.

James Rutledge is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 65 and Series 63 designations and has worked at Merrill and Huntington Investment Company prior to joining Charles Schwab and its affiliated entities in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by Schwab Center for Financial Research’s due diligence on alternative investments.

Matthew Detrick is a Wealth Management Advisor with the McHugh Group at Merrill Lynch Wealth Management in Toledo. He has been in the financial services industry since 2008, beginning his career at Merrill as a client associate. Matthew focuses on areas including legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income for retail, corporate, retirement plan, affluent, and high-net-worth clients. A Toledo native, Matthew earned both his Bachelor's in Business Administration and his Master's in Business Administration from the University of Toledo. He holds several professional designations, including Chartered Financial Consultant® (ChFC®), Certified Plan Fiduciary Advisor® (CPFA®), and Chartered Retirement Planning Counselor™ (CRPC™). Committed to his community, Matthew participates in volunteer activities and embraces a philosophy of working closely with clients to develop personalized financial strategies tailored to their long-term goals. In his personal time, he enjoys golfing, rock climbing, and running.

Thomas Sullinger is a Financial Advisor at Merrill Lynch Wealth Management and a partner with the Mollenkamp-Sullinger Group. He works with individuals and families to address key financial decisions and develop customized strategies to meet their unique needs. He holds a Bachelor of Science in Business Administration from the University of Cincinnati. Professionally, Thomas has earned the Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA) designations. His expertise includes college and education planning, liquidity management, retirement planning, portfolio management, tax minimization, and investment strategies for individuals and corporate clients. Outside of his professional career, Thomas is a former member of the University of Cincinnati Men's Golf Team. He enjoys golf, basketball, bowling, football, racquetball, spending time with family, traveling, and watching movies. Thomas is involved in the community through his participation with First Tee - Lake Erie.

Michael Jesionowski is a financial advisor with Wells Fargo Clearing in Toledo, OH, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 10 years of industry experience, including prior work at Nationwide Investment Services Corporation. He has been with Wells Fargo Clearing since 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs, serving plan sponsors with tailored investment strategies and fiduciary oversight.

Tina Jordan is a financial advisor with Ameriprise in Wauseon, Ohio, holding Series 63 and Series 66 licenses and having 22 years of industry experience. She has worked at Ameriprise since 2018 and previously held roles at CUNA Brokerages Services, Inc. and Sun Federal Credit Union. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds, using a centralized consulting team to provide non-discretionary, research-driven recommendations that integrate tax efficiency and asset management strategies.

Benjamin Boros is a financial advisor with Ameriprise in Toledo, OH, holding Series 63 and Series 66 licenses and two years of industry experience. His prior experience includes roles at Fidelity Investments and various positions outside the financial sector. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Rajesh Laungani is a CFP®-certified financial advisor with 19 years of industry experience, currently serving at OSAIC since 2018. Prior to joining OSAIC, he worked for Signator Investors, Inc. for 12 years. He is also president of Platinum Wealth Solutions of Ohio, an LLC offering financial services and insurance products. Additionally, Laungani serves as a board member of the Hindu Temple of Toledo. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, retirement plan consulting, unified managed accounts, and access to third-party money managers through a variety of platforms and proprietary tools.

Jennifer Kurth is a financial advisor at Merrill with a Series 66 designation and has been with the firm since 2014. She is based in Toledo, Ohio, and has 12 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.

Patrick Mollenkamp is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his financial services career in 1991 and focuses on delivering a comprehensive approach to managing wealth. Patrick assists clients in building wealth management strategies tailored to their individual needs by listening carefully and helping them make informed decisions. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, legacy planning, and personal retirement planning. Patrick holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his high school diploma from Whitmer High School. Outside of his professional role, Patrick enjoys football, golfing, spending time with his family, and traveling.

David Himich is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley since 2009 and is currently affiliated with both Morgan Stanley Wealth Management and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and modeling techniques.

Richard Wurst is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding a Series 63 designation and nine years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been affiliated with Mass Mutual Life Insurance Company since 2016. Outside of his advisory role, he is involved in life and health insurance sales and owns a financial advising LLC established for tax purposes. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships with clients.

Corey De Meritt is a financial advisor with Ameriprise, holding the Series 66 designation and 14 years of industry experience. He has been with Ameriprise and its related entities since 2011. Outside of advising, he works as a tax analyst for Quinn's Tax Service LLC. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Richard Luedtke is a CFP® professional with 32 years of industry experience, currently serving at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 1993 to 2020. Based in Sylvania, OH, he holds the Series 63 designation. Outside of his advisory role, he owns and manages a commercial office property through 6011 Renaissance LLC. Ameriprise provides retirement-income planning services targeted at clients approaching or in retirement with substantial investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Grier Edwards Sr. is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. His prior work includes roles at Commonwealth Financial Network, Affinity Wealth Solutions, and Gleaner Life Insurance. Edwards is also involved with Retirement Referral Network, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Christopher Tucker is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association and Morgan Stanley Smith Barney, with a combined tenure of 16 years. Outside of his advisory role, he owns Tucker Family, LLC, an entity used to lease a truck and trailer. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Curtis Beagle is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is president and CEO of Beagle & Associates, Inc., an employment agency, and is involved in other business ventures including ownership in FPG Partners, LLC. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Regan Jahns is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Morgan Stanley in 2018, Regan worked at Catholic Charities for eight years. Outside of finance, Regan is an artist who operates a business offering custom paintings and private paint parties. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs with an emphasis on tailored financial planning supported by firm-approved tools and methodologies.