Marcel Hebert is a CFP® and CFA® with 25 years of experience in financial advising. He has been the sole advisor at Beacon Financial Advisors Ltd in Houston, TX since 1993. Beacon Financial Advisors Ltd is a fee-only investment adviser serving individuals, families, and related entities, managing approximately $290 million in assets. The firm employs an IPS-driven, seven-step process focused on balanced, global asset allocation using primarily no-load mutual funds and active managers.

George Douglas is a CFA® charterholder with two years of industry experience. He is currently with Integra Wealth Advisors, LLC, where he has worked since 2023, following an 11-year tenure at Cadence Bank. Integra Wealth Advisors provides fee-only wealth management and financial planning to individuals, high-net-worth families, trusts, estates, and business owners. The firm employs an integrated investment approach that combines asset allocation with behavioral and emotional considerations, using both passive and active managers and alternative strategies when appropriate.

Nicole Louvar is a financial advisor at Guided Capital Wealth Management, LLC in Houston, TX, with seven years of industry experience. She holds a Series 65 designation and has previously worked at Merit Financial Group, Lifestyle Planning Solutions, EDF Energy Trading, and Noble Energy Americas. Guided Capital Wealth Management provides advisory services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans and business entities. The firm manages discretionary portfolios through a wrap fee program, using risk-tolerance models and a blend of index and actively managed ETFs and individual stocks, supported by various analytical methods and specialty instruments.

Henry Bragg Sr. is a CFP® and Series 65-registered advisor with 18 years of industry experience. He is the founder of Henry Bragg & Co., where he has worked since 2020, following six years at Hill Investment Group LLC. Outside of his advisory work, he provides consulting services and entity management for family partnerships through Hilltop Interests, a business he founded in 2013. Henry Bragg & Co. offers discretionary portfolio management primarily to high-net-worth and individual clients, providing services such as qualified plan advisory, financial reviews, trustee services, and retained advisory for ultra-high-net-worth clients. The firm employs model allocations across five investment mandates using institutional mutual funds and ETFs, with trade execution supported by Forum Financial Management and custody through major custodians like Schwab and Fidelity.

Eryn Schultz is a CFP® and Series 65-licensed advisor with Her Personal Finance in Houston, TX, and has four years of industry experience. Her work background includes roles at Equita Financial Network and Revolution Foods, and she is the founder of Financial Education First DBA Earn with Eryn, where she provides financial education classes and workshops. Her Personal Finance offers fee-only financial planning and 401(k) assessment services to individuals, business owners, and corporate clients, with a focus on high-earning professionals and dual-career households. The firm emphasizes comprehensive financial planning without managing client assets, using a range of non–AUM fee arrangements and an investment approach grounded in modern portfolio theory.

John Elvig is a financial advisor at Pearl Capital Investments in Houston, TX, holding a Series 65 designation with four years of industry experience. Prior to joining Pearl Capital in 2021, he worked at NextDecade Corporation and Fieldwood Energy, and spent six years at Anadarko Petroleum. Pearl Capital Investments is a small registered investment adviser serving high-net-worth and qualified individual clients through discretionary portfolio management of publicly traded securities and derivatives. The firm employs a combination of quantitative techniques, fundamental analysis, and modern portfolio theory in its model-based asset allocation, and it is notable for its use of performance-based compensation and explicit derivatives strategies.

Ian Cardono is a financial advisor at Huber, Cardono, Moring & Richter, L.P. with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Cambridge Investment Research, Inc. since 2007. Outside of his advisory role, he is an independent insurance agent and is involved in managing silica sand-related businesses. Huber, Cardono, Moring & Richter, L.P. provides portfolio design and investment management primarily for individual clients and related accounts, using mutual funds, ETFs, stocks, and bonds. The firm employs a client-focused process to determine objectives and risk tolerance, and manages approximately $22 million in client assets.

Kristopher Etter is a CFP® and ChFC® with 24 years of industry experience. He is the principal of Beacon Financial Planners, Inc. in Houston, TX, where he has worked since 2018. Prior to that, he was associated with several firms including IMS Financial Advisors and WESTPARK WEALTH Advisors. Outside of financial advising, he holds licenses as an insurance agent and real estate agent. Beacon Financial Planners serves individual and high-net-worth clients with financial planning, portfolio management, and retirement plan consulting. The firm uses an asset-allocation approach tailored to clients’ goals and risk tolerance and offers legacy planning through a third-party platform.

Lucinda Buce is a financial advisor at Founders Capital Management Inc in Houston, TX, with 23 years of industry experience. She holds a Series 63 designation and has been with Founders Capital Management since 1995. Founders Capital Management provides customized investment management services to individuals, high-net-worth clients, trusts and estates, charitable organizations, pension and profit-sharing plans, and businesses. The firm employs a fundamental analysis approach with a multi-quarter to multi-year investment horizon across a range of securities, serving clients through a small advisory team managing approximately $282 million.

Nicola Barton is a financial advisor at Forth Capital (USA), LLC with one year of industry experience. She holds the Series 65 designation and has worked at Forth Capital since 2019. Prior to her advisory role, she was employed at Landry's Post Oak Hotel and Ron's Pub. Forth Capital primarily serves UK expatriates in the United States who hold UK-based pensions, providing financial planning, pension transfer advice, and portfolio management. The firm focuses on transatlantic retirement solutions and works closely with UK FCA-regulated pension-transfer specialists and affiliated entities across multiple jurisdictions.

Stephen Caton is a CFP® with 43 years of industry experience. He has worked at Patron Partners, LLC since 2020, with prior roles at UBS Financial Services and Merrill. He is also licensed as an insurance agent. Patron Partners provides discretionary and non-discretionary investment management, financial planning, and consulting services for individuals, high-net-worth clients, trusts, qualified retirement plans, and institutions. The firm combines active and passive strategies with various analytical approaches and offers tailored ongoing portfolio management and financial consultation.

Joshua Graber is a CFP® professional affiliated with Penney Financial, where he has worked since 2024. He has prior experience with Ice Designs Houston, LLC and DST Performance Enhancement, LLC. Penney Financial provides comprehensive financial planning and advisory services to individuals, families, high-net-worth clients, trusts, estates, charitable organizations, and small businesses. The firm emphasizes a planning-first process, uses goal-based and cash-flow planning, and manages portfolios primarily with low-cost mutual funds and ETFs.

Michelle Smith is a financial advisor at Penney Financial with five years of industry experience. She holds a Series 66 designation and previously worked at Questar Asset Management and Questar Capital Corporation. Outside of her advisory role, she is also an assistant project manager at Metropolitan Glass. Penney Financial provides comprehensive financial planning and advisory services primarily to individuals, families, and high-net-worth clients. The firm employs a planning-first approach supported by academic and quantitative research, managing portfolios mainly with low-cost mutual funds and ETFs through a buy-and-hold strategy and proprietary portfolio models.

Frank Idrees is a financial advisor with Wealth Benefit Advisors, LLC in Houston, TX, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investment, Grove Point Investments, Grove Point Advisors, Quercus Capital Partners, and H. Beck, Inc. He is also the owner of a life insurance business focused on managing client portfolios and related services. Wealth Benefit Advisors, LLC provides investment advisory services to individuals, high-net-worth clients, and pension/retirement plans, offering managed accounts and retirement plan consulting. The firm tailors portfolio management strategies using a mix of turnkey asset management programs and separately managed accounts, serving a diverse client base with customized risk and return objectives.

Adam Beaty is a CFP® and holds a Series 65 license with 11 years of industry experience. He is a founder and managing partner of Bullogic LLC and has been involved with Bullogic Wealth Management since 2018. Outside of financial advising, he previously operated Quantum Pest Control for 16 years. Bullogic Wealth Management is a small advisory firm serving individual clients and employer plan sponsors. The firm focuses on passive portfolio construction using low-cost index funds and ETFs, combined with fundamental and technical analysis, while also providing comprehensive financial planning and employee benefit-plan services.

Karen Pong is a CFP® professional with 33 years of experience in the financial services industry. She is the owner and sole advisor at Custom Wealth Solutions, a firm she established in 2025. Prior to founding her firm, she held roles at Woodbury Financial Services, Questar Asset Management, and Victory Financial Group. In addition to her advisory work, she owns and operates K L Insurance Services, an independent insurance agency. Custom Wealth Solutions provides discretionary asset management primarily to individual and high-net-worth clients, utilizing both direct and program-based portfolio management through the Orion platform. The firm integrates third-party strategists and employs planning tools such as Monte Carlo simulations to tailor investment programs to client objectives.

Robert Ramsey is a financial advisor at RNS Wealth Management, LLC with 18 years of industry experience. He holds a Series 66 designation and has worked at Primerica Advisors for 10 years and Guardian Wealth Design Group since 2005. He is also active as an insurance agent through Guardian Wealth Design Group. RNS Wealth Management provides discretionary portfolio management and financial planning primarily for individual clients, using an American Funds mutual‑fund platform and third‑party managers. The firm delivers tailored financial planning and conducts regular account reviews while maintaining a relatively small client roster.

David Teel is a CFP® professional with 20 years of experience in financial advising. He has been with Sweetwater Financial Advisors, LLC since 2001. Sweetwater Financial Advisors, LLC manages approximately $95.6 million for about 208 clients through a two-advisor team. The firm serves individuals, including high-net-worth clients, as well as employer-sponsored retirement plans and government clients, offering discretionary portfolio management, financial planning, and 401(k)/pension consulting. Their investment approach uses model portfolios primarily composed of mutual funds, ETFs, and individual equities, combining fundamental and technical analysis with active management strategies.

Keith Huber Jr. is a CFP® with 39 years of industry experience, currently serving at Huber, Cardono, Moring & Richter, L.P. in Houston, TX. He has been with the firm since 1996 and has also worked with Cambridge Investment Research, Inc. since 2007. Outside of his advisory role, Huber is involved in insurance, benefits, and human resources through a separate ownership interest. Huber, Cardono, Moring & Richter, L.P. provides investment advisory and portfolio management services to individuals and related entities, managing approximately $21.7 million in client assets. The firm focuses on separately managed accounts and uses mutual funds, ETFs, stocks, and bonds, with a process that includes suitability assessments, written strategic recommendations, and ongoing portfolio reviews.

James Hecker is a financial advisor at Life Balance Financial in Houston, TX, holding a Series 66 designation with 21 years of industry experience. He has worked at Life Balance Financial since 2018 and previously spent 14 years at Park Avenue Securities and 15 years at Guardian Life Insurance Company. Hecker also conducts occasional personal insurance sales through non-Guardian carriers. Life Balance Financial provides financial planning services by recommending and monitoring third-party investment advisers rather than directly managing assets. The firm’s approach focuses on asset allocation, portfolio construction, and tax-aware strategies, delivering a diagnostic "Portfolio MRI" and written financial plans as primary client services.