April Semones is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has worked in various roles within USAA, including USAA Life Insurance Company since 2018 and USAA financial planning services from 2013 to 2020. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors through phone and digital channels. The firm delivers a Retirement Income Strategy Report and facilitates referrals to third-party broker-dealers and advisers rather than managing client assets directly.

Randy Jaso is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at USAA Investment Services Company since 2005 and USAA Life Insurance Company since 2007. Based in San Antonio, TX, his background is focused within the USAA enterprise. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm supports clients through its Retirement Income Strategy Report and refers investors to Charles Schwab for investment products and account services, operating as a retirement-advice intermediary rather than a portfolio manager.

Rachel Whitwell is a financial advisor at Titleist Asset Management, LLC with 16 years of industry experience. She holds the Series 66 designation and previously worked at Merrill, Bank of America, and Wells Fargo Advisors. Whitwell has also operated as a self-employed advisor and currently serves as Director of Client Services at Titleist Capital, LLC. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, employee plans, charitable organizations, and business entities. The firm uses a rules-based investing system and offers a range of allocation strategies customized to client objectives, combining advisory services with affiliated brokerage and insurance activities.

Larry Holder is a financial advisor with Strategic Financial Concepts, LLC in Boerne, TX, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Strategic Financial Concepts since 2014 and previously worked at LPL Financial for three years. Strategic Financial Concepts provides personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, retirement plans, trusts, charitable organizations, and corporations. The firm employs discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, often integrating financial planning with investment management.

James Jurica is a financial advisor at Wealth Watch Advisors, Inc with nine years of industry experience. He holds CFP®, ChFC®, and Series 63 designations. Prior to joining Wealth Watch Advisors in 2022, he worked at Eagle Strategies and New York Life-related entities from 2016 to 2022. He also offers life insurance and annuity products as an independent contractor. Wealth Watch Advisors serves a diverse client base, including individuals, pension plans, trusts, charitable organizations, and other financial institutions. The firm employs a range of investment strategies through approved third-party model managers and provides both discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Katarina Partalas is a financial advisor at Titleist Asset Management, LLC with three years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and other organizations including Alamo Area Aquatics Diving. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, employee plans, charitable organizations, and businesses. The firm offers customized portfolios overseen by an investment committee and employs a Rules Based Investing Total Return System across multiple allocation strategies.

Russell Franques is a financial advisor at Titleist Asset Management, LLC with four years of industry experience. He holds a Series 65 designation and has prior experience at LEVEL FOUR ADVISORY SERVICES, LLC and Highpoint Wealth Advisors, LLC, where he is also a partner. Before his advisory roles, he worked at Texas A&M University - Corpus Christi for five years. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes high-net-worth individuals, trusts, and charitable organizations. The firm employs a Rules Based Investing Total Return System and offers customized portfolios overseen by an investment committee.

Juan Cerda Jr. is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has been with USAA-affiliated firms since 2014, including roles at USAA Life Insurance Company and various USAA financial planning entities. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm produces a Retirement Income Strategy Report to guide retirement planning and refers prospective investors to Charles Schwab for investment products and account services.

David Shields is a financial advisor with Wealth Watch Advisors, Inc in San Antonio, TX, holding a Series 65 designation and nine years of industry experience. He has worked with Wealth Watch Partners, Inc since 2019 and Wealth Watch Advisors, LLC since 2015, and previously spent 12 years at Wealthmark Advisors, Inc. In addition to advisory services, he is an independent insurance agent and owner at Wealth Watch Partners, Inc. Wealth Watch Advisors provides advisory services to a diverse client base, including individuals, pension plans, trusts, estates, charitable organizations, corporations, and other registered investment advisers. The firm employs a multi-method investment approach managed through third-party model managers and offers private placements to accredited investors.

Robert Johnson is a CFP® and PFS™ credentialed financial advisor with 26 years of industry experience. He is affiliated with Alamo Advisors, LP and has been involved with both Alamo Advisors and RNJ Management, LLC since 2002. Alamo Advisors, LP serves primarily high-net-worth individuals and charitable organizations, focusing on investment advisory services through selecting and monitoring independent third-party money managers. The firm emphasizes a non-discretionary investment approach, quarterly performance reviews, and provides additional accounting and tax preparation services.

Daniel Fuentes is a CFP® and ChFC® with 40 years of experience in financial advising. He has worked with various USAA entities since 2009 and is currently with USAA Investment Services Company. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm specializes in delivering a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating primarily as a retirement-advice intermediary rather than a portfolio manager.

Michael Burbank is a financial advisor at Avior Wealth Management, LLC in San Antonio, TX, holding a Series 65 designation. He has 11 years of industry experience, including a decade at USAA before joining Avior Wealth Management in 2026. Avior Wealth Management serves a diverse client base that includes high-net-worth individuals, institutional clients, and financial institutions. The firm offers investment management, financial planning, pension consulting, and business consulting services, using a fundamental analysis approach and a combination of direct portfolio management and separately managed account models.

Justin Bellows is a CFP® and ChFC® with seven years of industry experience. He is currently with Facet, where he has worked since 2022. Prior to Facet, he was associated with Texas Legacy Wealth Management and LPL Financial, and he has a background at Rackspace. Facet serves individual members across a wide range of wealth levels, offering tiered, subscription-based financial planning and implementation services. The firm provides holistic financial planning through its Total Financial Life Resources framework and manages discretionary asset-allocation programs primarily using ETFs.

Maraud Pemberton is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 credentials and seven years of industry experience. Prior to joining USAA, he worked at Morgan Stanley and Principal Life Insurance Company. In addition to his advisory role, he works as a bartender/server at Outback Steakhouse. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors, emphasizing discussions on retirement savings, asset allocation, risk tolerance, and income planning. The firm operates mostly as a referral intermediary and does not manage client assets or charge percentage-of-assets fees.

William Alford is a financial advisor at Titleist Asset Management, LLC with nine years of industry experience. He holds a Series 66 designation and has previously worked at firms including World Investment Advisors, Fidelity Investments, and JP Morgan Securities. Outside of his advisory role, he is involved in insurance sales through Bill Alford Insurance Services. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, employee plans, and charitable organizations. The firm uses a Rules Based Investing Total Return System and offers customized portfolios overseen by an investment committee, integrating a range of strategies and access to affiliated brokerage and insurance services.

Evert Chung is a financial advisor at Tucker Asset Management LLC with one year of industry experience. He holds a Series 65 credential and previously served 21 years in the US Army. His background includes roles at Family First Life and World Financial Group. Tucker Asset Management serves individual and high-net-worth clients as well as foundations, trusts, estates, and charitable organizations, offering discretionary investment management, financial planning, and retirement plan advisory through a network of investment adviser representatives. The firm employs a top-down macroeconomic asset-allocation approach and integrates alternative investments, including private and non-liquid strategies.

Gregory Rivas is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. His prior roles include positions at Charles Schwab and USAA Financial Advisors. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering financial planning, retirement-plan fiduciary services, and portfolio management through both advisory programs and brokerage channels. The firm uses third-party portfolio managers accessed via the Envestnet platform and provides overlay services and a Private Wealth Consulting program for high-net-worth clients.

Willis Fawcett IV is a financial advisor at Titleist Asset Management, LLC with nine years of industry experience. He has held roles at Titleist Capital, MML Investors Services, and Joe W. Fly Company. Outside of his advisory work, he is the owner of Vista Entera Consulting, LLC, a consulting services firm. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, qualified employee plans, charitable organizations, and business entities. The firm customizes portfolios to client objectives using a range of allocation strategies and employs a rules-based investing system supplemented by various investment products and affiliated services.

Lawrence Conti Jr. is affiliated with Gradient Advisors, LLC and holds Series 63 and Series 65 designations. He has over two decades of experience in the industry, including roles at Conti & Conti LLC and Gallucci & Conti Insurance Services, Inc. since 2001. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse range of clients, including individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm operates primarily through third-party money managers and investment advisor representatives, employing a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis.

Mark Hogan is a CFP® with 38 years of industry experience, currently serving at Snowden Capital Advisors LLC since 2018. He previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, Hogan serves as Chairman of the Executive Board for the Southern Baptist of Texas Convention, Chair of the Board for Encourage Global, and is a member of the Board of Directors for Prescient, a medical services company focused on DNA and gene splitting patents. Snowden Capital Advisors LLC serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and institutional clients, offering discretionary and non-discretionary portfolio management, investment consulting, and financial and estate planning. The firm combines multi-team scale with institutional capabilities and a broad use of third-party managers and global custodian platforms.