Ronald Ray is a financial advisor at Impact Partnership Wealth, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at several firms, including IWM Advisory, LLC, American Retirement Institute, and Retirement Wealth Advisors. Outside of advisory work, he owns and operates Valhallan Esport Training, a youth esports training business, and serves as Donations Committee Chair and International Chair for the Downtown Rotary Club of New Braunfels. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing with tactical overlays, offering discretionary portfolio management through a wrap-fee platform.

Marc York is a financial advisor with Titleist Asset Management, LLC based in San Antonio, TX. He holds a Series 66 designation and has 25 years of industry experience, including prior roles at Wells Fargo Clearing and Merrill. Outside of his advisory work, he has ownership interests in several investment-related entities. Titleist Asset Management provides investment advice and financial planning services to individuals, trusts, estates, charitable organizations, and corporate retirement plans. The firm offers customized investment programs overseen by an investment committee and employs a rules-based Total Return framework with a range of portfolio allocation strategies.

Jared Hunt is a financial advisor at Sendero Wealth Management, LLC with nine years of industry experience. He holds the Series 66 designation and previously worked at Sunbelt Securities Inc from 2015 to 2024 before joining Sendero in 2024. Sendero Wealth Management is a partner-led registered investment adviser serving high net worth individuals, families, endowments, and institutions, typically with $3 million or more in investable assets. The firm manages approximately $5.8 billion in assets and offers investment management, family office services, and multi-generational legacy planning using an open-architecture model that combines strategic asset allocation with active, passive, alternative, and private investment strategies.

Joe Ben O'banion is a financial advisor with Titleist Asset Management, LLC and holds Series 63 and Series 66 licenses. He has 26 years of industry experience and has been a managing partner at Titleist Asset Management, Ltd and Titleist Capital, LLC since 2003. He currently works at Titleist Asset Management, LLC in San Antonio, Texas. Titleist Asset Management, LLC provides investment advice to individuals, trusts, estates, charitable organizations, and corporate retirement plans. The firm offers customized investment programs overseen by an investment committee and employs a rules-based Total Return framework, including discretionary portfolio management, financial planning, and retirement plan consulting services.

Elizabeth Crawford is a financial advisor at Sendero Wealth Management, LLC with 14 years of industry experience. She holds a Series 65 designation and has been with Sendero since 2012. Sendero Wealth Management provides investment advice and comprehensive wealth management services primarily to high-net-worth individuals, multi-generational families, and select institutions, focusing on clients with $3 million or more in investable assets. The firm employs a structured guidance process and client-specific investment policy statements, using both active and passive strategies with a due-diligence program for third-party managers.

Joseph Ochoa is a financial advisor with USAA Investment Services Company in San Antonio, TX, holding Series 63, 65, and 66 licenses and bringing 37 years of industry experience. His prior roles include positions at USAA Life Insurance Company, USAA Financial Advisors, Inc., and a brief tenure at Uber. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm offers a Retirement Income Strategy Report to facilitate discussions on saving and income planning and refers clients to Charles Schwab for investment products, operating primarily as a referral and retirement-advice intermediary rather than a portfolio manager.

Marc Marquez is a financial advisor at Titleist Asset Management, LLC with 24 years of industry experience. He holds a Series 66 designation and has worked at firms including Ameriprise Financial Services and Chase Investment Services. Outside of advisory services, he is president and owner of Sagaboy Holdings, Inc., a business entity managing independent contractor work. Titleist Asset Management provides investment advice to individuals, trusts, estates, charitable organizations, and corporate retirement plans. The firm offers customized portfolio management and financial planning using a rules-based Total Return framework and serves a range of clients including high-net-worth individuals.

Gregory Muenster is a financial advisor at Sendero Wealth Management, LLC in San Antonio, TX, with 24 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and worked at US Trust/Bank of America from 1993 to 2017 before joining Sendero Wealth Management. Sendero Wealth Management serves high-net-worth individuals, multi-generational families, and select institutions, typically focusing on clients with $3 million or more in investable assets. The firm employs a structured guidance process and custom Investment Policy Statements, using a blend of active and passive strategies alongside a rigorous manager due diligence program.

Nathan Cumberland is a financial advisor with USAA Investment Services Company and holds a Series 66 designation. He has been in the financial industry since 2021, with prior experience at State Farm and several real estate and service-related companies. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm supports clients with retirement income planning and refers investment accounts to Charles Schwab, operating as a retirement-advice intermediary rather than a portfolio manager.

Nathan Sharp is a Series 66-registered financial advisor with Savvy in San Antonio, Texas, bringing 16 years of industry experience. He previously worked at Marcado Asset Management LLC for nine years and at My Group, LLC dba The Maresh Yoshida 401k Group for five years. Savvy provides investment and financial planning services to individuals, trusts and estates, businesses, ERISA plan sponsors, and charitable organizations. The firm employs a primarily index-based, long-term investment approach supplemented with active equity portfolios and tax-aware direct indexing, integrating third-party fintech tools and specialized sub-adviser strategies.

Eric Gates Jr. is a financial advisor with USAA Investment Services Company, holding a Series 66 designation and 22 years of industry experience. He has worked at various USAA entities since 2009, including USAA Life Insurance Company and USAA financial planning services. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm offers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products and account services, operating as a retirement-advice intermediary rather than a portfolio manager.

Jason Arredondo is a financial advisor with IAMS Wealth Management, LLC in San Antonio, TX, holding a Series 65 designation and four years of industry experience. He has been with IAMS Wealth Management since 2021 and is also an insurance agent with Texas Secure Life, where he has worked since 2013. IAMS Wealth Management provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, corporations, and charitable organizations. The firm primarily delivers discretionary portfolio management using proprietary and third-party model portfolios and asset allocation strategies across various asset classes.

Edward Hildebrand is a financial advisor with Elevation Point Wealth Partners, LLC in New Braunfels, TX, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. His previous roles include positions at Sanctuary Wealth, Wedbush Securities, and Raymond James & Associates, among others. Elevation Point Wealth Partners provides discretionary and non-discretionary investment advisory services to individuals, retirement plans, trusts, and institutional clients. The firm employs strategic and tactical asset allocation through various model portfolios and separately managed accounts, offering alternatives and technology-enabled services as part of its investment approach.

Carlos Castorena is a financial advisor at Titleist Asset Management, LLC with two years of industry experience. He holds a Series 65 designation and has worked at several firms including Broadway Wealth Solutions and Principal Financial Group. Titleist Asset Management provides investment advice to individuals, trusts, estates, charitable organizations, and corporate retirement plans. The firm customizes investment programs by portfolio allocation strategy and employs a rules-based Total Return framework overseen by an investment committee.

Patrick Ibarra is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked within various USAA entities since 2013, including USAA Life Insurance Company and USAA Financial Advisors, INC. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services, producing Retirement Income Strategy Reports and referring clients to Charles Schwab for investment products and account services. The firm operates primarily as a referral and retirement-advice intermediary rather than a portfolio manager.

Ramiro Marmolejo is a CFP® and ChFC® with 15 years of industry experience, currently serving as an advisor at Wealth Watch Advisors, Inc. He has been with the firm since 2015. Marmolejo is also an independent licensed insurance agent specializing in life, accident, health, and HMO insurance sales. Wealth Watch Advisors provides advisory services to a diverse client base that includes individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, financial institutions, and other registered investment advisers. The firm uses a combination of quantitative, qualitative, and technical methods to manage portfolios and offers access to alternative private placements for eligible accredited investors.

Richard Judd is a CFP® and ChFC® with 25 years of industry experience. He is currently with Titleist Asset Management, LLC, where he has worked since 2023, following eight years at Titleist Capital, LLC, ten years at Century Management Financial Advisors, and five years at Charles Schwab. Outside of his advisory work, Judd is an independent pilot contractor, flying passengers part-time. Titleist Asset Management, LLC provides investment advice to individuals, trusts, estates, charitable organizations, and corporate retirement plans, offering customized portfolio strategies managed under a rules-based Total Return framework overseen by an investment committee.

Hunter Shields is a financial advisor at Wealth Watch Advisors, Inc. with two years of industry experience. He holds a Series 65 designation and has worked at Wealth Watch Advisors since 2023. Outside of advising, Mr. Shields offers life insurance and annuities to clients when appropriate. Wealth Watch Advisors serves a broad client base including individuals, pension plans, trusts, charitable organizations, corporations, and other registered investment advisers. The firm employs a range of strategies using third-party model managers and provides financial planning, consulting, and solicitation services.

Randol Wilke is a financial advisor with USAA Investment Services Company based in San Antonio, TX. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. Wilke’s career includes extensive tenure at various USAA entities since 1998, including roles in life insurance and financial planning services. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors through phone and digital channels. The firm emphasizes retirement income planning and referrals to third-party advisers, operating primarily as a referral intermediary rather than managing client assets directly.

Alex Perez is a financial advisor with Foundations Investment Advisors LLC in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has previously worked at Principal Securities Inc, Principal Life Insurance Company, and OFG Financial Services, Inc., and he is the owner of Spectrum Advisory Group, LLC. Foundations Investment Advisors provides financial planning and portfolio management services to individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a mix of fundamental, technical, and cyclical analysis, using model portfolios and an asymmetric rebalancing approach, and engages third-party sub-advisers and custodians to support its investment strategies.