Joshua Moore is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 designations and eight years of industry experience. He has been with T. Rowe Price since 2017, with a brief period away in 2022, and previously owned Bird Dog BBQ LLC for eight years. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management, primarily serving individual investors and households with approximately $250,000 in investable assets. The firm implements portfolios using T. Rowe Price mutual funds and ETFs with tax-aware strategies and provides financial plans supported by Monte Carlo simulations and ongoing reviews.

Edward Wilson is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 12 years of industry experience. He has been with T. Rowe Price since 2012. Outside of his advisory role, he operates an e-commerce business through E & L Enterprises LLC. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management for individual investors and households. Their approach uses proprietary mutual funds and ETFs combined with an online planning tool, offering financial plans and annual reviews tailored to clients’ retirement goals.

Jillian Stewart is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds a Series 66 designation and has eight years of industry experience. Prior to her current role, she worked at T. Rowe Price Investments for 14 years and was involved with Precizion 509 for 16 years. Outside of finance, she coaches gymnastics in Colorado Springs. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning with tax-aware portfolio management and offers client access to financial advisors supported by an interactive online planning tool.

Christopher Przicina is a financial advisor at Key Investment Services LLC with five years of industry experience. He holds a Series 66 designation and has worked at firms including T. Rowe Price and Federated Global Investment Management Corp. prior to joining Key Investment Services. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment decisions supported by non-binding recommendations and ongoing monitoring, operating within the KeyCorp group with connections to KeyBank and KeyBanc Capital Markets.

Eran Richter is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding a Series 66 credential and two years of industry experience. Prior to joining T. Rowe Price, he worked at Bloom Bar & Co. and Greccio Housing. Outside of his advisory role, Richter serves as Vice President and author at Hemlock & Hammer Foundry LLC, a publishing business producing books from a variety of authors. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households, utilizing proprietary mutual funds and ETFs with a goals-based approach supported by an online planning tool and discretionary account management.

Craig Carnick is a CFP® with 27 years of industry experience. He is currently with Focus Partners Wealth, LLC and Kovitz Investment Group Partners, LLC, and has operated his own firms, including Carnick & Kubik, LLC, since 2011. He is based in Colorado Springs, CO. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, corporate, and institutional clients, offering a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Bradham Barr is a financial advisor at T. Rowe Price Advisory Services, Inc. with one year of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining T. Rowe Price, he worked in various public sector roles including positions with the City of Manitou Springs and Highlands Ranch Metropolitan District. T. Rowe Price Advisory Services offers a retirement-focused advisory program to individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs. The firm’s approach includes tax-aware rebalancing, asset-location strategies, and employs Monte Carlo simulations for retirement income projections.

Jennifer Sage is a financial advisor at T. Rowe Price Advisory Services, Inc. with seven years of experience at the firm and a total of four years in the industry. She holds Series 63 and Series 66 designations. Outside of advising, she is the owner and operator of Sagely LLC, a custom embroidery and handmade gift business that participates occasionally in local craft fairs. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm’s approach includes model portfolios invested in proprietary T. Rowe Price funds, tax-aware rebalancing, and Monte Carlo-based retirement income projections, all supported by telephone access to advisors and online planning tools.

Joseph Palazzolo is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He has been with T. Rowe Price Investment Services, Inc. since 2007. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and interactive online planning tools.

Michael Knops is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 12 years of industry experience. He has been with T. Rowe Price since 2013, based in Colorado Springs, CO. T. Rowe Price Advisory Services offers a retirement-focused financial planning and investment management program designed for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining nondiscretionary planning with discretionary account management and employs tax-aware rebalancing and Monte Carlo simulation-based retirement income projections.

Tameekya Mckenstry is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 66 and Series 63 licenses and bringing eight years of industry experience. She has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, which combines nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management mainly for individual investors and households focused on retirement. The firm uses model portfolios exclusively invested in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations within an online planning platform.

Wendy Chavez is a financial advisor at T. Rowe Price Advisory Services, Inc. with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley, Raymond James and Associates, and Pikes Peak Horizons dba Oasis Senior Advisors. Chavez is based in Colorado Springs, CO. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which combines nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households with retirement goals. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using asset-location strategies and tax-aware rebalancing, and is registered with the CFTC as a commodity pool operator.

Daniel Campbell is a CFA® charterholder based in Colorado Springs, CO, with four years of industry experience. He has worked at Beacon Pointe Advisors, LLC since 2025 and previously held positions at Waypoint Wealth Partners and Buckingham Strategic Wealth, LLC. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager-of-managers approach using a proprietary Focus List and offers a range of services such as discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Kathleen Koch is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Her background includes roles at T. Rowe Price since 2021 and ownership of Koch Trading LLC in 2021. Prior to her advisory career, she ran Cottonwood Cleaning from 2016 to 2019. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, combining goal-based planning with tax-aware strategies and interactive online tools.

Eddie Vigil is a financial advisor with Osaic Advisory Services, LLC in Colorado Springs, CO, holding a Series 66 license and three years of industry experience. He has previously worked with Money Concepts Capital Corp and Thrivent Financial. Outside of advising, Vigil serves as pastor at Bradley Road Baptist Church and is president of The Givers Network, a nonprofit organization. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension plans, corporations, trusts, charitable organizations, and state and municipal entities. The firm offers a range of investment management and consulting services delivered through multiple program models, utilizing proprietary and third-party platforms to build and monitor client portfolios.

Christopher Huang is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 66 and Series 63 licenses and has five years of industry experience. Prior to his current role, he worked at Goldman Sachs & Co, LLC and Folio Investments, Inc. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations for retirement income planning.

Helga Moon is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has been with T. Rowe Price since 2012. T. Rowe Price Advisory Services offers a retirement-focused program for individual investors and households that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management, primarily using proprietary mutual funds and ETFs with a model allocation approach.

Dave Pugh is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has worked with T. Rowe Price Investment Services, Inc. since 2009. Outside of his advisory role, he officiates basketball games with the Colorado Springs Basketball Officials Association. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning with an online tool and telephone advisor access, offering a moderately scaled, proprietary service distinct from larger advisory firms.

Dylan Lockard is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior work includes positions at Comprehensive Health Services and Tall Timbers, as well as time at Florida State University. T. Rowe Price Advisory Services offers a retirement-focused advisory service that combines non-discretionary financial planning with discretionary investment management, primarily serving individual investors and households with investable assets around $250,000 or more. The firm invests exclusively in proprietary T. Rowe Price mutual funds and ETFs and uses a structured, model-based approach to portfolio management.

David Steinberg is a financial advisor at T. Rowe Price Advisory Services, Inc. with 25 years of industry experience. He holds the CFP® and ChFC® designations and has worked at T. Rowe Price in two separate periods totaling four years, with prior roles at Advised Assets Group, LLC and The AYCO Company, L.P./Mercer Allied. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and Monte Carlo simulation-based planning tools.